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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A sheet of paper title Your Credit Report showing an Excellent rating and a score of 790.
April 1, 2019 | By Motley Fool Money Staff

Achieving a Perfect Credit Score Is a Lot Easier Than You May Realize

Just 1% of Americans have a perfect credit score of 850, but achieving a perfect credit score isn't that difficult if you follow these strategies.
April 1, 2019 | By Lyle Daly

Can You Get Out of Your Credit Card's Annual Fee?

Find out whether you can get your credit card's annual fee waived and what steps you'll need to take to make it happen.
Disappointed woman sitting in airport chair next to her luggage.
April 1, 2019 | By Lyle Daly

Don't Be Fooled by This Fancy Travel Card Perk

Learn why you shouldn't get a credit card just because it has airport lounge access, which has become the most overrated travel card perk.
Defining the Middle Class: Exploring Perceptions of the Bourgeoisie
March 29, 2019 | By Motley Fool Money Staff

Study: How Americans Define the Middle Class

Who is the middle class? We surveyed Americans to get to the bottom (or middle) of the story, and here's how they financially defined the middle class.
March 27, 2019 | By Lyle Daly

5 Things I Learned About Credit Cards Too Late

Plenty of consumers make mistakes when it comes to credit cards. Find out the things I wish I had known about credit cards sooner.
Woman holding three credit cards and holding her head in dismay.
March 25, 2019 | By Elizabeth Aldrich

Are You Ignoring the Most Costly Credit Card Fees?

Are you aware of all the fees your credit card could be charging? Find out how to identify -- and avoid -- them.
Different hands holding up various credit-card-sized nondescript note cards.
March 25, 2019 | By Elizabeth Aldrich

7 Signs It’s Time to Ditch a Credit Card

If you find yourself putting a check mark next to these scenarios, it’s time to get rid of your current credit card.
March 25, 2019 | By Elizabeth Aldrich

5 Reasons You Should Pay With Credit Cards

From rewards programs to often overlooked protections, your credit card may be the smartest and safest way to make your next purchase.
Wasting Money: Over 1,000 Survey Respondents Weigh In on Their Waste.
March 21, 2019 | By Motley Fool Money Staff

Study: The Most Wasteful Spending Habits Among Americans

We surveyed people in the U.S. to better understand how and why Americans waste money. Here are the top wasteful spending habits among Americans today.
March 21, 2019 | By Elizabeth Aldrich

5 Things You Need to Know About Late Credit Card Payment Fees in 2019

Here’s what you need to know to make 2019 the year of no late credit card payment fees.
A pile of business credit cards.
March 19, 2019 | By Elizabeth Aldrich

How Business Credit Cards Work

Still relying on a personal credit card to cover your business expenses? That might be a mistake.
Woman looking at three credit cards with frustrated face
March 14, 2019 | By Elizabeth Aldrich

3 Times Getting a Secured Credit Card Makes Sense

If you have bad credit or no credit at all, a secured credit card might be the right tool for you. Find out here.
Couple eating breakfast looking at papers and laptop confused.
March 13, 2019 | By Elizabeth Aldrich

How to Monitor Your Credit Without Hurting Your Credit Score

Keeping an eye on your credit score can help you better understand what financial actions directly affect your credit, but will it decrease your credit score?
March 12, 2019 | By Dan Caplinger

Are Business Credit Card Rewards Taxable?

Find out if the miles and cash back you get from using your card to pay for business expenses have unintended tax consequences.
A pile of different-colored credit cards.
March 11, 2019 | By Dan Caplinger

What Is the UltraFICO™ Score and What Does It Mean for You?

The next generation of credit scoring is here. Find out how this new credit score works and what you need to know about it to keep your credit in good shape.
Excited woman riding luggage cart in airport with man pushing her.
March 11, 2019 | By Lyle Daly

9 Airport Hacks to Save Money and Improve Your Travels

Going to the airport doesn’t need to be something that you dread. Learn how you can have a better time there and save some cash in the process.
March 11, 2019 | By Elizabeth Aldrich

4 Credit Card Trends We Expect to See in 2019

Consumers are demanding more when it comes to their finances, and credit card companies are rising to the challenge. Here’s what to expect in 2019.
A wallet, toy airplane, passport, phone, sunglasses, and watch on a pink background.
March 8, 2019 | By Elizabeth Aldrich

7 Money Tips for International Travel

Traveling abroad? Make sure you follow these important money tips to avoid financial hiccups and massive fees.
A finger pointing to a Credit Rating scoring system on a screen with one through five star options.
March 6, 2019 | By Matt Frankel, CFP®

3 Surprising Credit Hacks That Can Boost Your FICO® Score

Most Americans know the basic ways to build strong credit, but there are some outside-the-box ways you could try to give your score an extra boost.
March 5, 2019 | By Matt Frankel, CFP®

Are Credit Card Chips Safe?

Credit card chips have cut down on certain kinds of credit card fraud, but they haven’t completely solved the problem. Find out what you can do to prevent yourself from becoming a victim.
March 1, 2019 | By Matt Frankel, CFP®

Why Don't All Retailers Accept All Major Credit Cards?

There are two main reasons why you may not be able to use your favorite credit card at a certain retailer.
The words Financial Infidelity overlaid on a couple, with the man hiding money behind his back. Text: 1,000 People in Serious Relationships Share Their Monetary Misdeeds
Feb. 25, 2019 | By Motley Fool Money Staff

Study: Have You Been Financially Unfaithful With Your Partner?

We surveyed those in serious relationships and uncovered how many people commit financial infidelity and what they do to cross this line.
A young man and woman use a credit card while shopping on a laptop.
Feb. 18, 2019 | By Matt Frankel, CFP®

4 Things I've Learned on My Journey to Great Credit

Here are four valuable lessons for building credit from someone who destroyed his own credit and built it back up again.
A couple looks over paint colors and a home decor magazine.
Feb. 18, 2019 | By Matt Frankel, CFP®

Is the Lowe’s Credit Card Worth It?

The Lowe’s Advantage Card has a good everyday discount and unique financing options, but isn’t necessarily the best choice if you plan to carry a balance from month to month.
Interest rates and a question mark scattered about on flash cards.
Feb. 18, 2019 | By Matt Frankel, CFP®

Interest rate vs. APY vs. APR: What's the Difference?

The terms interest rate, APR, and APY are often used interchangeably, but have different meanings that are important to understand.