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Banking Articles | Page 54

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

people waiting in line at a bank.
July 3, 2023 | By Ashley Maready

My Cashier's Check Was Stolen! What Now?

Losing track of a cashier's check can be a big deal indeed. Read on to learn about cashier's checks and what to do if yours is stolen or goes missing.
Two mature colleagues discuss while looking at a laptop in an office.
July 2, 2023 | By Natasha Etzel

Companies Are Now Offering This Perk to Get Their Employees to Save

If you struggle to prioritize your savings goals, you're not alone. Find out how some employers are helping staff save more money.
A person types on a laptop while sitting on the couch at home.
July 1, 2023 | By Kailey Hagen

Is a 5-Year CD a Smart Investment Right Now?

A five-year CD could earn you a high yield, but you'll have to lock your money away for a while. Here's how to know if this is the right move for you.
A bank manager helps a woman open up a new account.
June 30, 2023 | By Emma Newbery

Here's What Happens When You Open Your First CD

When you open your first CD, you'll fund your account and then leave it alone for a set period of time. Find out when opening a CD can make sense for you.
Man sits at laptop and appears to be in thought.
June 30, 2023 | By Steven Porrello

Are Savings Accounts 100% Risk Free? The Answer Is 'No' for These Scenarios

Savings accounts are trustworthy and secure enough to store savings, but they do have risks. Read on to learn how to protect yourself.
Two people show each other their phones while drinking coffee.
June 30, 2023 | By Cole Tretheway

Here's What Happens When Your Banking App Doesn't Accept Zelle

What's up with Zelle? It doesn't work with all popular banking apps. Find out how to accept payments from Zelle users.
A young man sitting on his couch with his laptop open and his dog sleeping next to him.
June 28, 2023 | By Steven Porrello

Here's Why a 4% Inflation Rate Is Good (and Bad) News for CDs

The Fed's interest rate hikes have been good for CD rates. Learn why a falling inflation rate could change that.
A worried woman sitting on her couch with her baby on her lap while she looks at her laptop.
June 27, 2023 | By Ashley Maready

Here's What Happens When You Live Without Emergency Savings

Living paycheck to paycheck with scant savings is a terrible position to be in. Keep reading to see how not having emergency savings can impact your life.
A person manages their home finances using documents and a laptop at their kitchen table.
June 26, 2023 | By Matt Frankel, CFP®

Worried Interest Rates Will Fall? One Smart Strategy to Get the Most Out of Your Savings

Savings accounts have high interest rates right now, but that might not always be the case. Try this to make the best of the situation.
A bank teller smiles to a customer from behind her desk.
June 26, 2023 | By Cole Tretheway

Treasury Secretary Janet Yellen Thinks More Bank Consolidation Could Be on the Way. Here's What It Means for Your Money

There's a good chance your bank will merge with another. Find out how your personal banking experience could change in the process.
Man sitting at a desk reading documents
June 25, 2023 | By Lyle Daly

Why Graham Stephan 'Doesn't Spend Money'

Graham Stephan says he practices financial minimalism and doesn't spend money. Find out what he really means and how you could do the same.
A young business professional worriedly looks at a computer screen as their head rests on their clasped hands.
June 23, 2023 | By Cole Tretheway

JPMorgan to Pay SEC Fines for Deleting Electronic Records

The SEC is fining JPMorgan for deleting essential communications. Find out what that means for JPMorgan brokerage customers.
Young woman listening to podcast on her headphones while drinking coffee.
June 23, 2023 | By Brittney Myers

5 Places to Keep Your Money Other Than the Bank, According to Humphrey Yang

It seems counterintuitive, but it's possible to have too much cash in the bank. Read on for one finance guru's advice on where else to put your cash.
A woman looking at her finances with a laptop and phone.
June 22, 2023 | By Ashley Maready

4 Reasons I Haven't Automated My Savings

It's easy to configure your checking account to send money regularly to your savings. Read on to learn why one writer doesn't use automatic savings transfers.
Woman uncomfortable by what she's reading on her phone.
June 20, 2023 | By Lyle Daly

3 Ways to Spot This Common Venmo Scam

Scammers frequently use Venmo to steal people's money. Protect yourself by learning how to spot one of the most common Venmo scams.
Group of young adults holding sparklers while having an outdoor picnic.
June 19, 2023 | By Natasha Etzel

Maximize Your Savings: How to Cut Costs Without Sacrificing Your Lifestyle This Summer

Are you prioritizing your savings goals? It's possible to reduce your spending while having fun this summer. Read on for ways to save money and have fun.
Man reviewing information on his phone and laptop at home
June 18, 2023 | By David Chang, ChFC®, CLU®

Here's Why You Should Avoid Your Bank's Chatbot

In recent years, many banks have deployed chatbots. But despite their convenience, these chatbots may not be the best option for customers. Read on to see why.
A woman sitting on her couch at home making a phone call while holding a credit card with a laptop open in front of her.
June 17, 2023 | By Dana George

Bank Customers Struggle to Get Access to Their Accounts. Here Are 3 Tips to Use if It Happens to You

Banks have the right to close an account at any time. Keep reading to learn what to do if your bank ever freezes, suspends, or closes your account.
A young couple looking up information on a laptop while sitting in their kitchen.
June 15, 2023 | By Ashley Maready

Planning a Wedding? You May Want to Put Your Money in a Money Market Account

If you're saving your cash for a dream wedding, it pays to find the best bank account for it. Find out why a money market account could fit the bill.
Financial professional talks to couple over paperwork
June 13, 2023 | By Kailey Hagen

Here's What Happens When You Make an Early CD Withdrawal

Certificates of deposit (CDs) offer high interest rates, but only if you leave your money locked up. Here's what happens if you take your money out early.
Young woman using her laptop.
June 12, 2023 | By Ashley Maready

Buying a CD? Here's Why You Want a Longer Term Rate

If you're hopping on the CD bandwagon, locking your money in for longer could really benefit you now. Find out why.
Two women wearing a rainbow flag around their shoulders at a Pride parade.
June 12, 2023 | By Emma Newbery

4 Tips to Find a Bank that is LGBTQIA+-Friendly

One in 10 LGBTQIA+ people surveyed say they've experienced discrimination when accessing financial services. Find out how to open an LGBTQIA+ bank account.
Female college grad hugging her dad next to her tearful mom.
June 11, 2023 | By Dana George

4 Reasons You Should Never Raid Your Bank Account to Pay for Your Child's College Education

As a parent, it's tempting to cover at least a portion of your child's higher education. If that describes you, read on for four reasons it's not a good idea.
An adult looks at something exciting on their laptop and pumps their fist in the air.
June 10, 2023 | By Brittney Myers

Here's What Happens When You Earn a New Bank Account Bonus

You can earn a few hundred dollars every time you open a new bank account with these promotions. This is how they work.
An adult with a neutral expression uses their smartphone in their kitchen.
June 9, 2023 | By Lyle Daly

Deposits at Small Banks Are Down $2.6B. But Here's Why You Shouldn't Count Them Out

Deposits at small banks have decreased, but they could be stabilizing. Check out the benefits of smaller banks to see why they're worth using.