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Credit Cards With TSA PreCheck: Get the VIP Treatment at the Airport

Review Updated
Brooklyn Sprunger
Author: Brooklyn Sprunger
Brooklyn Sprunger
Brooklyn Sprunger
Content Manager

Brooklyn leads the content team behind product reviews and ratings at Motley Fool Money, ensuring readers get well-researched, expert-backed insights to make smarter financial decisions. With nearly seven years working full-time in financial content -- four of them at The Motley Fool -- she has developed a deep passion for personal finance, from investing strategies to everyday money management.

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Nathan Alderman
Fact Checked: Nathan Alderman
Nathan Alderman
Nathan Alderman
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Nathan Alderman has been a full-time Motley Fool employee since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As Motley Fool Money's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.

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Every time I watch someone breeze through the TSA PreCheck line while I'm stuck taking off my shoes and digging through my bag, I can't help but wonder, "Why haven't I signed up for one of those credit cards that covers the fee?" It's the little things, like skipping the security hassle, that can make travel feel a whole lot smoother.

TSA PreCheck is a game-changer, letting you skip the long, slow-moving lines and enjoy a faster, more convenient airport experience.

If you're ready to stop suffering through the regular security lines and start feeling like you've got the VIP treatment, then keep reading. Here are some of our favorite credit cards that offer TSA PreCheck coverage -- I'll help you figure out which ones are really worth your time.

  • Our team of experts reviewed over 260 credit cards
  • We evaluate all credit cards across the same 4 key criteria: value, welcome experience, fees, and perks
  • Our credit card ratings are never influenced by our advertising partners
  • If we wouldn't recommend an offer to a close family member, we won't recommend it to you

Our aim is to maintain a balanced best-of list featuring top-scoring credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.

Some of our favorite cards that pay for TSA PreCheck

Travel credit cards

These travel cards don't just cover TSA PreCheck -- they pack in plenty of other perks to elevate your travel experience.

Great welcome bonus: Capital One Venture Rewards Credit Card

Ratings Methodology

Capital One Venture Rewards Credit Card

Apply Now for Capital One Venture Rewards Credit Card

On Capital One's Secure Website.

Rates & Fees External Link Icon

Capital One Venture Rewards Credit Card
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Capital One Venture Rewards Credit Card

On Capital One's Secure Website.

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 29.24% (Variable)

Rewards Circle with letter I in it. Earn unlimited 2X miles on every purchase. Earn unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

2X-5X miles

Annual Fee

$95

Welcome Offer Circle with letter I in it. 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

75,000 Miles (worth $750 in travel)

  • This is one of our favorite credit cards — period. The huge 75,000-mile bonus (worth $750 toward travel) is one of the highest we’ve seen for a card with just a $95 annual fee. We love the dead-simple yet lucrative rewards structure: unlimited 2X miles on every purchase you make, plus 5X on hotels and rental cars booked through Capital One Travel, and up to a $120 credit for Global Entry or TSA PreCheck®.

    Miles are easier to redeem than most travel cards with options like statement credits, travel bookings, or point transfers. Add it all up and it’s easy to see why this is one of the best (and most popular) travel cards available today.

    • Excellent sign-up bonus
    • Unlimited miles on purchases
    • Travel credit
    • Multiple ways to use miles
    • No foreign transaction fee
    • Annual fee
    • No 0% intro APR offer
    • Low cash back redemption value
    • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
    • Earn unlimited 2X miles on every purchase, every day
    • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
    • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
    • Transfer your miles to your choice of 15+ travel loyalty programs

This is one of our top picks for travelers. With an impressive welcome bonus and a low $95 annual fee (see rates and fees), this card offers unbeatable value. Plus, you'll enjoy 2X miles on every purchase and a simple, flexible rewards program. The TSA PreCheck benefit is just the cherry on top.

Great for lounge access: The Platinum Card® from American Express

The Platinum Card® from American Express
Apply Now for The Platinum Card® from American Express

On American Express' Secure Website.

Terms apply

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Ratings Methodology

The Platinum Card® from American Express

Apply Now for The Platinum Card® from American Express

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

The Platinum Card® from American Express
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent
Apply Now for The Platinum Card® from American Express

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent

Intro APR

Purchases: N/A

Balance Transfers: N/A

APR

See Pay Over Time APR

Rewards Circle with letter I in it. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®. 1X Membership Rewards® Points on other purchases. Terms apply.

1X-5X Membership Rewards® Points

Annual Fee

$695

Welcome Offer Circle with letter I in it. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 points. Find Out Your Offer.

  • This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome offer. Terms apply.

    Read Full Review
    • Big welcome offer
    • Substantial spending credits
    • Airport lounge access
    • Hotel benefits
    • Flexible travel points
    • Annual fee
    • Limited bonus categories
    • Spending credits can be complicated to manage
    • You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
    • Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
    • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
    • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
    • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
    • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
    • $695 annual fee.
    • Terms Apply.

If you're a fan of luxury travel and love spending time in airport lounges, this card is hard to beat. The Amex Platinum Card is packed with premium benefits, including access to a network of lounges around the world, concierge service, and of course, TSA PreCheck. Terms apply; enrollment may be required. The $695 annual fee is steep (see rates and fees), but for frequent travelers, it's well worth it for the VIP experience.

Great transfer partner options: Chase Sapphire Reserve®

Ratings Methodology

Chase Sapphire Reserve®

Read Review
Rates & Fees External Link Icon
Chase Sapphire Reserve®
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Read Review
Rates & Fees External Link Icon
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.24% - 28.74% Variable

Rewards Circle with letter I in it. Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

8x points on Chase Travel℠, 4x points on flights and hotels booked direct, 3x points on dining, 1x points on all other purchases

Annual Fee

$795

Welcome Offer Circle with letter I in it. Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 bonus points

  • All the perks we've come to expect from a top travel card, including a $300 annual travel credit, airport lounge access, and big bonuses on travel and dining. Points are transferable to airline and hotel partners or worth up to 2x if you book through Chase Travel℠. The annual fee is hefty, but if you can use all its features, this card could be well worth the cost.

    • Travel credits
    • Airport lounge access
    • Travel and dining rewards
    • Welcome offer
    • Flexible travel points
    • Annual fee
    • Limited-time benefits
    • Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
    • Get more than $2,700 in annual value with Sapphire Reserve.
    • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
    • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
    • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
    • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
    • Member FDIC
The information related to Chase Sapphire Reserve® was collected by Motley Fool Money and has not been reviewed or provided by the issuer of this product. Motley Fool Money does not receive commission for this product/card.

Chase is a travel rewards powerhouse, and the Chase Sapphire Reserve (see rates and fees) is one of the best cards for earning and maximizing points. Enjoy a 1:1 points transfer ratio to top airlines and hotel partners, and take advantage of benefits like Priority Pass lounge access and TSA PreCheck. The annual fee is on the higher end at $795, but the luxury perks and valuable points system make it a solid choice for serious travelers.

Airline credit cards

If you're loyal to a specific airline, these airline cards offer not only TSA PreCheck benefits, but also a range of perks tailored to your preferred carrier.

Amex Delta SkyMiles Platinum

Ratings Methodology

Delta SkyMiles® Platinum American Express Card

Apply Now for Delta SkyMiles® Platinum American Express Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Delta SkyMiles® Platinum American Express Card
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent
Apply Now for Delta SkyMiles® Platinum American Express Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent

Intro APR

Purchases: N/A

Balance Transfers: N/A

APR

20.24%-29.24% Variable

Rewards Circle with letter I in it. Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

1X-3X Miles

Annual Fee

$350

Welcome Offer Circle with letter I in it. Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 Bonus Miles

  • The welcome offer, bonus miles categories, and Delta perks make this card's annual fee worth it if you fly on the carrier regularly.

    • Welcome offer
    • Free checked bag
    • Companion certificate
    • Travel credit
    • Annual fee
    • No complimentary airport lounge access
    • Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
    • Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
    • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
    • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
    • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
    • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
    • Earn 1X Miles on all other eligible purchases.
    • $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
    • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
    • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
    • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
    • No Foreign Transaction Fees.
    • $350 Annual Fee.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.

Delta fans will appreciate the Amex Delta SkyMiles Platinum, which combines TSA PreCheck reimbursement with 3X miles on Delta purchases and purchases made directly with hotels, and 2X miles on restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. If you're a frequent flyer, the $350 annual fee may seem steep (see rates and fees), but the card's travel perks, like priority boarding and a free checked bag, more than make up for it. Plus, you'll have access to a range of Delta-specific benefits. Terms apply; enrollment may be required.

The New United℠ Explorer Card

Ratings Methodology

The New United℠ Explorer Card

Rates & Fees External Link Icon
The New United℠ Explorer Card
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Rates & Fees External Link Icon
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.49% - 28.99% Variable

Rewards Circle with letter I in it. 2x miles on United® purchases, dining, and hotel stays when booked with the hotel. 1x mile on all other purchases

N/A

Annual Fee Circle with letter I in it. $0, First Year

$150

Welcome Offer Circle with letter I in it. Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Earn 80,000 bonus miles

  • With a big sign-up bonus and rewards for United and dining purchases, the miles will accumulate quickly if you're a frequent traveler.

    • Big sign-up bonus
    • United, restaurant, and hotel rewards
    • Free first checked bag
    • Travel statement credits
    • United travel benefits
    • Annual fee
    • No access to Polaris lounges
    • Debut Offer: Earn 80,000 bonus miles
    • $0 introductory annual fee for the first year, then $150
    • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
    • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
    • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
    • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
    • Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
    • Over $400 in partner credits each year
    • Member FDIC
The information related to The New United℠ Explorer Card has been collected by Motley Fool Money and has not been reviewed or provided by the issuer.

For United Airlines loyalists, the United Explorer Card is a good option. With benefits like free checked bags, priority boarding, and 2 miles per dollar on United purchases, at restaurants, and on hotel stays booked with the hotel, this card makes travel a breeze. Plus, it covers the TSA PreCheck application fee, so you can speed through security before your flight. The annual fee is only $150, which is a solid deal for frequent flyers.

Business credit cards

For entrepreneurs and business owners, these business cards offer TSA PreCheck benefits along with powerful rewards programs to maximize your business spending.

The Business Platinum Card® from American Express

Ratings Methodology
Award Icon 2025 Award Winner

The Business Platinum Card® from American Express

Apply Now for The Business Platinum Card® from American Express

On American Express's Secure Website.

Rates & Fees External Link Icon

The Business Platinum Card® from American Express
4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent
Apply Now for The Business Platinum Card® from American Express

On American Express's Secure Website.

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.49% - 29.24% Variable

Rewards Circle with letter I in it. • 5X points on flights and prepaid hotels booked on AmexTravel.com • 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • 1X points on other eligible purchases

1X - 5X points

Annual Fee

$695

Welcome Offer Circle with letter I in it. Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 Membership Rewards® points

  • If business travel is a priority, this card brings premium rewards and perks. Earn 5X points on flights and prepaid hotels booked on AmexTravel.com, plus 1.5X on eligible purchases of $5,000 or more. With access to 1,400+ lounges, annual travel credits, and TSA PreCheck/Global Entry fee credit, frequent flyers can easily offset the $695 fee and enjoy more comfort on the road. (Terms apply.)

    • Versatile rewards points
    • Huge welcome offer
    • Airport lounge access
    • Complimentary elite statuses
    • Tons of statement credits
    • High annual fee
    • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
    • Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
    • New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
    • New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
    • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
    • Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
    • 5X points on flights and prepaid hotels booked on AmexTravel.com
    • 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    • 1X points on other eligible purchases
    • Use the Business Platinum Card® and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
    • $695 Annual Fee.
    • Terms Apply.

The Amex Business Platinum Card is a top-tier business card for those who want to maximize luxury perks. From access to premium airport lounges to 1.5X points on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year, this card delivers a wealth of business benefits.

At $695 annually (see rates and fees), it's not cheap, but if you're looking for VIP treatment on every trip and TSA PreCheck coverage, it's worth the investment for frequent business travelers. Terms apply; enrollment may be required.

Capital One Spark Miles for Business

Ratings Methodology

Capital One Spark Miles for Business

Apply Now for Capital One Spark Miles for Business

On Capital One's Secure Website.

Rates & Fees External Link Icon

Capital One Spark Miles for Business
4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Excellent (740-850)
Apply Now for Capital One Spark Miles for Business

On Capital One's Secure Website.

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Excellent (740-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

25.24% (Variable)

Rewards Circle with letter I in it. Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account. Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One's travel booking site.

2X-5X miles

Annual Fee

$0 intro annual fee for the first year; $95 after that

Welcome Offer Circle with letter I in it. 50,000 Miles once you spend $4,500 on purchases within 3 months from account opening

50,000 Miles

  • Simple travel rewards, low fees, and no fuss. This card makes it easy for business owners to start earning with unlimited 2X miles on every purchase, a 50,000-mile welcome bonus, and 5X on on hotels, vacation rentals and rental cars booked through Capital One's travel booking site. With a $0 intro annual fee for the first year ($95 after), it’s an easy way for businesses to turn everyday spending into meaningful travel rewards.

    • Big sign-up bonus
    • Unlimited 2x miles
    • No foreign transaction fee
    • Multiple ways to use miles
    • Annual fee
    • No intro APR offer
    • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
    • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
    • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One's travel booking site
    • Transfer your miles to 15+ travel loyalty programs
    • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®
    • $0 intro annual fee for the first year; $95 after that
    • Free employee cards which also earn unlimited 2X miles from their purchases

The Capital One Spark Miles for Business card makes travel rewarding for business owners, offering 2X miles on every purchase and a straightforward rewards program. With a $0 intro annual fee for the first year; $95 after that for the first year, you get TSA PreCheck coverage, travel protections, and a solid miles program that's easy to use for business and personal expenses alike.

At Motley Fool Money, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates and 0% intro APR offers, welcome bonuses, fees, and perks like travel credits and purchase protections.

Our highest-rated credit cards have:

  • ​​High value through rewards or 0% intro APR offers
  • Attainable welcome bonuses that make up for any annual fees
  • Low annual fees or a balance transfer fee of 3%
  • Top perks such as purchase and travel protections, no foreign transaction fees, travel credits, and status upgrades

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best credit card recommendations. Our aim is to maintain a balanced best-of list featuring top-scoring credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.

Ordering within lists is influenced by advertiser compensation, including featured placements at the top of a given list, but our product recommendations are NEVER influenced by advertisers. Learn more about how Motley Fool Money rates credit cards.

At Motley Fool Money, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates and 0% intro APR offers, welcome bonuses, fees, and perks like travel credits and purchase protections.

Our highest-rated credit cards have:

  • ​​High value through rewards or 0% intro APR offers
  • Attainable welcome bonuses that make up for any annual fees
  • Low annual fees or a balance transfer fee of 3%
  • Top perks such as purchase and travel protections, no foreign transaction fees, travel credits, and status upgrades

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best credit card recommendations. Our aim is to maintain a balanced best-of list featuring top-scoring credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.

Ordering within lists is influenced by advertiser compensation, including featured placements at the top of a given list, but our product recommendations are NEVER influenced by advertisers. Learn more about how Motley Fool Money rates credit cards.

What to consider when choosing a credit card for TSA PreCheck

When you're picking out a credit card that offers TSA PreCheck as a perk, there's more to consider than just the reimbursement for the application fee. Here's what you'll want to think about:

Annual fee

Many of the cards that cover TSA PreCheck come with annual fees that range from affordable to a heftier price tag.

For example, the Capital One Venture Rewards Credit Card has a $95 annual fee (see rates and fees), which is pretty manageable, especially considering all the perks it offers. On the other hand, The Platinum Card® from American Express charges $695 annually, but if you're into luxury travel, the benefits (lounge access, concierge service, and more) might make it totally worth it. Terms apply.

Other travel perks

Beyond TSA PreCheck, think about what else the card can do for you. Cards like the Chase Sapphire Reserve® or Amex Platinum Card aren't just about speeding through security -- they offer access to airport lounges, free checked bags, and even travel insurance. Terms apply. If you're a frequent traveler, these perks can really make your life easier.

Rewards and earning potential

While TSA PreCheck is great, the card you choose should help you rack up rewards on the stuff you already spend money on. Look for cards that offer bonus points for categories like dining, travel, or even business expenses.

For example, the Chase Sapphire Reserve® gives you 8x points on all purchases through Chase Travel℠, including The Edit℠ and 3x points on dining worldwide, so you're earning premium rewards as you go.

Sign-up bonuses

Who doesn't love a good welcome bonus? Many of these cards come with generous offers that let you earn tons of points right off the bat. The Capital One Venture Rewards Credit Card is a great option if you're hoping to rack up points quickly, especially if you've got a big trip coming up and want to hit the ground running. (See rates and fees.)

How to apply for TSA PreCheck using your credit card benefit

Getting TSA PreCheck through your credit card is pretty easy, but there are a few steps to make sure you take full advantage of the perk. Here's how to do it:

1. Apply for TSA PreCheck

First things first: head to the official TSA website and fill out your online application for TSA PreCheck. It's a simple process that only asks for basic info like your name, address, and date of birth. Once you're done, you'll pay the application fee (typically $85 for a five-year membership).

2. Pay with an eligible card

When it's time to pay for the application, use one of the cards above that reimburses the TSA PreCheck fee. The amount will typically be credited back to your account within a few billing cycles.

3. Schedule an appointment

After you've completed the application, you'll need to schedule an in-person appointment at a TSA enrollment center. This is where you'll provide your fingerprints, take a photo, and share some other personal details. The appointment itself is quick and easy, typically only taking about 10 minutes.

4. Receive approval

Once you've completed your appointment, you'll get word of your approval (or denial) within a few days to a couple of weeks. If you're approved, you'll get your Known Traveler Number (KTN), and you'll be good to go.

5. Start enjoying the perks

Once you've got your KTN, you can add it to your airline profiles and automatically enjoy TSA PreCheck on your flights. That means you get to breeze through security, skip the long lines, and feel like a VIP at the airport. Sounds pretty good to me.

FAQs

  • No, the TSA PreCheck credit is only for the authorized cardholder. It can't be transferred or used for someone else's application. However, some cards that offer TSA PreCheck also offer Global Entry benefits, which can extend to additional travelers in certain circumstances.

  • The online application for TSA PreCheck is quick and usually takes about 10-15 minutes. After applying, you'll schedule an appointment at a TSA enrollment center, which typically takes about 15-30 minutes. Overall, you can expect the entire process to take a few weeks to complete.

  • No, not all cards that cover TSA PreCheck also cover Global Entry. However, many premium travel cards offer both TSA PreCheck and Global Entry as a benefit. Be sure to check the specific terms of your card.