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Must Reads
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Limited-Time Offer: Earn a $250 Bonus With the Capital One Savor Rewards Card
This no-annual-fee cash back card is built around where you already spend -- dining, streaming, and going out -- with a limited-time offer.
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Here's What Happens When You Keep a Credit Card Open for Over 10 Years
Keeping a credit card open for a decade does more for your finances than you might think. Here's what actually changes (and what doesn't).
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The 3 Best 'One-Size-Fits-All' Credit Cards, Ranked
Looking for a no-fuss credit card that can help you save everywhere? These three picks deliver.
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Don't Want to Pay the Amex Business Platinum's Annual Fee? Here Are 3 Great Alternatives
The Amex Business Platinum is a great card, but its annual fee is a lot to ask. Here are three solid options worth looking at instead.
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Our Top 0% Intro APR Card of June 2026: Pay No Interest for 21 Months
Covering a surprise expense or big purchase without touching your emergency fund is possible with the right intro APR offer and a simple payoff plan.
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Here Are Our 3 Balance Transfer Cards for June 2026: Pay No Interest for up to 21 Months
A few simple rules can make or break your debt payoff -- plus three no-annual-fee picks, from one of the longest runways to lasting cash back rewards.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,005 -- read on for mortgage payment statistics by city, state, income, and more.
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Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.