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Money Rates

Money Rates

MoneyRates has been providing information on savings rates, personal finance news and investing advice since 1999. research on savings vehicle interest rates and banking fees is regularly cited by national media.

Recent articles

High-Yield Bonds: Oasis or Mirage for Investment Success?

Know the dangers of wading into this part of the income landscape.

5 Crucial Expenses That Will Cost More Because of a Low Credit Score

From a mortgage loan to an apartment, you could expect to pay more for certain expenses due to a poor credit score.

3 Reasons Why Automatic Enrollment May Not Be Enough for Retirement Saving

Automatic enrollment in our 401(k) should help you accumulate funds for retirement -- but don't expect it to do the job entirely.

Dos and Don'ts for Young Workers Planning an Early Retirement

You’re young and ambitious, even when it comes to an early retirement. Here are the most important steps to take, and mistakes to avoid, if you want to enjoy your golden years sooner than many of your peers.

Over 40 With No Retirement Savings? Take These 5 Steps

These tips can help you start saving for retirement -- even if you're late to the game.

Fearing a Fed Rate Hike? Make These 5 Moves

Higher interest rates may have a negative impact on your finances if you don’t move before the Fed does.

5 Habits of Money-Savvy Twentysomethings

Even if you're saddled with student-loan debt and stuck with an entry-level salary, you can still make smart financial choices that will affect the rest of your life.

Home-Field Advantage: 7 Reasons to Favor U.S. Stocks

Avoiding currency risks and other arguments for buying American.

7 Straightforward Rules for Asset Allocation

Asset allocation may be the most important tool for you to be a successful investor.

Negative Interest Rates: Even Worse Than They Seem?

Are you frustrated that savings account rates are still barely above zero at most banks? It could be worse. The European Central Bank recently imposed a negative interest rate on certain deposits.

5 Overlooked Tax Deductions for Families

Families who overlook these subtle write-offs may be paying too much at tax time.

Study: Saving Before 30 Greatly Improves Outlook for Early Retirement

A new survey from finds that people who start saving in their 20s are significantly more likely to expect to retire before age 60, compared even with people who begin saving in their 30s.

The Problem With Popular Stocks

When it comes to investing, you may be better off with a wallflower than with the belle of the ball.

Amid Historically Low Rates, Is Real Estate a Good Investment?

Low mortgage rates may tempt investors, but today’s conditions remain far from ideal for home flippers.

6 Key Facts About Social Security

Filing for Social Security without knowing these things can significantly hurt your lifetime payout.

7 Reasons to Worry About Cheap Oil

Low fuel prices may cost Americans in some unexpected ways.

How to Invest Like a Business Owner

These business-management lessons can help inform your decisions as an investor.

5 Ways GDP Growth Can Benefit Savers

Today’s strengthening economy may finally sow the seeds of better deposit rates

6 Things Investors Should Know About P2P Lending

Peer-to-peer lending, in which investors and borrowers arrange loans without a traditional bank in the middle, has blossomed into a multibillion dollar business.

Share buybacks: A sell signal?

One particularly telling stat: IBM spends twice as much buying up its own shares as it does on research and development.