Best Business Credit Card Offers This Week: Nov. 10, 2025 -- Last Chance on $900 Welcome Bonus

Published on Nov. 10, 2025

Joel O'Leary

By: Joel O'Leary

Full-Time Personal Finance Writer

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Chase just confirmed that the elevated $900 welcome bonus offer on the Ink Business Cash® Credit Card (see rates and fees) and Ink Business Unlimited® Credit Card (see rates and fees) is ending soon. Offer ends 9am EST on Nov. 13, 2025.

That means if you've been eyeing a no-annual-fee business card with a sweet $900 bonus, now's the time to jump on it. The clock is ticking on these offers -- get them before they're gone.

Here are all the top business cards this week. Let's start with this week's featured pick 👇

Ink Business Cash® Credit Card

Great for: Simple, flat-rate rewards

Apply Now for Ink Business Cash® Credit Card

On Chase's Secure Website.

Rates & Fees External Link Icon

Ink Business Cash® Credit Card
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Ink Business Cash® Credit Card

On Chase's Secure Website.

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR Circle with letter I in it. 0% Intro APR on Purchases

Purchases: 0% Intro APR on Purchases, 12 months

Balance Transfers: N/A

Regular APR

17.24% - 25.24% Variable

Rewards Circle with letter I in it. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Earn 5% cash back in select business categories

Annual Fee Circle with letter I in it. N/A

$0

Welcome Offer Circle with letter I in it. Earn $900 when you spend $6,000 on purchases in the first three months after account opening

Earn $900 bonus cash back

  • If your business spends at office supply stores or on telecom, this card can pay off fast. Earn 5% cash back in those categories (on up to $25,000 yearly), plus 2% at gas stations and restaurants (on up to $25,000 yearly). With a limited-time $900 welcome bonus and no annual fee, it can outpace flat-rate cards when you maximize its 5% rewards.

    • Big cash back sign-up bonus
    • Office supply store rewards
    • Internet, cable, and phone service rewards
    • 0% intro APR offer
    • No annual fee
    • Low caps on bonus categories
    • No balance transfer offer
    • Foreign transaction fee
    • Earn $900 when you spend $6,000 on purchases in the first three months after account opening
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
    • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
    • No Annual Fee
    • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
    • 0% introductory APR for 12 months on purchases
    • Member FDIC

Top business cards this week

Offer Our Rating Welcome Offer Rewards Program APR Our Rating
Apply Now for Ink Business Cash® Credit Card

On Chase's Secure Website.

Rates & Fees External Link Icon

4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair
= Poor
Earn $900 bonus cash back Circle with letter I in it. Earn $900 when you spend $6,000 on purchases in the first three months after account opening Earn 5% cash back in select business categories Circle with letter I in it. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Intro: Circle with letter I in it. 0% Intro APR on Purchases

Purchases: 0% Intro APR on Purchases, 12 months

Balance Transfers: N/A

Regular: 17.24% - 25.24% Variable

4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Apply Now for Ink Business Unlimited® Credit Card

On Chase's Secure Website.

Rates & Fees External Link Icon

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Earn $900 bonus cash back Circle with letter I in it. Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Earn unlimited 1.5% cash back on every purchase Circle with letter I in it. Earn unlimited 1.5% cash back on every purchase made for your business

Intro: Circle with letter I in it. 0% Intro APR on Purchases

Purchases: 0% Intro APR on Purchases, 12 months

Balance Transfers: N/A

Regular: 17.24% - 23.24% Variable

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Apply Now for The Business Platinum Card® from American Express

On American Express's Secure Website.

Rates & Fees External Link Icon

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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200,000 Membership Rewards® points Circle with letter I in it. Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership. 1X - 5X points Circle with letter I in it. • 5X points on flights and prepaid hotels booked on AmexTravel.com • 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • 1X points on other eligible purchases

Intro:

Purchases: N/A

Balance Transfers: N/A

Regular: 17.99% - 28.74% Variable

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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Apply Now for Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

On Bank of America's Secure Website.

4.60/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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$300 cash back Circle with letter I in it. $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening. 1.5% cash back Circle with letter I in it. Earn unlimited 1.5% cash back on all purchases

Intro: Circle with letter I in it. 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% to 26.99% will apply.

Purchases: 0%, 9 billing cycles

Balance Transfers: N/A

Regular: 16.99% - 26.99% (Variable)

4.60/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Apply Now for The Blue Business® Plus Credit Card from American Express

On American Express's Secure Website.

Rates & Fees External Link Icon

4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
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15,000 Membership Rewards® points Circle with letter I in it. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 1x - 2x points Circle with letter I in it. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

Intro:

Purchases: 0% on purchases, 12 months from date of account opening

Balance Transfers: N/A

Regular: 16.99% - 26.99% Variable

4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Apply Now for Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

On Bank of America's Secure Website.

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
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$300 cash back Circle with letter I in it. $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening. 1% - 3% cash back Circle with letter I in it. 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). Unlimited 1% cash back on all other purchases.

Intro: Circle with letter I in it. 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.99% to 26.99% will apply.

Purchases: 0%, 9 billing cycles

Balance Transfers: N/A

Regular: 16.99% - 26.99% (Variable)

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor

Which business card should you get?

The "best" card really depends on what your business needs right now.

If you want consistent rewards with zero effort, flat-rate cards like the Chase Ink Business Unlimited are great.

If you're spending a lot in specific categories -- like digital ads, travel, or restaurants -- category cards like Chase Ink Business Cash might get you more rewards throughout the year.

And if you're planning a big expense (like buying equipment or stocking up for the holidays), a card with a 0% intro APR could save you money on interest while giving you time to pay it off.

The goal isn't to chase the fanciest looking card. It's to find the one that matches how you actually spend.

How to open a business credit card

If it's your first time getting a business credit card, congratulations! Don't stress out -- the process is mostly the same as opening a personal card.

Also you don't need a registered company name or official business to apply. Any kind of hustle outside a 9-5 job (freelancing, reselling, tutoring, content creation, or consulting) usually qualifies.

Here's what the online application typically asks for:

  • Your legal name, Social Security number, and address.
  • Your business name. This can just be your own name if you don't have a brand or LLC.
  • Business type and industry. Choose the category that best matches what you do.
  • Estimated annual revenue. You can be honest and use your best guess -- even $0 is OK if you're just starting.
  • Years in business. It's totally fine to put "less than 1 year."

After that, you'll typically get a decision in minutes -- or a follow-up email if the bank needs more info.

Pro tip: Starting with a no-annual-fee card like Chase Ink Business Cash or Chase Ink Business Unlimited is a low-risk way to dip your toes in and earn rewards as your business grows.

Beginning with a familiar bank

Keeping all your cards under one roof just makes life easier.

Some issuers (like Chase or Amex) even let you combine rewards across personal and business cards. That means one big pool of points you can redeem for bigger rewards.

If you're already using a personal card you love, try checking if there's a business version. You'll be surprised how smoothly it fits into your system.

Explore all the best small business credit cards here to find the right match for you.

FAQs

  • Yes. You don't need an LLC or registered company to get a business credit card. Many people apply as sole proprietors using their personal name and Social Security number.

  • You can, but it's not a great habit. It'll make taxes and bookkeeping more complicated if your expenses and statements are "mingled." It's better to keep things separate.

  • Some issuers offer them for free, others charge a small fee. They're a great way to track spending across your team, and earn rewards on all of it.

Our Research Expert

Joel O'Leary
Joel O'Leary icon-button-linkedin-2x

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about personal finance since 2018, previously leading editorial content for the How To Money podcast and serving as a resident writer at Budgets Are Sexy. He bought his first rental property at age 18, funding the down payment with savings from his high school job at McDonald’s -- a testament to his lifelong passion for smart money decisions. His work aims to make personal finance accessible and actionable for everyday readers. When he’s not writing, Joel enjoys surfing and spending time with his family.