If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
Acorns offers limited-time promotions to members and non-members. Because these promotions are time-sensitive, it's a good idea to take advantage of any that appeal to you before they're gone.
There don't appear to be any new promotions for December 2024, although the existing promotions are worth exploring.
On Acorns' Secure Website.
Acorns is a top-tier robo-advisor ideal for hands-off investing. The bigger your account balance, the more competitive you'll find Acorns' fees. You may want to open an account for the simple fee structure or the variety of account options, including custodial accounts for kids. Join Acorns to quickly open a diversified portfolio that manages itself.
$3-$12 monthly
$0
On Acorns' Secure Website.
How you earn it: If you're on the $12 plan or Gold plan, you can receive an Acorns match of your first five Real-Time Round-Ups® Investments generated by your Acorns Green Visa Debit Card. For example, a $0.75 round-up would result in a $0.75 Acorns match.
How you qualify: You must have an open and activated Acorns Green Visa Debit Card and automatic Real-Time Round-Ups® Investments turned on for your debit card.
Details: This offer only applies to Real-Time Round-Ups® generated within one year of ordering the card. The total value of these matched Round-Ups® will not exceed $4.95 per customer. Matches typically take three to five business days to apply to the customer's balance.
Offer expires: TBD
How you earn it: For every new contribution you make to an Acorns Later retirement account (up to the annual contribution limit), Acorns will match a percentage of your contribution, automatically investing it into your Acorns Later retirement account.
How you qualify: You must be in the $6 Silver or $12 Gold plan. If you're already in one of these tiers, it's as easy as tapping a button to get started. Here's how:
Details: The amount Acorns matches depends on your subscription plan. Here's how it breaks down:
Offer expires: TBD
How you earn it: Ensure your Acorns Green Visa Debit Card has Real-Time Round-Ups® Investments turned on. Spend $500 or more per month on your card, and Acorns will match your first five Real-Time Round-Ups® Investments. The amount matched depends on the size of your Round-Ups.
How you qualify: Be a VIP member, use your Acorns Green Visa Debit Card, and ensure you've activated the Real-Time Round-Ups® feature.
Details: To remain qualified, you must keep your Acorns Green Visa Debit Card open and in good standing. You'll see the payments as pending within minutes, and payments will settle within three to five business days. The total value of these matched Round-Ups® will not exceed $4.95 per customer.
Offer expires: TBD
How you earn it: If you're a Cricket customer, use the preloaded Acorns app to sign up for an account.
How you qualify: To qualify, you must sign up for an account using the preloaded Acorns app on your Cricket mobile device.
Details: Signing up through Cricket means earning a $20 investment bonus after your first investment. You'll also get your Acorns subscription free for the first year. Finally, if your Cricket bill is at least $30 per month and you use an account linked to Acorns to make the monthly payment, you will earn a $1 investment each month you pay for your Cricket wireless service.
Offer expires: TBD
As is common with many brokers, Acorns changes its bonuses regularly. Some bonuses have an expiration date that ends in the middle of the month. You may want to make it a habit to check for bonus updates periodically, especially because you're free to stack one bonus atop another.
Check out bonuses available from other brokers to compare and find the right fit for you.
If you're already an Acorns investor, referral bonuses are always worth it. Think of it as free investment funds. You can invite as many friends as you like and watch the bonuses stack up. This is especially true when bonus amounts are higher than usual.
Bonuses awarded for opening an account or debit card are only worth it to new Acorns customers or those who don't currently use all account types.
We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2025.
| Broker | Best For | Commissions | Learn More |
|---|---|---|---|
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Low-cost investing with a full-featured platform | $0 stock, ETF, and Schwab Mutual Fund OneSource® trades. No fees to buy fractional shares. |
Learn More for Charles Schwab
On Charles Schwab's Secure Website. |
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Managing your finances under one roof | $0 for stocks, $0 for options contracts |
Learn More for SoFi Active Investing
On SoFi Active Investing's Secure Website. |
5.0/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Full-service investing at every experience level | $0 commission for online U.S. stock and ETFs*. No account fees****. |
Learn More for Fidelity
On Fidelity's Secure Website. |
How long you'll wait depends on the type of bonus. Because featured bonuses frequently change, you'll need to check the specific details associated with your bonus. Acorns makes this information easy to find on each of its new offers.
One reason Acorns (and other brokerages) wait to pay bonuses is because some people cancel accounts shortly after opening them. You won't receive a referral bonus if that friend cancels. However, you can always refer the app to another friend (or two).
Fidelity disclosure
Investing involves risk, including risk of loss
* - $0.00 commission applies to online U.S. equity trades and exchange-traded funds (ETFs) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (historically from $0.01 to $0.03 per $1,000 of principal). Other exclusions and conditions may apply. A limited number of ETFs are subject to a transaction-based service fee of $100. See full list at Fidelity.com/commissions. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Institutional® are subject to different commission schedules.
**Fidelity Crypto® is offered by Fidelity Digital Assets®. Investing involves risk, including risk of total loss. Crypto as an asset class is highly volatile, can become illiquid at any time, and is for investors with a high risk tolerance. Crypto may also be more susceptible to market manipulation than securities. Crypto is not insured by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation. Investors in crypto do not benefit from the same regulatory protections applicable to registered securities. Fidelity Crypto® accounts and custody and trading of crypto in such accounts are provided by Fidelity Digital Asset Services, LLC, which is chartered as a limited purpose trust company by the New York State Department of Financial Services to engage in virtual currency business (NMLS ID 1773897). Brokerage services in support of securities trading are provided by Fidelity Brokerage Services LLC (“FBS”), and related custody services are provided by National Financial Services LLC (“NFS”), each a registered broker-dealer and member NYSE and SIPC. Neither FBS nor NFS offer crypto as a direct investment nor provide trading or custody services for such assets. Fidelity Crypto and Fidelity Digital Assets are registered service marks of FMR LLC.
***Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
****Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
