Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, Web-services specialist AOL (NYSE: AOL) has received the dreaded one-star ranking.

With that in mind, let's take a closer look at AOL's business and see what CAPS investors are saying about the stock right now.

AOL facts

Headquarters (founded) New York (1985)
Market Cap $1.7 billion
Industry Internet software and services
Trailing-12-Month Revenue $2.2 billion
Management Chairman/CEO Tim Armstrong
CFO Arthur Minson
Return on Equity (average, past 3 years) (7.2%)
Cash/Debt $407.5 million / $110.8 million
Competitors Google

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 69% of the 237 members who have rated AOL believe the stock will underperform the S&P 500 going forward.

Last year, one of those Fools, astephan2525, seriously questioned AOL's online relevance:

Can someone tell me why this company still exists? Or at least send a screenshot proving that someone still uses AOL as their ISP? Ok so they are trying to transform into a content farm which means writing really bad short articles on a variety of subjects and surrounding them with advertisements; not exactly an inspiring turnaround pitch.

What do you think about AOL, or any other stock for that matter? If you want to retire rich, you need to protect your portfolio from any undue risk. Staying away from dangerous stocks is crucial to securing your financial future, and on Motley Fool CAPS, thousands of investors are working every day to flag them. CAPS is 100% free, so get started!

Want to see how well (or not so well) the stocks in this series are performing? Follow the new TrackPoisedTo CAPS account.

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. The Motley Fool owns shares of Google and Yahoo!. Motley Fool newsletter services have recommended buying shares of Google and Yahoo!. Try any of our Foolish newsletter services free for 30 days.

We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Fool's disclosure policy always gets a perfect score.