Best Wells Fargo Credit Cards

These are the best Wells Fargo credit cards we've come across. Find out which is right for you.

Best for: Restaurants and Travel Wells Fargo Propel American Express® Card

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4.5 stars Info icon We want your money to work harder for you. Which is why our card ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Best
Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Excellent
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Star Review Icon = Poor
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On Well Fargo's Secure Website

Our Bottom Line

Few cards can match the sheer numbers of categories that earn unlimited 3x points at such high rates. Add in the other valuable perks and that explains our high ratings for the offer.

Wells Fargo Propel American Express® Card Review
Credit Rating Requirement: Good/Excellent
Highlights

  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months on purchases and balance transfers, then a 14.24%-26.74% variable APR; balance transfer fees apply
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Best for: Sign-up bonus Wells Fargo Cash Wise Visa® Card

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4.0 stars Info icon We want your money to work harder for you. Which is why our card ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Best
Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Excellent
Star Review Icon Star Review Icon Star Review Icon = Good
Star Review Icon Star Review Icon = Fair
Star Review Icon = Poor
Apply Now

On Well Fargo's Secure Website

Our Bottom Line

This card one of the largest cash sign-up bonus we've seen for a no-annual-fee card. It's relatively low spending threshold to unlock the bonus is great for low spenders looking to pocket an easy bonus. 

Wells Fargo Cash Wise Visa® Card Review
Credit Rating Requirement: Good/Excellent
Highlights

  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.74%-26.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Best for: Balance transfers Wells Fargo Platinum Visa® Card

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4.0 stars Info icon We want your money to work harder for you. Which is why our card ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Best
Star Review Icon Star Review Icon Star Review Icon Star Review Icon = Excellent
Star Review Icon Star Review Icon Star Review Icon = Good
Star Review Icon Star Review Icon = Fair
Star Review Icon = Poor
Apply Now

On Well Fargo's Secure Website

Our Bottom Line

With a 0% intro APR for 18 months on transfers and purchases, a no annual fee, and a free FICO® Score this card is a standout in the balance transfer category. 

Wells Fargo Platinum Visa® Card Review
Credit Rating Requirement: Good/Excellent
Highlights

  • 0% Intro APR for 18 months on purchases and balance transfers, then a 16.90%-26.74% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Wells Fargo Credit Card Summary

Wells Fargo brings an array of credit card offers to the market for differing cardholders needs, including those who want to earn unlimited cash rewards or to pay off debt faster with balance transfer strategies. Here are our picks of the best Wells Fargo credit cards.

Wells Fargo Cash Wise Visa® Card

This card offers one of the biggest cash sign-up bonuses we've come across for a no-annual-fee credit card. You can earn a $200 cash bonus after spending just $1,000 within three months of account opening. Add in the versatility of unlimited 1.5% cash back, a 0% intro APR offer, and valuable mobile phone insurance, and you can see why we covet this card. Read our full Wells Fargo Cash Wise Visa® Card review for more.

Wells Fargo Platinum Visa® Card

Indebted cardholders will welcome the fact that this card includes a 0% intro APR for 18 months for balance transfers and purchases. Balance transfer essentials, such as a $0 annual fee and free FICO score, are included as well, making this the best Wells Fargo card for balance transfers.  Read our full Wells Fargo Platinum Visa® Card review for more.

To recap, here are the best Wells Fargo credit cards

Card Rating Best For…
Wells Fargo Propel American Express® Card Graphic of Wells Fargo Propel American Express® Card
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4.5 stars
Best For:

Restaurants and Travel

Wells Fargo Cash Wise Visa® Card Graphic of Wells Fargo Cash Wise Visa® Card
Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon Star Review Icon
4.0 stars
Best For:

Sign-up bonus

Wells Fargo Platinum Visa® Card Graphic of Wells Fargo Platinum Visa® Card
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4.0 stars
Best For:

Balance transfers