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Mortgage Articles

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
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Recent Articles

A couple on a porch, holding a "sold" sign.
Jan. 1, 2021 | By Dana George

7 Small Investments to Make if You Want to Sell Your Home Fast

You don't have to spend much to get your home ready to sell. Here are seven things you can do to make your home more memorable to buyers.
A couple with a young daughter holds up a cardboard roof.
Dec. 19, 2020 | By Kimberly Rotter, AFC®

Stated Income Loans Wrecked the Housing Market in 2008. Here's Why They're Safe in 2021

Stated income loans were abused to excess in the past. Today, they include features to safeguard both the borrower and the lender.
Happy couple in conversation with a business professional at a desk
Dec. 7, 2020 | By Matt Frankel, CFP®

The High Costs of an FHA Loan -- and Why You Might Want to Use One Anyway

Learn about the details of FHA loans and why you might want to use one to buy your first home
"Rates" on a stick note on a house
Nov. 6, 2020 | By Matt Frankel, CFP®

Mortgage Rate Trends and Predictions for November 5-11, 2020

Here are the latest mortgage rate trends in the United States, and where things could be going. If you're considering a home loan in November, find out more.
A couple looking at a home with a realtor.
Nov. 1, 2020 | By Dana George

7 Things That Will Scare Most Homebuyers Away

When it's time to sell your home, you want it to stand out from the crowd. Here are seven things to avoid to sell fast and at a good price.
A sunny studio apartment with a desk, low bed, and wooden crates for shelves,
Oct. 28, 2020 | By Kimberly Rotter, AFC®

How I Used a Cash-Out Refi to Finance a Granny Flat

A cash-out refi is one way to finance construction of a second living unit on your property. But applying for the loan is just one small part of the process.
Two people sitting on the floor surrounded by moving boxes while looking up something on a laptop.
Sept. 30, 2020 | By Dana George

The Housing Market Is Smoking Hot: Should You Sell Your Home and Buy Another?

You may be tempted to sell your home and buy a new one because sales prices are up and mortgage rates are low. Is it a good idea or should you wait?
A hand places a bag with a dollar sign onto scales with a toy house on the other side.
Sept. 25, 2020 | By Matt Frankel, CFP®

Refinancing My Mortgage Was Easy -- and Saved Me Thousands

I lowered my monthly payment and had an excellent experience when I refinanced my mortgage. Find out how you can refinance quickly and with minimum hassle.
A man sitting next to his wife and baby at a sunny kitchen counter and signing documents from a female mortgage lender.
Sept. 23, 2020 | By Dana George

What You Should Know About Non-Bank Mortgage Lenders

Non-bank lenders operate with fewer regulations than traditional lenders. Here is what you need to know and what to look out for.
A laptop with the word "refinance" on the screen
Sept. 15, 2020 | By Motley Fool Money Staff

Why These 3 Mortgage Experts Just Refinanced

A woman lying down on a patio chair, looking at her sunny backyard, and holding a coffee mug.
Sept. 5, 2020 | By Kailey Hagen

How I Bought My First Home at 24

I bought my first home at a young age. I had saved enough for a low down payment and was ready to work hard on remodeling. Here's how I did it.
A woman sitting on her couch and holding up a pot to catch a leak falling from the ceiling.
Aug. 30, 2020 | By Matt Frankel, CFP®

How Much Can You Save by Refinancing a Mortgage?

Refinancing a mortgage could save you money. Here's how to figure out your monthly savings, as well as your long-term savings of refinancing.
Over the shoulder view of person showing tablet to concerned couple at a table.
Aug. 27, 2020 | By Dana George

How to Spot a Foreclosure Scam

Scams abound when money gets tight. Read more about how foreclosure scams work and how you can avoid being taken advantage of.
A woman sitting at her kitchen table reviewing paper bills with a laptop open in front of her.
Aug. 17, 2020 | By Matt Frankel, CFP®

These 6 Banks Are Letting Homeowners Pause Their Mortgage Payments

Some lenders are going beyond what's required to give their borrowers relief. If you are having trouble paying your mortgage, find out what your options are.
A man on a phone call while sitting on his couch with his laptop in front of him.
Aug. 14, 2020 | By Matt Frankel, CFP®

What to Do if You're Going to Miss a Mortgage Payment During COVID-19

If you're struggling to pay your mortgage, you could be entitled to mortgage relief -- but you need to ask for it. Find out whether you qualify for forbearance.
A woman reading papers at an office desk.
Aug. 10, 2020 | By Matt Frankel, CFP®

How to Get the Lowest 30-Year Mortgage Rate

You could save thousands on your next mortgage if you know how to get the lowest rate.
A young woman sitting on the floor of her living room with a notebook, calculator, and laptop.
Aug. 9, 2020 | By Matt Frankel, CFP®

Should You Refinance Your Mortgage? This 30-Second Calculation Will Tell You

Today's mortgage rates are low, but is refinancing the best move for you? Here's how to know for sure whether you should refinance your mortgage.
A woman chats with her realtor while standing outside a nice house.
Aug. 7, 2020 | By Matt Frankel, CFP®

How to Get a Mortgage Rate Under 3%

Not everyone gets the best interest rates -- here's how to make sure you do.
A nervous young woman biting her fingernail while sitting in her kitchen with her phone and laptop.
Aug. 1, 2020 | By Matt Frankel, CFP®

What Happens to Your Credit Score if You Miss a Mortgage Payment?

How much can a single late payment hurt your credit score? You might be surprised. Find out how big the hit might be and how you can avoid it.
A young woman sitting on the floor of her living room with her laptop and bills around her.
July 29, 2020 | By Dana George

4 Things Your Mortgage Lender is Sure to Find Out About

As tempting as it may be to lie on a mortgage application, you will be caught. Here are some of the things your mortgage lender is certain to uncover.
A nervous young woman biting her fingernail while sitting in her kitchen with her phone and laptop.
July 25, 2020 | By Emma Newbery

How to Apply for Rent or Mortgage Assistance in Colorado

Whether you're a homeowner or a renter, if you are struggling to cover your housing costs in Colorado, help is available. Find out if you are eligible.
A young couple standing in their home renovation and picking out paint colors.
July 22, 2020 | By Dana George

Ultimate Guide to Energy Efficient Mortgage Programs

The Energy Efficient Mortgage program makes it possible for homeowners to pay for energy-efficient upgrades. Here, we'll take a look at how this program can empower you to upgrade your house.
Two women eating breakfast together in their bright loft apartment.
July 14, 2020 | By Sarah Li Cain

How to Spot LGBTQ+ Housing Discrimination

Discrimination among home buyers who identify as LGBTQ+ is unfortunately still around. Here's how to spot it and what your rights are if it happens to you.
A couple holding their baby while walking through an empty eat-in kitchen with their realtor.
June 2, 2020 | By Dana George

4 Signs You're About to Pay Too Much for a House

Buying a home is a huge financial commitment and requires careful consideration. Read on to learn if you're about to overpay for a house.
A young couple standing in their home renovation and picking out paint colors.
May 30, 2020 | By Kailey Hagen

5 Ways to Save on Your Summer Home Projects

Planning to do some remodeling this year? If you're worried about how much it will cost, you'll want to read this first.