Updated June 12th, 2018

Hands down, we think the following credit cards are among the best of the popular offers we’ve vetted. So take a moment to review our short list of the best credit cards for travel, cash-back, balance-transfers, and more. Here are The Motley Fool's picks of the best credit cards:

Chase Sapphire Preferred® Card
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Chase Sapphire Preferred® Card

Good for: Travel miles and sign-up bonus

Chase Sapphire Preferred® offers one of the largest sign-up bonuses we know of for a card with an annual fee below $100. New cardholders earn 50,000 bonus points after spending $4,000 on new purchases in the first three months. All points redeemed through Chase Ultimate Rewards® are worth 25% more than redeeming for cash back, leaving qualifying cardholders with a bonus worth up to $625. What’s more, travel and restaurant purchases earn 2x points per $1, all other purchases earn 1 point per $1, and points can be transferred to a long list of Chase’s participating transfer partners, all with a low annual fee of $95 (waived the first year). These are just a few reasons we consider Chase Sapphire Preferred® a must-have, best-in-class credit card for sign-up bonuses. We also picked it as one of the best travel credit cards. Read our full Chase Sapphire Preferred® review to learn more.

Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card

Good for: Travel miles and sign-up bonus

Capital One® Venture® Rewards Credit Card is a good bang for your buck with its sign-up bonus of 50,000 miles after spending $3,000 within the first three months of account opening and its $95 annual fee (waived the first year). Few cards we know of offer up such a big bonus for a low annual fee. The cards value is increased with its high, uncapped rewards of 2x miles per $1 spent, 10x miles per $1 on Hotels.com purchases through a provided link, and $100 application fee credit for Global Entry or TSA Pre✓®. That combination of rewards and flexibility explains why we think it's one of the best travel cards. Read our full Capital One® Venture® Rewards Credit Card review to learn more.

Chase Sapphire Reserve®
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Chase Sapphire Reserve®

Good for: Premium travel

Chase Sapphire Reserve® was built from the ground up for premium travel. Notably, the 50,000 points sign-up bonus earned after spending $4,000 within three months is worth $750 redeemed for Ultimate Rewards® travel, plus the card packs in $300 worth of annual travel statement credits and a $100 credit toward paying Global Entry or TSA Pre✓®* application fees. Tack on 3x points per dollar for travel and dining (1x point per $1 on everything else) and you can start to see why this card deserves a spot on on our list. Read our full Chase Sapphire Reserve® review for more.

Bank of America® Cash Rewards Credit Card
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Bank of America® Cash Rewards Credit Card

Good for: Cash back with no annual fee

Cardholders looking for a solid cash-back credit card should expect one packed with valuable features, such as Bank of America® Cash Rewards. This credit card dishes out a lucrative $150 new cardholder cash rewards bonus offer and one of the lower spending thresholds we’ve come across, requiring cardholders to spend at least $500 on purchases in the first 90 days. Tons of other perks are available as well, including bonus-category cash back of 3% on gas and 2% at grocery stores and wholesale clubs (on the first $2,500 quarterly in combined bonus category purchases) and your FICO® Score for free. For these reasons, we think it’s also one of the best cash-back credit cards. Read our full Bank of America® Cash Rewards review to learn more.

Discover it® Cash Back
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Discover it® Cash Back

Good for: 5% cash back with no annual fee

Discover it® Cash Back may be one of the most versatile cash-back cards we know of. Many cardholder essentials are included, such as a lucrative sign-up bonus that matches all cash back earned in the first year for new members, 5% bonus cash-back in rotating bonus categories you activate up to the quarterly maximum (1% thereafter), a 0% intro APR offer, a $0 annual fee, and even a FICO® score for free. We Fools value versatility in credit cards and we think this card fits that bill. Read our full Discover it® Cash Back review to learn more.

Want a longer 0% intro APR for balance transfers? Check out Discover it® Balance Transfer to get a 0% intro APR for 18 months for balance transfers, and still get the same cash back rewards and bonus. Read our full Discover it® Balance Transfer review to learn more.

BankAmericard® Credit Card
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BankAmericard® Credit Card

Good for: Balance transfers

BankAmericard® Credit Card stands out among the balance-transfer credit card pack with a 0% intro APR for 15 billing cycles for purchases and balance transfer made within 60 days, plus other balance transfer essential like a $0 annual fee and FICO score for free. Read our full BankAmericard® Credit Card review to learn more.

Barclaycard Ring™ Mastercard®
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Barclaycard Ring™ Mastercard®

Good for: Low interest rate and $0 balance-transfer fee

Cardholders may have more debt than can be paid off during a card's 0% intro APR period. In that case, a credit card with a low rate and $0 balance-transfer fee is a solid option. Barclaycard Ring™ Mastercard® includes one of the lowest interest rates we've come across for purchases and balance transfers, and the rate is in line with what many people could secure with a personal loan. Plus, the card includes a free FICO score. Read our full review of Barclaycard Ring™ Mastercard® to learn more.

Bank of America® Travel Rewards Credit Card
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Bank of America® Travel Rewards Credit Card

Good for: Travel credit card with no annual fee

Flexible rewards are a busy traveler’s best friend, and Bank of America® Travel Rewards punches far above its weight. All purchases earn 1.5 points per $1 and can be redeemed for travel-related statement credits, making this a powerful travel credit card for cardholders searching for cheap deals using their preferred booking portal. Qualifying new cardholders can also look forward to an offer of 20,000 points bonus – redeemable for $200 in travel-related statement credits -- after spending at least $1,000 on new purchases in the first 90 days, plus no annual fee. Read our full Bank of America® Travel Rewards review to learn more.

Citi® Double Cash Card

Citi® Double Cash Card

Good for: Flat cash back and balance transfers

The Citi® Double Cash Card stands out among cash-back cards because it offers an innovative rewards program that smart use of debt by paying off balances. All purchases earn a total of 2% cash back – technically, 1% when purchased and 1% when paid off. This is among the highest cash-back rates for all purchases on the market. What’s more, Citi® Double Cash Card helps indebted cardholders pay down balances faster when taking advantage of the card’s 18-billing-cycle, 0% intro APR for balance transfers.  Read our full Citi® Double Cash Card review to learn more.

Citi Simplicity® Card

Citi Simplicity® Card

Good for: Balance transfer credit card with no annual fee

Cardholders seeking occasional payment forgiveness may find Citi Simplicity® Card to be a suitable balance-transfer credit card. Citi Simplicity® Card - No Late Fees Ever doesn’t charge late payment fees, and it doesn’t bump up a cardholder’s APR as a penalty for missed payments. But the card doesn’t skimp on features in favor of a longer leash for payment forgiveness. Citi Simplicity® Card dishes out a swoon-worthy 0% intro APR for 18 months on both new purchases and balance transfers. Read our full Citi Simplicity® Card review to learn more.

Chase Slate®

Chase Slate®

Good for: Balance transfers and intro balance transfer fee offer

This offer is no longer available. The information for the Chase Slate® has been collected independently by The Motley Fool. The card details on this page have not been reviewed or provided by the card issuer.

Chase Slate® is one of the most well-round balance-transfer credit cards we've come across. That's because the card offers a $0 intro balance transfer fee offer for transfers made within 60 days, a 0% intro APR for 15 months for balance transfers and purchases, plus a FICO score for free. All three card benefits are essential for cardholders wanting to pay off debt faster and cut out-of-pocket costs while doing so. Read our full Chase Slate® review for more.


The Motley Fool receives compensation from some advertisers who provide products and services that may be covered by our editorial team. It’s one way we make money. See our advertiser disclosure policy for additional details. But know that our editorial integrity and transparency matters most and our ratings aren’t influenced by compensation. The statements above are The Motley Fool's alone and have not been provided or endorsed by bank advertisers. Review The Motley Fool’s ratings methodology to uncover how we pick the best credit cards. The Motley Fool owns shares of and recommends Visa and MasterCard.