Earn $600 (or More) Back After Spending $4,000 With This Credit Card
KEY POINTS
- The Citi Strata Premier℠ Card is a travel credit card with a $95 annual fee and an excellent rewards program.
- It also offers the ability to transfer points to airline and hotel partners and provides an annual hotel discount.
- The Citi Strata Premier℠ Card offers a welcome bonus of 60,000 ThankYou® Points that can be worth $600 or potentially much more, depending on how you redeem them.
The Citi Strata Premier℠ Card is a travel credit card that offers a great rewards program that can help cardholders save on vacation costs. It also has an excellent welcome bonus of 60,000 ThankYou® Points -- you'll need to meet a minimum spend requirement to qualify.
In this article, we'll discuss the Citi Strata Premier℠ Card's welcome bonus, some of the benefits of the card, and whether it can be a good travel credit card to add to your wallet.
The Citi Strata Premier℠ Card welcome bonus
For a travel credit card with a relatively low annual fee, the Citi Strata Premier℠ Card has a lucrative welcome offer. You can get 60,000 ThankYou® Points after spending $4,000 within the first 3 months after opening the card.
In most cases, you can redeem ThankYou Points at a $0.01 valuation. This includes cash back and travel purchases made through Citi Travel. Points can also be redeemed for a large selection of gift cards at the same $0.01 rate. The welcome bonus is worth $600 when redeemed these ways.
However, Citi has a long list of travel partners where you can transfer points and convert them into miles or points in airline and hotel programs. JetBlue, Virgin Atlantic, and Wyndham Rewards are a few of the bigger names on the list. If you transfer points (especially to an airline), they can be worth significantly more than $0.01 each if you're strategic about choosing the flight for which you redeem them.
= Best
= Excellent
= Good
= Fair = Poor
= Best
= Excellent
= Good
= Fair = PoorGood/Excellent (670-850)
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.24% - 28.24% (Variable)
Rewards 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. Earn 3 Points per $1 spent on Restaurants. Earn 3 Points per $1 spent on Supermarkets. Earn 3 Points per $1 spent on Gas and EV Charging Stations. Earn 1 Point per $1 spent on All Other Purchases $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
1x - 10x points
Annual Fee
$95
Welcome Offer Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
60,000 ThankYou® Points
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Citi Strata Premier offers a unique combination of bonus categories we don't see on many travel cards. It earns 3X points on travel and everyday-type categories, including supermarkets and gas/EV charging. You can also earn a welcome bonus worth $600. That combination of rewards is an excellent value for a relatively low annual fee. Plus, if you run into any problems on a trip, its complimentary travel protections (including coverage for trip delays, trip cancellations and interruptions, and lost/damaged luggage) could save the day.
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- Big sign-up bonus
- Annual hotel savings offer
- Travel and dining rewards
- Grocery and gas rewards
- Flexible travel rewards points
- Travel insurance protections
- Annual fee
- Redemption options
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- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases.
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Perks and benefits of the Citi Strata Premier℠ Card
The Citi Strata Premier℠ Card has an excellent rewards program with several bonus categories. You'll earn:
- 10X points per $1 on hotels, car rentals, and attractions booked on Citi Travel (limited time offer through June 30, 2024).
- 10X points per $1 on restaurants, air travel, hotels, supermarkets, and gas stations.
- 1X point per $1 on other purchases.
In addition to the highly competitive rewards program, Citi Strata Premier℠ Card members also get a $100 discount annually on a single hotel stay of $500 or more, booked through CitiTravel.com and paid for with the card or with ThankYou Points. This benefit alone could cover the annual fee each year.
The card also has no foreign transaction fees, making it an excellent choice for travelers who leave the United States often. Other credit cards can charge foreign transaction fees of as much as 3%.
Is it a good travel credit card for you?
There is no perfect credit card for everyone, but the Citi Strata Premier℠ Card is an attractive product compared with others at its price point. The annual hotel discount alone can more than justify the annual fee, and its rewards program is one of the best in its class -- plus a lucrative sign-up bonus. For all these reasons, the Citi Strata Premier℠ Card is worth a closer look.
= Best
= Excellent
= Good
= Fair = Poor
= Best
= Excellent
= Good
= Fair = PoorGood/Excellent (670-850)
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.24% - 28.24% (Variable)
Rewards 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. Earn 3 Points per $1 spent on Restaurants. Earn 3 Points per $1 spent on Supermarkets. Earn 3 Points per $1 spent on Gas and EV Charging Stations. Earn 1 Point per $1 spent on All Other Purchases $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
1x - 10x points
Annual Fee
$95
Welcome Offer Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
60,000 ThankYou® Points
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Citi Strata Premier offers a unique combination of bonus categories we don't see on many travel cards. It earns 3X points on travel and everyday-type categories, including supermarkets and gas/EV charging. You can also earn a welcome bonus worth $600. That combination of rewards is an excellent value for a relatively low annual fee. Plus, if you run into any problems on a trip, its complimentary travel protections (including coverage for trip delays, trip cancellations and interruptions, and lost/damaged luggage) could save the day.
-
- Big sign-up bonus
- Annual hotel savings offer
- Travel and dining rewards
- Grocery and gas rewards
- Flexible travel rewards points
- Travel insurance protections
- Annual fee
- Redemption options
-
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases.
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
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