Best Wells Fargo Credit Cards of June 2023

If you're looking for a high-value credit card that doesn’t add to your expenses with an annual fee, Wells Fargo has you covered. The card issuer's lineup includes great options for earning rewards, financing expenses at a 0% intro APR, and much more, all depending on what you need. To help you find what you're looking for, we've picked out the best Wells Fargo credit cards with the top perks.

Wells Fargo hasn’t always been the best issuer when it comes to credit card perks. In the past, consumers found its card lineup lacking when it came to benefits. However, with the introduction of a number of valuable rewards cards, Wells Fargo has made it clear it’s ready to compete with some of the best credit cards we've seen. But before you start filling out a credit card application, read everything you need to know about Wells Fargo cards in this guide.

Wells Fargo is one of the largest banks in both the United States and the world. As such, it offers many financial services, including:

• Bank accounts
• Credit cards
• Retirement accounts
• Brokerage accounts
• Wealth planning

As a credit card issuer, Wells Fargo focuses on quality over quantity. It has a smaller lineup of cards than many of the big credit card companies. But the cards it offers are all high quality and competitive with the leaders in their respective card categories (cash back, 0% intro APR offers, student credit cards, etc.).

Read more: Check out our Wells Fargo bank review to learn more about the range of accounts and services it offers.

The biggest perks of the best Wells Fargo credit cards are that they don't charge annual fees and they all have valuable features that can save you money or help you reach your financial goals.

For example, if you want to earn rewards, Wells Fargo's rewards cards have excellent rewards rates and sign-up bonus offers. Need a 0% intro APR? Multiple Wells Fargo cards have lengthy 0% intro APR offers on both purchases and balance transfers. If you're a college student looking to establish credit, you can find a Wells Fargo card for that as well.

Wells Fargo has plenty of room for improvement when it comes to travel perks. Several other card issuers have impressive lineups of travel rewards cards. These cards earn points you can use to book trips and include benefits to improve your travels. Unfortunately, Wells Fargo is lacking in this area.

Some Wells Fargo cards let you use your points at a fixed cash rate to purchase travel, but that's about it. Wells Fargo doesn't have airline or hotel partners to which you can transfer rewards to score high-value redemptions. And it doesn't have cards offering top travel perks, such as spending credits or airport lounge access.

With the current lineup of the best Wells Fargo credit cards, you could benefit from one of its cards in any of the following situations:

• You're interested in earning credit card rewards on your purchases. In particular, Wells Fargo has some of the top cash back cards of any card issuer.
• You have credit card debt. By moving that debt to a Wells Fargo balance transfer card, you can consolidate and pay it off interest-free during the 0% intro APR period. Note that your debt will start accumulating interest again if you can't pay it off within the intro timeframe.
• You need to make one or more expensive purchases, but you don't have the money saved to pay in full. A Wells Fargo card with a 0% intro APR on purchases gives you time to make those purchases now and repay them without incurring interest -- again, assuming you pay everything off within the intro period.
• You're a college student and you want a card you can use to build credit while also earning some cash back in the process.

Learn more: Here's what you need to know about the Wells Fargo credit card application rules before you apply.

And of course, if you're interested only in no-annual-fee credit cards, you can safely pick any option from Wells Fargo.