In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analyst Matt Koppenheffer tells fellow analyst David Hanson and viewers why he is considering picking up shares of Capital One (COF 0.26%). Matt cites the company's compelling business model and attractive valuation.

On the other hand, David notes the risks involved with Capital One's portfolio and why lack of revenue-diversity could ultimately hurt the stock.

In the run-up to the financial crisis, consumers piled on the credit card debt. Now, the U.S. government has piled on more than $10 trillion of new debt since 2000. Annual deficits topped $1 trillion after the financial crisis. Millions of Americans have asked: What the heck is going on?
The Motley Fool's new free report, "Everything You Need to Know About the National Debt," walks you through with step-by-step explanations about how the government spends your money, where it gets tax revenue from, the future of spending, and what a $16 trillion debt means for our future. Click here to read the full report!

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