11 Confusing Social Security Rules and What They Really Mean

I like to think Social Security isn't intentionally confusing. After all, it's a tough job to design a program that addresses so many situations. There are high-income workers and low-income workers, early retirees, and late ones. Plus, there are children, spouses, ex-spouses, and widows and widowers to consider.

For all those scenarios, there are rules -- confusing ones. And while you don't need to know how Social Security works from top to bottom, it would be nice to understand, basically, how benefits should work for you and your family. If you agree, read on for a breakdown of 11 important but convoluted Social Security rules.

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