by Lyle Daly | Updated Sept. 17, 2021 - First published on Dec. 24, 2018
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Consolidating your credit card debt can be a big money-saver. If you’re trying to pick the right one, our Wells Fargo balance transfer guide has you covered. Image source: Getty Images.
Consolidating your credit card debt can be a big money-saver. If you’re trying to pick the right one, our Wells Fargo balance transfer guide has you covered.
Wells Fargo may not be the biggest credit card issuer, but one area where it excels is balance transfer offers. Some of the best Wells Fargo cards have 0% intro APRs, and if you’re dealing with credit card debt, that intro APR can give you an opportunity to pay it down without racking up more interest charges.
When you’re ready to transfer your debt, you’ll find everything you need to know in this Wells Fargo balance transfer guide, including the card issuer’s rules, how to do a transfer, and the right cards for the job.
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Before you transfer a balance to your Wells Fargo credit card, you should know about the rules and fees involved.
Qualifying for the intro APR:
Types of debt you can transfer:
Balance transfer fees:
If you have your Wells Fargo card already and you’re transferring credit card balances, then you can do a balance transfer online. Here’s how:
1. Log in to your Wells Fargo account.
2. Place the cursor over “Accounts,” and then click “Request Balance Transfer” on the drop-down menu that appears.
In case you’re wondering about any of these, here is what you would put for each:
You can also submit your balance transfer over the phone by calling Wells Fargo at 1-800-400-9423. You’ll need to call to transfer any type of debt besides a credit card balance.
If you don’t have a Wells Fargo card yet, you can request your balance transfer during the application process. The application asks you whether you want to transfer a balance.
A balance transfer isn’t a silver bullet guaranteed to destroy your credit card debt. In fact, plenty of consumers waste this opportunity by relaxing once they have a 0% intro APR. To ensure that you make legitimate progress, follow these steps with your balance transfer:
If you have credit card debt, transferring it to this top balance transfer card secures you a 0% intro APR into 2023! Plus, you’ll pay no annual fee. Those are just a few reasons why our experts rate this card as a top pick to help get control of your debt. Read The Ascent's full review for free and apply in just 2 minutes.
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