Updated June 4th, 2018

Discover has one of the deepest benches of high-quality credit cards that you’ll find amongst the most popular issuers. From lucrative sign-up bonuses and rewards to cutting annual fees, Discover® credit cards are packed with perks. Here are our picks for the best Discover credit cards:

Discover it® Balance Transfer
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Discover it® Balance Transfer

The Discover it® Balance Transfer credit card amps up the value for cardholders wanting to get out of debt faster with a 0% intro APR without sacrificing rewards. This card closely mirrors another card on this list, Discover it® Cash Back, with the main difference being the 0% intro APR promo spanning a longer 18 months for balance transfers and a shorter 6 months for purchases. Choosing between the two Discover it® cards may ultimately come down to which 0% intro APR offer best fits your needs. But know that the balance transfer offer and cash back rewards, alone, sit at the top of the pack within each category, which explains our enthusiasm for this card. Read our full Discover it® Balance Transfer review for more.

Discover it® Cash Back
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Discover it® Cash Back

Discover it® Cash Back earns 5% cash back (on up to $1,500 in spending quarterly) in rotating categories you activate such as gas, restaurants, Amazon.com purchases, and wholesale clubs, plus 1% cash back on all other purchases. Discover automatically matches all the cash back earned, dollar for dollar, at the end of the first year for new cardholders. The card also cuts out-of-pocket costs with a $0 annual fee and no foreign transaction fees. Read our full Discover it® Cash Back review to learn why it’s one of our picks for the best cash-back credit cards.

Discover it® chrome
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Discover it® chrome

Discover it® chrome is best suited for cardholders seeking bonus cash back of 2% for gas and restaurant purchases (on up to $1,000 combined purchases each quarter). All other purchases earn a flat rate of 1% cash back. The card carries the standard, deep bench of Discover it®-branded card perks, including Discover matching all cash back earned during the first year for new cardholders, a FICO® score for free, and a $0 annual fee, to name a few. Read our full Discover it® chrome review to learn why it's one of our best travel credit cards.

Discover it® Miles
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Discover it® Miles

Discover it® Miles is the travel-based cousin to Discover it® Cash Back. Discover will similarly match all miles earned throughout the first year for new cardholders and the card includes a $0 annual fee, doesn't charge foreign transaction fees, and packs in a 0% intro APR for 14 billing cycles for new purchases. All new purchases also earn 1.5x Miles per $1 and can be redeemed for statement credits, with no minimum redemption hurdle, and even cash. Read our full Discover it® Miles review to learn more.

Discover it® Secured
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Discover it® Secured

Few secured credit cards offer cardholders the opportunity to build credit and earn cash back like Discover it® Secured. Restaurant and gas purchases earn 2% cash back (on up to $1,000 combined spending each quarter), and all other purchases earn a base rate of 1% cash back. Importantly, the required security deposit starts at $200, and the card includes a FICO® score for free and Discover matches all the cash back earned in the first year for new cardholders. Add in the fact that this is all packaged into a card with a $0 annual fee, and that explains why it's one of our picks of the best secured credit cards. Read our full Discover it® Secured review to learn more.


Best Discover Credit Cards


Card Offer Best For
The Discover it® Balance Transfer Balance Transfers
Discover it® Cash Back Cash Rewards Program
Discover it® chrome Gas Cash Rewards Program
Discover it® Miles Travel Miles With No Annual Fee
Discover it® Secured Bad Credit and No Credit

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