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Capital One Financial(NYSE) COF

Market Cap$133.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+5,796%
5 Year+35%
1 Year-2%
1 Month+5%
Premium Feature
Moneyball Superscore
74/100
$216.68
-0.24%
-0.53Today
Capital One Financial last closing stock price
MetricPriceDate
Last closeUSD 217.212026-08-26
Capital One Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.59%USD 220.732026-08-19
1 month+5.28%USD 206.322026-07-27
3 month+16.55%USD 186.362026-05-28
Year to date-9.33%USD 239.562025-12-31
1 year-1.93%USD 221.482025-08-26
3 year+125.61%USD 96.282023-08-25
5 year+34.93%USD 160.982021-08-27
Since inception+5,795.88%USD 3.681994-11-16

Capital One Financial Financials at a Glance

Market Cap

$133.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$78.62B

Net Income (TTM)

$10.52B

EPS (TTM)

$2.84

P/E Ratio

76.57

Dividend

$3.20

Beta (Volatility)

1.34 (Average)

Price

$216.68

Volume

807,237.338

Open

$215.97

Previous Close

$217.21

Daily Range

$214.56 - $218.69

52-Week Range

$174.24 - $259.64

Estimated Earnings Date

Oct 20, 2026

COF News

25_03_27 A person using a credit card while holding a phone and sitting in front of a computer _MF Dload GettyImages-1305615921-1200x798-36b7a2e

Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.

Reuben Gregg BrewerAug 26, 2026
21_05_19 Two people looking at paperwork with a calculator _GettyImages-1284647686

Capital One's Purchase Volume Grew 26%, but Legacy Discover Volume Rose Less Than 2%. Only One Number Describes the Franchise It Bought.

Reuben Gregg BrewerJul 31, 2026
26_07_22 Confused man staring at blackboard with complicated equations on it _MFDload-1201x767-04d69f9

What the Capital One-Discover Tie-Up Means for the Card Business Now

Reuben Gregg BrewerJul 25, 2026
24_06_03 An hourglass with white sand against a blue background _MF Dload wait-1190x800-36c2708

Capital One Flips Millions of Discover Cards to Its Own Platform on July 27. Can It Upsell Without Losing Them?

Reuben Gregg BrewerJul 12, 2026
22_10_24 A hand stopping falling dominos from overturning a stock of coins _MF Dload

Subprime Auto Loans Just Hit Their Worst Delinquency Rate in 32 Years. Here's What It Means for Lenders.

Reuben Gregg BrewerJul 11, 2026
frustrated shopper

Inflation Just Hit a 3-Year High. These Credit Card Stocks Will Show the Strain First.

James BrumleyJul 9, 2026
22_08_08 A balance showing risk and reward _MF Dload

Capital One's Auto Loan Trends Are Quietly Improving. Why It Matters for the Stock.

Reuben Gregg BrewerMay 31, 2026
23_06_05 A person cutting a handful of credit cards _MF Dload

Discover Credit Cards Are About to Become Capital One Cards. Why That Could Be a Bigger Deal Than Investors Think.

Reuben Gregg BrewerMay 25, 2026
Page 1

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About Capital One Financial

Capital One Financial Corporation helps people manage money and pay for things. It gives customers credit cards and bank accounts. The company also provides loans for cars and businesses.

The Products You Use

  • Credit Card: Domestic and international credit card lending and personal loans; accounts for 74% of total net revenue in the second quarter of 2026.
  • Consumer Banking: Deposit services, auto loans, and the Global Payment Network; accounts for 20% of total net revenue in the second quarter of 2026.
  • Commercial Banking: Lending and treasury management for companies with revenues between $20 million and $2 billion; accounts for 6% of total net revenue in the second quarter of 2026.

Expansion Through Strategic Deals

  • Merged with Discover Financial Services on May 18, 2025. This deal added a global payments network and personal loans to the company portfolio.
  • Acquired Brex on April 7, 2026, for approximately $4.5 billion. The purchase enhances offerings in the business payments marketplace.
  • Reissued legacy debit cards onto the Global Payment Network. This action shifts cards to the company's own processing systems.

A Bank With Digital Edge

The company reaches customers through digital platforms, physical branches, and café locations. This multi-channel approach serves individuals and businesses in the United States, Canada, and the United Kingdom.

It operates a proprietary Global Payment Network including Discover, PULSE, and Diners Club. This allows the firm to process transactions directly without relying on outside networks.

Recent Results by the Numbers

  • Total net revenue was $15.9 billion in the second quarter of 2026, up 27% year over year.
  • Net income increased by $7.3 billion to $3.0 billion in the second quarter of 2026.
  • Total deposits reached $484.3 billion as of June 30, 2026, up 2% from Dec. 31, 2025.
  • The net charge-off rate, which tracks debt unlikely to be collected, was 3.2% in the second quarter of 2026.
  • The common equity Tier 1 capital ratio, a measure of financial strength, was 13.7% on June 30, 2026.

The Bottom Line

Capital One has evolved from a credit card specialist into a diversified bank with its own payment infrastructure. Recent acquisitions of Discover and Brex broaden its reach in consumer lending and corporate payment services.

AI Generated • Jul 29, 2026

Industry

Consumer Finance

Sector

Financials

Employees

76,300

CEO

Richard D. Fairbank, MBA

Website

www.capitalone.com

Headquarters

McLean, VA 22102, US

COF Financials

Key Financial Metrics (TTM)

Gross Margin

66.19%

Operating Margin

21.02%

Net Income Margin

13.38%

Return on Equity

9.28%

Return on Capital

1.39%

Return on Assets

1.56%

Earnings Yield

1.31%

Dividend Yield

1.47%

Payout Ratio

3.69%

Stock Overview

Market Cap

$133.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

613.49M

Volume

807.24K

Avg. Volume

4.35M

Financials (TTM)

Gross Profit

$52.04B

Operating Income

$16.52B

EBITDA

$21.98B

Operating Cash Flow

$31.45B

Capital Expenditure

$747.00M

Free Cash Flow

$32.20B

Cash & ST Invst.

$56.74B

Total Debt

$45.37B

Capital One Financial Performance Analysis

Capital One Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 38,232,000,00019.5%
20232023-12-31USD 49,160,000,00028.6%
20242024-12-31USD 53,673,000,0009.2%
20252025-12-31USD 69,072,000,00028.7%
Capital One Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3020.8%
Q42025-12-31-1.1%
Q12026-03-31-1.5%
Q22026-06-302.8%
Capital One Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 17.91-33.5%
20232023-12-31USD 11.95-33.3%
20242024-12-31USD 11.59-3.0%
20252025-12-31USD 4.03-65.2%
Capital One Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30156.3%
Q42025-12-31-32.5%
Q12026-03-312.5%
Q22026-06-3041.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$19.86B

+21.0%

Gross Profit

$16.87B

+1371.0%

Gross Margin

84.95%

N/A

Market Cap

$133.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.70M

N/A

Employees

78,400

N/A

Net Income

$3.02B

+170.6%

EBITDA

$7.85B

+259.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$56.74B

-10.1%

Total Debt

$45.37B

-13.9%

Accounts Receivable

$3.43B

+1.7%

Inventory

$0.00

N/A

Long Term Debt

$44.68B

-14.0%

Short Term Debt

$694.00M

-6.5%

Return on Assets

1.56%

N/A

Return on Invested Capital

8.79%

N/A

Free Cash Flow

$9.00B

+58.8%

Operating Cash Flow

$8.44B

+39.2%

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Questions About COF

What is the current price of Capital One Financial?

Capital One Financial is trading at $217.01 per share.

What is the 52-week range for Capital One Financial?

Over the past 52 weeks, Capital One Financial has traded between $174.24 and $259.64.

How much debt does Capital One Financial have?

As of the most recent reporting period, Capital One Financial reported total debt of $51.89B.

How much cash does Capital One Financial have on hand?

Capital One Financial does not have cash on hand data available.

What is Capital One Financial’s dividend yield?

Capital One Financial currently has a dividend yield of 1.47%.

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