Homeowners Insurance Articles

Smoking cigarettes can be expensive for many reasons, including causing higher home insurance costs. Here's why.

When my husband put a new roof on his office, it reduced our property insurance costs. Here's why.

A pool can add value to a home and make summer more enjoyable -- but it can also increase insurance costs. Here's why.

Home insurance costs are based on many factors. However, one key decision could mean insurance ends up being much more expensive.

When you buy a house, your mortgage lender requires you to get dwelling coverage. You typically should buy more than the required amount of coverage for a few key reasons.

I recently had my air conditioner repaired. My home insurance did not cover the fixes because the problem was considered normal wear-and-tear.

Home insurance claims can protect property owners against big losses. A home inventory can help homeowners prove the extent of those losses.

The wrong homeowners insurance policy could cost you. Here's how to know when a change might be in order.

Home insurance can provide important protection but doesn't necessarily cover everything. Flooding is just one of many things that it may not cover.

When I purchased a vacation house recently, I didn't have to buy homeowners insurance because I didn't take out a mortgage -- but I purchased it anyway. Read on to find out why.

Homeowners need to make sure they have the right coverage to protect their properties and assets. Here are four big mistakes to avoid that could come at a big cost.

Do you have enough homeowners insurance? If not, you're making a big mistake.

Making changes to a home can affect insurance rates. Here are three upgrades that could send premiums rising.

The value of the house and type of coverage are just a few key factors affecting insurance rates. Here's what homeowners need to know.

Need homeowners insurance? Read on for tips on blunders to avoid.

Do you know what your homeowners insurance covers? You may be surprised at what it excludes.

Smart home devices, machine learning models to prepare for extreme weather, and innovative developments such as a hardened home are trends to watch out for.

Sometimes, it pays to keep your homeowners insurance company out of things. Here’s how to decide when.

Your homeowners insurance policy won't necessarily cover every little thing that goes wrong in your home. Here's what you need to know.

Homeowners without the right insurance coverage could face a serious risk of uncompensated loss, according to finance expert Suze Orman.

Homeowners who renovate their property may need to modify their insurance coverage to ensure they are still getting the appropriate protection. Here's why.

The right insurance can save renters from financial disaster. Here's what renters need to know about getting covered.

Bringing a dog home? Prepare to pay more for homeowners insurance.

Putting homeowners insurance in place is a prerequisite to getting a mortgage. Here's why mortgage lenders require it.

You're not stuck with the same homeowners insurance company for life. Here's when a change may be in order.