Jack Caporal

Expert Contribution: Research Director

FINANCIAL INDUSTRY WRITER SINCE 2021

NUMBER OF PUBLICATIONS: 95 | LAST PUBLISH DATE: 08-26-2025

Jack Caporal is the Research Director for The Motley Fool and has worked full-time for the company since 2021. His research focuses on uncovering and analyzing trends that shape personal financial decisions across the United States.

Prior to The Motley Fool, Jack covered business and economic trends as a reporter and policy analyst in Washington, D.C.

His primary research has been featured across top-tier media like the New York Times, Bloomberg, CNBC, and has been cited in Congressional testimony.

Jack's Recent Articles

• How Many Americans Own Certificates of Deposits?
  Aug 26, 2025
  Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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• Credit Card Rewards Statistics: Who Earns the Most Points?
  Aug 4, 2025
  Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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• Credit Card Late Fee Statistics: Who Pays Most Often?
  Aug 1, 2025
  Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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• How Many Americans Have a Credit Card With An Annual Fee?
  Jul 30, 2025
  19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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• The Median Monthly Mortgage Payment in 2025 by State, City, and More
  Jun 17, 2025
  The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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• 81% of Americans Have Credit Cards, but They Aren't Distributed Equally
  Jun 16, 2025
  Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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• Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
  Jun 13, 2025
  Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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• Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
  Jun 11, 2025
  Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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• America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
  May 29, 2025
  Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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• Financial Literacy Statistics: The Average American Scores Just 48%
  May 9, 2025
  Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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• Tariffs Are Already Raising Home Prices -- Here's How Much and Why
  Apr 25, 2025
  Tariffs on homebuilding materials could add thousands to the cost of a new home. Here's how tariffs may impact buyers, builders, and mortgage rates.
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• The Average Cost of Airfare: How Much Is a Plane Ticket?
  Apr 14, 2025
  The average cost of a domestic plane ticket is $366 as of the third quarter of 2024. Motley Fool Money has the latest airfare data …
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• The Average Cost of a Vacation in 2025: Trends and Statistics
  Apr 2, 2025
  The average cost of a vacation in 2025 is projected to be $7,249, up nearly $1,400 from 2024. Read on for a full breakdown of …
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• Survey: The Hidden Costs of Homeownership
  Mar 3, 2025
  Over a third of homeowners run into unexpected costs after closing on their new home -- find out what they are and how much they …
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• Survey: The Most Common Home-Buying Regrets
  Feb 25, 2025
  A quarter of home owners surveyed by Motley Fool Money have some type of buyer's remorse. Read on to find out the most common home-buying …
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• The Largest Robo-Advisors: AUM, Users, and Returns
  Nov 19, 2024
  Vanguard Digital Advisor is the largest robo-advisor by AUM, with over $333 billion in assets. Read on to learn more.
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• The Average Cost of Car Ownership
  Oct 30, 2024
  Estimates put the real cost of car ownership at around $12,000 per year. See a full breakdown here.
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• Historical CD Rates: Average Rates Over Time
  Oct 24, 2024
  CD rates have gone through ups and downs since 2009. The Motley Fool has compiled average CD rates over that period. Learn more here.
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• How Natural Disasters Impact the Personal Finances of Americans
  Aug 20, 2024
  Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
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• Americans' Top Financial Priorities in the 2024 Presidential Election
  Jul 29, 2024
  We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
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• Financial Stress and Mental Health Survey: Statistics for 2025
  May 10, 2024
  Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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• Survey: Most Believe They're Overpaying for Their Subscriptions
  Apr 22, 2024
  Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more in Motley Fool Money's Subscription Sanity survey.
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• Lottery Statistics and Revenue by State
  Mar 7, 2024
  Americans shelled out $103 billion on state lottery tickets in 2023 and earned a prize payout of $69 billion. Does that make playing the lottery …
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• Survey: Car Insurance Shopping Preferences and Trends
  Feb 12, 2024
  The Motley Fool Motley Fool Money surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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• Study: Generational Credit Card Habits
  Feb 5, 2024
  The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to …
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