Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Mortgage Articles | Page 7

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.

Recent Articles

Jan. 19, 2024 | By Maurie Backman

Should You Switch Banks in 2024?

It could make sense to get a new bank this year. Read on to learn more.
Jan. 19, 2024 | By Matt Frankel, CFP®

Could Mortgage Rates Drop Into the 5% Range in 2024? This Mortgage Giant Just Predicted They Will

Mortgage giant Fannie Mae just lowered its forecast for mortgage rates. Find out what it could mean for home buyers this year.
Jan. 19, 2024 | By Maurie Backman

8 in 10 U.S. Mortgages Have a Rate of Under 5%. When Will Rates Get Back to That Point?

Mortgage rates remain elevated. Read on to see when they're likely to come down.
Jan. 19, 2024 | By Maurie Backman

7 in 10 Americans Think It's Unrealistic to Buy a Home in 2024. Here's Why They're Wrong

Buying a home today may be tough for some people. But that doesn't make it impossible. Read on to learn more.
Jan. 18, 2024 | By Maurie Backman

62% of Buyers Are Willing to Wait for Lower Home Prices and Mortgage Rates. But When Will They Arrive?

Holding out for better housing market conditions to buy? Read on to see why you may end up waiting a long time.
Jan. 17, 2024 | By Maurie Backman

Home Prices Are High to Start Off 2024. Will They Come Down Later This Year?

It's a tough time to buy a home due to elevated prices. Will things improve as the year moves on? Read on to find out.
Jan. 16, 2024 | By Maurie Backman

This Move Could Lower Your Homeownership Costs. But Will It Work in 2024?

Owning a home is expensive. One tactic is sometimes successful in helping to lower those costs, but this year, it's a tricky one to pull off. See why.
Jan. 16, 2024 | By Christy Bieber

How Much Richer Are Homeowners Compared to Renters?

Homeowners have a higher net worth than renters, but you may be surprised at just how much higher it really is. Find out more here.
Jan. 15, 2024 | By Maurie Backman

Shopping for a Mortgage? Here's Why You Should Do It Quickly

It pays to get moving when you're looking for the best mortgage rate. Read on to see why.
Jan. 15, 2024 | By Christy Bieber

How Much of Your Mortgage Payment Actually Goes Toward Your Balance?

When you take out a mortgage, most of your early payments go toward covering interest. Learn when you start paying off more of your principal.
Jan. 15, 2024 | By Chris Neiger

Mortgage Rates Are Down, but Home Sales Are Flat. Here's Why

Home sales didn't budge in November. Buyers may be waiting for brighter days ahead. Learn more here.
Jan. 14, 2024 | By Dana George

If We'd Made This One Decision, Our Entire Financial Situation Would Be Different

Choosing one path means missing out on another. Read on to find out how one writer's story of how one choice altered their future.
Jan. 14, 2024 | By Maurie Backman

My Friend Bought a Home in Cash to Avoid an Expensive Mortgage Rate. Here's Why She Regrets It

Paying cash for a home might seem like a good idea -- until it isn't. Read on to learn more.
Jan. 14, 2024 | By Chris Neiger

Redfin Predicts a Huge Shift for the 2024 Real Estate Market. What Does It Mean for Buyers?

Real estate agent fees are under pressure. And it could be good news for home buyers.
Jan. 14, 2024 | By Christy Bieber

Oh No! Your Appraisal Was Too Low. Here's What Happens Next

Around 1 in 10 home appraisals come in lower than the selling price. Read on to learn what to expect if this happens to you.
Jan. 13, 2024 | By Maurie Backman

My Friend Is Struggling to Sell Her Townhouse. Here's Why

You might struggle to sell a townhouse after buying one. Read on to learn about one homeowner's frustrating experience.
Jan. 13, 2024 | By Christy Bieber

Here's How Much Equity the Average American Has in Their Home

The average American has $201,000 in equity in their home. Here's where equity comes from, and why it's a good thing to have equity in your property.
Jan. 11, 2024 | By Christy Bieber

Selling Your Home? Here's How to Decide Between Multiple Offers

If you're selling your house and get multiple offers, you're in a great position. Read on for a few considerations to determine which one to take.
Jan. 11, 2024 | By Maurie Backman

Mortgage Applications Are Surging as Rates Fall. Is Now the Time to Pounce?

Buyers are rushing to sign mortgages due to dropping rates. Should you be following in their footsteps? Or should you wait things out? Find out here.
Jan. 11, 2024 | By Dana George

Here's How a Seller Can Accept Another Offer, Even When You're Under Contract

Legally, there is a way a seller can accept another offer, even after you have a contract. Here's what you need to know.
Jan. 9, 2024 | By Ashley Maready

Financial Independence Is Key for Women. 4 Tips for Buying a Home on Your Own

The number of women buying houses on our own is on the rise. Learn how to make yourself a stronger home buyer.
Jan. 9, 2024 | By Christy Bieber

Selling Your House Could Soon Be a Whole Lot Cheaper. Here's Why

Traditionally, home sellers had to consider what they'd pay an agent helping someone buy their home. Read on to learn how that could change.
Jan. 8, 2024 | By Christy Bieber

What's Wrong With Stretching to Buy a House?

If a home is barely within budget, you may be tempted to overspend to buy it. Check out a few big reasons why that's a really bad idea.
Jan. 8, 2024 | By Chris Neiger

Redfin Says Home Prices Will Fall in 2024. What About Mortgage Rates?

Mortgage rates could continue their decline this year. Here's why they might fall and how to prepare for an improved housing market.
Jan. 7, 2024 | By Dana George

Why I'm a Big Believer in the Adage 'Marry the House, Date the Rate'

During tough housing markets, the phrase "marry the house, date the rate" becomes more relevant. Here's why.