Updated October 17th, 2017.

Individuals with a rock-solid credit history have a wealth of high-quality credit cards at their disposal, including those with the largest new member bonuses, highest cash-back rates, and longest 0% intro APR offers. So settle in and review our short list of the best credit cards for excellent credit.

Chase Sapphire Preferred®
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Chase Sapphire Preferred®

Best for: Sign-up bonus and travel

Chase Sapphire Preferred® offers one of the largest sign-up bonuses we know of for a card with a low annual fee. New cardholders earn 50,000 bonus points, worth $625 when redeemed for travel with Chase Ultimate Rewards® (or $500 for cash back), after spending $4,000 on purchases in the first three months from account opening. What’s more, travel and restaurant purchases earn 2x points per $1, all other purchases earn 1 point per $1, and points can be transferred to a long list of Chase’s participating transfer partners. These are just a few reasons why travelers, and even everyday cardholders, consider Chase Sapphire Preferred® a must-have. We also picked it as one of the best travel credit cards. Read our full Chase Sapphire Preferred® review to learn more.

Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card

Best for: Sign-up bonus and travel

Capital One® Venture® Rewards Credit Card strikes a nice balance of high rewards and a big sign-up bonus with low fees. The sign-up bonus comes in at 50,000 miles after spending $3,000 within three months of account opening and all purchases earn 2x miles $1. Large sign-up bonuses and rewards typically beget high annual fees but Capital One® Venture® Rewards Credit Card charges a justifiable $95 annual fee (waived the first year). Read our full Capital One® Venture® Rewards Credit Card review to learn more.

Bank of America® Travel Rewards Credit Card
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Bank of America® Travel Rewards Credit Card

Best for: Travel and $0 annual fee

Flexible rewards are a busy traveler’s best friend, and Bank of America® Travel Rewards punches far above its weight in this category. The card’s flexible points redemption program stands out. All purchases earn 1.5x points per $1 and can be redeemed for travel-related statement credits, making this a powerful travel credit card for cardholders searching for cheap deals using their preferred booking portal. Qualifying new cardholders can also look forward to an offer of 20,000 points bonus – redeemable for $200 in travel-related statement credits -- after spending at least $1,000 on new purchases in the first 90 days, plus a $0 annual fee. Read our full Bank of America® Travel Rewards review to learn more.

Barclaycard Arrival Plus® World Elite MasterCard®
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Barclaycard Arrival Plus® World Elite MasterCard®

Best for: Sign-up bonus and travel

Cardholders with large credit spending habits may be justified in paying annual fees, especially with Barclaycard Arrival Plus® World Elite MasterCard®. Members can lock in 2x miles per $1 on all purchases and redeem miles via our preferred method - statement credits - which gives cardholders much-needed flexibility to land the cheapest travel deals. What’s more, the card carries a massive new cardholder bonus worth $400 in travel-related statement credits (40,000 bonus miles) when spending at least $3,000 on new purchases within the first 90 days. The card also doesn’t charge foreign transaction fees, and it includes a valuable 0% intro APR offer. Read our full Barclaycard Arrival Plus® World Elite MasterCard® review to learn more.

Discover it® - 18 Month Balance Transfer Offer
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Discover it® - 18 Month Balance Transfer Offer

Best for: Balance transfers and cash back

Discover it® - 18 Month Balance Transfer Offer offers an unmatched combination of benefits for those looking to reduce their debt load without sacrificing valuable rewards. On one hand, cardholders can take advantage of a 0% intro APR for 18 months for balance transfers, in addition to a 0% intro APR for 6 months for purchases. And on the other, new cardholders also enjoy best-in-class rewards, including Discover's Cashback Match™ for every dollar spent in their first year, up to 5% cash back ($1,500 quarterly spending cap) in bonus categories you activate, and 1% on all other purchases. Top it all off, cardholders rack up additional savings with no annual fee and no foreign transaction fees. This combination of perks simply isn't available among the popular cards we cover. Read our full Discover it® - 18 Month Balance Transfer Offer review to learn more.

BankAmericard® Credit Card
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BankAmericard® Credit Card

Best for: Balance transfers and intro balance transfer fee offer

BankAmericard® Credit Card stands out among the balance-transfer credit card pack with its $0 intro balance transfer fee for transfers made within 60 days of account opening (3%, $10 min. thereafter). Tack that on to the cards 0% intro APR for 15 billing cycles for purchases and balance transfer made within 60 days, and you can start to see why we think it's one of the best balance-transfer credit cards. Read our full BankAmericard® Credit Card review to learn why its 0% intro APR offer is such a precise debt-cutting tool

Bank of America® Cash Rewards Credit Card
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Bank of America® Cash Rewards Credit Card

Best for: Bonus cash back and $0 annual fee

Cardholders looking for a solid cash-back credit card should expect one packed with valuable features, such as Bank of America® Cash Rewards. This credit card dishes out a lucrative $150 new cardholder cash rewards bonus offer and one of the lower spending thresholds we’ve come across, requiring cardholders to spend at least $500 on purchases in the first 90 days. Tons of other perks are available as well, including bonus-category cash back of 3% on gas and 2% at grocery stores and wholesale clubs (on the first $2,500 quarterly in combined bonus category purchases), a 0% intro APR offer, and your FICO® Score for free. For these reasons, we think it’s also one of the best credit cards of 2017. Read our full Bank of America® Cash Rewards review to learn more.

Barclaycard CashForward™ World Mastercard®
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Barclaycard CashForward™ World Mastercard®

Best for: Sign-up bonus and 0% intro APR

Barclaycard CashForward™ World Mastercard® has one of the deepest bench of valuable perks we've come across for a no-annual-fee credit card. Qualifying new cardholders earn a $200 cash rewards bonus after spending $1,000 on new purchases in the first 90 days, every purchase earns 1.5% cash back, plus the card offers a promotional 0% APR spanning 15 billing cycles for both new purchases and qualifying balance transfers. If you've secured an excellent credit history, there may not be a better no-annual-fee cash-back card. Read our full Barclaycard CashForward™ World Mastercard® review to learn more.

Citi® Double Cash Card

Citi® Double Cash Card

Best for: Cash back and $0 annual fee

Citi® Double Cash Card offers one of the highest base cash-back rates for all purchases we've come across, all with a $0 annual fee and a long 0% intro APR offer for qualifying balance transfers. Importantly, cardholders earn a total of 2% cash back in an innovative way that incentivizes paying off balances each month. 1% cash back is earned for purchases and the other 1% cash back is tacked on when paying off purchase balances. This ensemble of features highlights a few reasons why we value this card. Read our full Citi® Double Cash Card review to learn more.

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Best for: 0% intro APR

Citi® Diamond Preferred® Card includes both a low APR for ongoing purchases and a 0% intro APR for 21 billing cycles for new purchases and balance transfers made within four months, which is one of the longest offers we’ve come across. Citi® Diamond Preferred® Card also doesn’t charge annual fees, making it a solid credit card for cardholders wanting to cut both interest charges and fees. Read our full Citi® Diamond Preferred® Card review to learn more.


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