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Must Reads
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Forget CDs: Here Are 3 Investments With Higher Growth
CDs are safe, but slow-growing. Find out about three alternative investments with higher growth potential that can supercharge your savings.
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Here's How to Dodge the Coming Amex Platinum Fee Hike in 2025
Learn why applying for the Amex Platinum Card now could save you hundreds -- and still let you access new perks down the road.
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Want to Save on Streaming? Check Out These 3 Credit Cards
Looking to save on your next binge-watch? Here are three cards that give you cash back and statement credits for your favorite subscriptions.
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6-Month or 5-Year CDs: Which Are Better in August 2025?
Should you ride the short-term wave with a 6-month CD or lock in a 5-year rate? Learn how to match the right CD term to …
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How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over
Learn how the Chase Sapphire Preferred can deliver over $800 in first-year value -- more than eight times its annual fee.
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Why I'm Finally Considering the Updated Chase Sapphire Reserve
The Chase Sapphire Reserve now offers more lifestyle perks than ever before. See why it could be worth it for you today, even if you're …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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When AI Execs Say the Market Looks Bubbly
Aug. 20, 2025
Market chatter about the frothiness of the AI market seems to be picking up and has hit a fever pitch with Open AI CEO Sam …
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What Cybersecurity, Shoes, and Homebuilders Tell Us About Change
Aug. 19, 2025
Palo Alto Networks is bracing investors with its latest earnings, homebuilders are sweetening deals to attract strapped buyers, and footwear brands are rewriting the playbook. …
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What’s Eating at Restaurant Stocks?
Aug. 18, 2025
Summer is heating up, but restaurant stocks are cooling down. Today on Motley Fool Money, Rick Munarriz, with analysts Alicia Alfiere and Jason Hall will …
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Interview with Karooooo CEO Zak Calisto
Aug. 17, 2025
Heard the one about the CEO who wanted to buy the url for his company, found out it was taken, and added a few o’s …
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Should You Retire Sooner, and Is Your Fund Winning?
Aug. 16, 2025
Wes Moss is a Certified Financial Planner practitioner and the author of “What the Happiest Retirees Know.” In Part 2 of this conversation with Robert …
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Warren Buffett Is Making Big Buys Again
Aug. 15, 2025
Warren Buffett bought $1.6 billion of United Health stock in Q2, inflation may be ticking higher after all, and play “Ohh, No! or Let’s Go!!” …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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