These Chase Ink Cards Just Launched Their Best Bonus Offers Ever

There has never been a better time to grab one of these Chase Ink cards.

Chase is making some serious upgrades to its lineup of business credit cards. Just a few weeks ago, it publicly launched a new card with a huge cash back bonus, the Ink Business Premier℠ Credit Card. Today, it improved the bonuses on its two no-annual-fee, cash back business cards:

• Ink Business Cash® Credit Card
• Ink Business Unlimited® Credit Card

These were already two of the top business credit cards, and both are now offering their best bonuses ever. Here's how much you can earn and what you need to do to qualify.

New Chase Ink bonuses

The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card offer the same sign-up bonus. Their new offer is $900 bonus cash back after spending $6,000 on purchases in the first three months after account opening. It's one of the biggest sign-up bonuses, especially for no annual fee cards.

The previous offer was $750 bonus cash back after spending $7,500 on purchases in the first three months. While that was a great bonus, the new one is a big improvement. You can receive an extra $150, and the new bonus is easier to earn because of its much lower spending requirement.

Although these are cash back business cards, you can also use your rewards as Chase Ultimate Rewards points. For example, if you also have a Chase travel card, you'll be able to move your points onto that card. Then, you can use those points for travel redemptions, like transfers to Chase travel partners. Used this way, the $900 in bonus cash back is worth 90,000 points.

Additional perks

The standout feature on each of these cards is the sign-up bonus, but they also have several other valuable benefits. They're very similar, and each card offers the following:

• Cash rewards on purchases
• 0% intro APR on purchases for 12 months from account opening
• Employee cards at no additional cost
• Purchase protection
• Extended warranty protection
• Auto rental collision damage waiver

The only notable difference between them is their cash back rates. Ink Business Cash® Credit Card has bonus categories and earns:

• 5% on the first $25,000 in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year
• 2% on the first $25,000 in combined purchases at gas stations and restaurants each account anniversary year
• 1% on other purchases

The Ink Business Unlimited® Credit Card, on the other hand, is a flat-rate cash back card. It earns an unlimited 1.5% on purchases, regardless of the spending category.

Should you apply?

If you're in the market for a business credit card, this is the perfect time to apply for the Ink Business Cash® Credit Card or the Ink Business Unlimited® Credit Card. They've been around for years, and they've never offered this much back before.

Since they earn cash back and don't charge an annual fee, these are flexible cards that could benefit just about any business owner. They're also worth checking out if you have any other Chase credit cards. Most Chase Ultimate Rewards cards let you combine your points, so these cards all work well together.

How to apply

You can apply for a Chase Ink card online or at your local Chase branch. The application requires information about you and your business. Note that these cards are available to sole proprietors, so you can apply with your Social Security number, even if you don't have a registered business.

There are a few application requirements to know about first. All the Chase Ink credit cards are intended for consumers with good credit. Most approved applicants have a FICO® Score of at least 670.

In addition, you'll most likely only get an approval if you've opened fewer than five credit cards in the last 24 months. Applicants who have opened more almost always get a denial due to Chase's 5/24 rule.

If you have good credit and you pass the 5/24 rule, there's a high chance of your application being approved. In that case, it's worth applying as soon as you know which of these two cards you want. Although there's no official end date on this offer, there also aren't any guarantees for how long it will last.