Capital One® Platinum Review

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Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

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On Capital One's Secure Website.

Our Bottom Line

One of the leading cards among its competitors, mainly due to its focus on cutting nuisance fees, such as annual dues and for foreign transactions.

What we Like:
  • No annual fee
  • Access to a higher credit line
  • No penalty APR
Key Scores:
4.0 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 4.0/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0
  • Regular APR: 26.99% Variable
  • Intro APR: Purchases: N/A Balance Transfers: N/A
Highlights
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
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