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Auto Insurance Articles

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Recent Articles

Young woman at a garage talking to a mechanic about her car. They both point at paperwork.
April 25, 2022 | By David Chang, ChFC®, CLU®

How Much Car Insurance Do You Need? Here's What Dave Ramsey Thinks

One out of 8 Americans drive without car insurance. Read what Dave Ramsey says about car insurance and how much you need.
A teenager smiles at their mother as they turn on the car ignition.
April 22, 2022 | By David Chang, ChFC®, CLU®

Auto Insurance Industry Predictions for 2022

Rising premiums, telematics, and customizable policies based on individual driver habits are future auto insurance trends to watch out for.
A person standing next to the open trunk door of a car and zipping up their jacket.
Oct. 21, 2021 | By Kailey Hagen

Paying Less for Car Insurance Could Actually Cost You More. Here's Why

Buying the minimum car insurance has some hidden dangers. Here's why it's smart to purchase a little more.
Two people exchanging information with their phones while standing over their cars after a fender bender.
Oct. 16, 2021 | By Kailey Hagen

Here's Why Insurers Care About Your Credit Score

Insurers see credit scores as predictors of risk. Here's what you need to know about this practice.
Business worker teleconferences their coworkers from a home office.
Sept. 5, 2021 | By Natasha Etzel

Still Working Remotely? Here's How to Save on Your Car Insurance Premium

Remote workers who drive less may be able to save money on car insurance costs. Keep reading to find out how.
A person standing next to the open trunk door of a car and zipping up their jacket.
Aug. 3, 2021 | By Dana George

With a Shortage of Vehicles, Here Are 5 Ways to Find an Affordable Used Car

Prices of used cars are at an all-time high. Keep reading to learn five ways you can afford a new set of wheels.
A young adult manual worker drives to work in a van wearing their uniform.
Aug. 1, 2021 | By Dana George

Are Car Insurers Discriminating Against Less Educated Drivers?

In most states, it's currently legal to charge a less educated driver more for auto insurance. Keep reading to find out what you should know about the practice.
Woman with dog about to charge her electric car.
July 16, 2021 | By Natasha Etzel

Will You Pay More to Insure an Electric Car?

If you're planning to buy an electric vehicle, consider the insurance costs. Find out here if electric vehicles cost more to insure.
Dealer Showing Female Customer A Car
July 5, 2021 | By Elizabeth Aldrich

Shopping for a Car? Don't Overlook These 7 Expenses

Car insurance, routine maintenance, and resale value are just some of the costs you should consider when shopping for a car. Read on for more tips to save you money.
A person sits in the driver's seat of a parked vehicle and puts on a facemask.
July 5, 2021 | By Dana George

5 Reasons 1 in 8 Drivers Is Uninsured

Next time you're driving, keep in mind that an estimated 1 out of 8 drivers are uninsured. Keep reading to learn why and how you can protect your interests.
A person driving a car down a sunny road with a dog in the passenger seat.
July 3, 2021 | By Kailey Hagen

5 Things Your Car Insurance May Not Cover

Car insurance covers a lot, but it also has some surprising gaps. Here are five things you may not realize aren't covered automatically.
A person driving a convertible car with the top down and the sun shining.
July 2, 2021 | By Kimberly Rotter, AFC®

15 Reasons Your Car Insurance Premiums Are So Darn High

Auto insurance rates depend on many factors. You control some of them, so you may be able to lower your premium.
Young Woman With Laptop
July 2, 2021 | By Kailey Hagen

3 Tips for Scoring a Great Auto Insurance Rate With a Poor Driving Record

Shopping for auto insurance with a poor driving record presents some unique challenges. Here's how to score a reasonable rate.
Two people holding hands while walking down the middle of a street surrounded by trees and parked cars.
June 27, 2021 | By Dana George

Don't Drive Your Car a Lot? You Could Save a Bundle on Car Insurance

If you don't drive much, there's no reason to pay more than necessary for auto insurance. Keep reading to learn how new programs can help you save.
Worried man listens to a phone call while sitting in front of a laptop, calculator, and paperwork
June 23, 2021 | By Kailey Hagen

Your Weird Car Insurance Questions, Answered

It's not always easy to figure out what your car insurance covers, especially in unusual situations. Here's how to know what protections you need.
Man driving a car.
June 11, 2021 | By Kailey Hagen

These 5 States Have the Highest Average Auto Insurance Premiums

Average car insurance rates vary by state, and drivers in these five states pay the most of all. Find out how you can keep your costs down even if you live in one of them.
A woman pumping gas into her car at a gas station.
June 10, 2021 | By Dana George

Why Women Pay More on Average Than Men for Auto Insurance

Given that men are responsible for more than 70% of all driving deaths, how is it that women are charged more for auto insurance? The insurance industry is not telling.
A salesman handing over the keys to a new car.
June 8, 2021 | By Robert Thorpe

6 Ways to Save Money on a Car in Today's High-Price Market

Thinking of buying a car? Low inventories and soaring prices mean you should expect to pay more. Keep reading for some ideas to help save you money at the dealership.
One Driver Taking Picture With Phone Of Car Accident While Other Driver Points At Phone.
June 8, 2021 | By Kailey Hagen

How Being Loyal to Your Auto Insurer Could Cost You Money

Insurance companies want to make money, and they sometimes use controversial tactics to get more. Here's how to protect yourself.
Woman uses her cell phone to call for help after her car broke down.
May 15, 2021 | By Kailey Hagen

I've Gotten Over 1,000 Car Insurance Quotes. Here's What I've Learned

I've spent years getting auto insurance from all major companies in all states. Here are some of my best tips for making the process easier.
Young woman driving car and smiling
May 11, 2021 | By Kailey Hagen

Drivers in These 5 States Pay the Least for Auto Insurance

Find out which five states have the lowest average auto insurance premiums and how you can score a great rate in any state.
Dealer Showing Female Customer A Car
May 11, 2021 | By Kailey Hagen

Shopping for a New Car? How Your Choice Could Affect Your Auto Insurance Rates

Trying to keep your car insurance premiums low? Then you probably want to know how your ride affects your rates.
A woman sitting in the driver's seat of a new car and talking to a salesman through the window.
May 11, 2021 | By Kailey Hagen

Owning One of These 10 Cars Will Raise Your Auto Insurance Rates

If you own one of these cars, your insurance company might be charging you a higher rate. Find out why.
Young woman at a garage talking to a mechanic about her car. They both point at paperwork.
May 11, 2021 | By Kailey Hagen

5 Surprising Factors That Are Raising Your Auto Insurance Premiums

We all want to keep our insurance premiums as low as possible. Learn what factors might be working against you.
Two men standing at their cars discussing a fender bender.
May 11, 2021 | By Dana George

Which States Have the Strictest Auto Insurance?

Getting caught without auto insurance in any state is often costly. Keep reading to learn which states have the harshest penalties.