Jack Caporal

Research Director | TMFJackCap

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

NUMBER OF PUBLICATIONS: 98 | LAST PUBLISH DATE: 03-17-2026

Past Experience

Reporter and Policy Analyst

Summary

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Jack's Recent Articles

• Average Savings Account Interest Rate in March 2026
  Mar 17, 2026
  The national average savings account interest rate is 0.39% APY as of February 2026, per FDIC data. See how rates have changed and where to …
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• The Average Checking Account Interest Rate in March 2026
  Mar 17, 2026
  The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find …
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• Historical CD Rates: Average Rates Over Time
  Mar 17, 2026
  CD rates have gone through ups and downs since 2009. The Motley Fool has compiled average CD rates over that period. Learn more here.
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• Average American Credit Card Debt Heading Into 2026
  Mar 11, 2026
  Credit card debt totaled $1.28 trillion as of the fourth quarter of 2025. Read on for more credit card debt statistics and trends.
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• Average Credit Card Interest Rate in March 2026
  Mar 10, 2026
  The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they …
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• Americans Spend 13x More Time Scrubbing Toilets Than on Financial Planning. Here's the Fix.
  Mar 9, 2026
  Only 2.7% of Americans do financial planning on any given day -- and spend less time on it than it takes to brew coffee. Here's …
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• The Median Monthly Mortgage Payment in 2026 by State, City, and More
  Mar 3, 2026
  The median monthly mortgage payment is $2,070 -- read on for mortgage payment statistics by city, state, income, and more.
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• Personal Loan Statistics Heading Into 2026
  Mar 3, 2026
  U.S. personal loan balances hit a record high of $276 billion in the fourth quarter of 2025. Check out all the most notable personal loan …
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• What Is the Average Down Payment on a House?
  Mar 3, 2026
  The median down payment on a house is 15% of its value. Want more down payment statistics? We have them right here.
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• The Largest Robo-Advisors: AUM, Users, and Returns
  Feb 12, 2026
  Vanguard runs the largest robo-advisor by AUM, with over $300 billion in assets. Read on to learn more.
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• Average American Household Debt in 2025: Facts and Figures
  Feb 11, 2026
  American households carry more than $18 trillion in debt, and the average household debt is $105,056. Read on for more household debt statistics.
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• America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
  Jan 29, 2026
  Discover wasteful spending trends -- and how high-yield savings accounts and budgeting tools can help curb impulse buying and grow your cash.
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• Identity Theft and Credit Card Fraud Statistics for 2025
  Jan 12, 2026
  Our experts reviewed the data to understand trends on identity theft, credit card fraud, and data breaches. Check out the latest in this in-depth report.
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• American Households' Average Monthly Expenses: $6,545
  Jan 6, 2026
  The average monthly expenses for an American household total $6,545. But where does that all go? Read on to find out how much we spend …
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• The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
  Dec 18, 2025
  Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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• Study: How Rich Americans Use Credit Cards
  Jul 29, 2025
  How do high-net-worth Americans use credit cards? Which types and brands do they prefer? Do they have good habits? We surveyed 1,500 of them to …
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• PayPal, Venmo, and Zelle: What Americans Want Out of Digital Payment Apps
  Sep 11, 2024
  Approximately three-quarters of Americans trust digital payment apps as much as credit and debit cards -- but what features do they want most? Read on …
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• These Are the Top Financial New Year's Resolutions for 2026
  Dec 8, 2025
  See the top 2026 financial resolutions among Americans, according to a nationwide Motley Fool Money poll of 2,600 U.S. adults.
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• 81% of Americans Have Credit Cards, but They Aren't Distributed Equally
  Dec 2, 2025
  Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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• Motley Fool Money Newsroom
  Nov 18, 2025
  Get the latest personal finance data insights and connect with our personal finance experts in Motley Fool Money's Newsroom.
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• Credit Card Late Fee Statistics: Who Pays Most Often?
  Nov 14, 2025
  Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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• 2025 Buy Now, Pay Later Trends Study
  Nov 14, 2025
  Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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• The Average Cost of Airfare: How Much Is a Plane Ticket?
  Oct 31, 2025
  The average cost of a domestic plane ticket is $386 as of the second quarter of 2025. Motley Fool Money has the latest airfare data …
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• The Average Cost of a Vacation in 2025: Trends and Statistics
  Sep 29, 2025
  The average cost of a vacation in 2025 is projected to be $7,249, up nearly $1,400 from 2024. Read on for a full breakdown of …
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• Average Credit Card Processing Fees and Costs in 2025
  Sep 25, 2025
  Credit card processing fees can add up to a big expense for merchants. Here are the average fees and costs for many issuers and payment …
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