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Must Reads
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From $0.20 to $83 a Month: The Easiest Money I've Ever Made
I boosted my monthly interest from $0.20 to $83 with one simple money move. Here's why a high-yield savings account was a game-changer.
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See Why We Named Citi Simplicity the Best Credit Card for Paying Off Debt
Get out of debt faster and save on interest with one of the longest 0% intro APR offers on the market. Here's how this Citi …
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After 15 Years, I Closed My Wells Fargo Savings Account for Good. Here's Why I Have No Regrets
I ditched Wells Fargo for SoFi to earn a cash bonus and a much higher APY. Here's how you can make the switch, too.
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Forget the Amex Platinum: This Is My Favorite Travel Card Now
For most people, the Chase Sapphire Preferred's lower annual fee and simpler rewards make it a smarter pick than the Amex Platinum. Here's why I …
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Leaving $10,000 in a Bank of America Savings Account Could Cost You Over $400 a Year
Keeping $10,000 in a low-yield savings account could cost you $400+ annually. Here's how to earn more without taking extra risk.
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I Keep 2 of Our Award-Winning Credit Cards in My Wallet. Here's Why That's All I Need in 2025
For years, I've been earning easy rewards with two Motley Fool Money award-winning cards. Here's why I'm still sticking with them.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.