by Kailey Hagen | March 27, 2020
The Ascent is reader-supported: we may earn a commission from offers on this page. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.
Unemployment can provide some guaranteed income in these uncertain times.
Several Arizonans have already lost their lives to COVID-19 and many businesses are shutting down or cutting back their hours to slow its spread. This puts a strain on Arizona workers trying to support their families. We don't know when things will get back to normal, but until they do, you may be eligible for unemployment to tide you over.
This short guide explains everything you need to know about Arizona's unemployment benefits and what you need to do to qualify.
Arizona has similar unemployment eligibility requirements to much of the rest of the country, including:
In normal times, you also need to be actively seeking work. However, Governor Doug Ducey has waived the work-seeking requirement due to public health concerns during the COVID-19 pandemic.
Arizona evaluates your income during a base period. This is the first four of the last five full quarters before you applied for unemployment. So if you apply in March, it will be October 2018 to September 2019 and if you apply in April, it'll be January 2019 to December 2019.
According to the Arizona Department of Economic Security website, in order to qualify, you must meet one of the following requirements:
To apply for Arizona benefits online, you'll need the following information:
After you've set up your account, you must log in weekly to request your benefits for that week, even while your claim is being processed. There's usually a one-week waiting period for benefits, but Arizona has waived it due to COVID-19.
You can expect to get between $119 and $240 per week from Arizona unemployment benefits. You can calculate your weekly benefit amount by taking your wages from the highest quarter of your base period and multiplying this by 4%. So if you earned $5,000 in your highest quarter, your benefit would be $200 per week.
Usually in Arizona, you can claim up to 26 weeks of benefits, or one-third of your total wages during your base period, whichever is less.
However, during periods of high unemployment, Arizona law enables some individuals to receive an additional 13 weeks of benefits. Given the extraordinary circumstances caused by COVID-19, this may be an option for you. If you exhaust your regular benefit amount, contact the Arizona Department of Economic Security to discuss extended benefits.
In addition, the federal CARES Act can also extend your benefit period by an additional 13 weeks.
Remember, you must stop claiming unemployment benefits if you find new employment.
You'll receive a Determination of Deputy form in the mail after you apply that tells you whether you're approved and how much you can expect. If you're denied, you can dispute the decision within 15 days of the mailing date on the form by phone, online, or in writing.
Times are tough but if you've lost your job, you’re not alone. Apply for unemployment if you believe you qualify -- hopefully, it will help you and your family through the next few months.
Many people are missing out on guaranteed returns as their money languishes in a big bank savings account earning next to no interest. The Ascent's picks of the best online savings accounts can earn you more than 12x the national average savings account rate. Click here to uncover the best-in-class picks that landed a spot on The Ascent's shortlist of the best savings accounts for 2021.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 - 2021 The Ascent. All rights reserved.