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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A class pot filled with coins and a sprout growing
March 14, 2024 | By Steven Porrello

5 Smart Tips for Maximizing Returns on CDs

It's not hard to make your CDs work harder for you. Keep reading to learn how.
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March 14, 2024 | By Steven Porrello

3 Unexpected Advantages of Money Market Accounts Over CDs

Money market accounts combine features of checking accounts with high APYs. Find out their advantages over CDs here.
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March 13, 2024 | By Lyle Daly

4 Reasons to Switch Banks ASAP

Sticking with the wrong bank could be a costly mistake. Here are a few sure signs that it's time to switch banks.
A pile of money with a seedling growing out of it
March 13, 2024 | By Matt Frankel, CFP®

The Fed Is Waiting Longer Than Expected to Cut Rates. Here's What That Means for CD Yields

Inflation is proving to be more stubborn than expected. This could affect the trajectory of CD rates this year. Here's what you need to know.
A person sitting at a sunny dining room table and typing on a laptop.
March 13, 2024 | By Matt Frankel, CFP®

Want a CD Without Commitment? These 3 No-Penalty CDs Could Be Right for You

A no-penalty CD can give you guaranteed yield with financial flexibility. Keep reading for three great examples.
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March 12, 2024 | By Kailey Hagen

Should You Put Your Tax Refund Into a CD This Year?

Putting your tax refund into a CD could help you grow your wealth, but it's not right for everyone. Here's what you need to know.
Child shakes money out of a piggy bank as the parent watches and smiles.
March 11, 2024 | By Natasha Etzel

Is a $1,000 Emergency Fund Enough?

How much is enough money for an emergency savings fund? You'll want to be able to cover your living expenses. Learn what to consider as you start saving.
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March 11, 2024 | By Brittney Myers

3 Affordable Ways to Start Investing in CDs

Your money can make money when invested wisely, and you don't need a lot to start. Here's how to try your hand at CDs.
A woman checking her tablet.
March 10, 2024 | By Lyle Daly

Is $10,000 Too Much to Keep in a Checking Account?

It's possible to have too much money in your checking account. Learn how much is too much and what to do with it instead.
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March 10, 2024 | By Dana George

How Much Money Should You Keep in Your Checking Account? Here’s the Sweet Spot

It may feel good to have a lot of money in checking, but it's not a great idea. Find out how you know when you have enough.
A class pot filled with coins and a sprout growing
March 10, 2024 | By Lyle Daly

CDs vs. High-Yield Savings Accounts: What's the Better Place for Your Savings Right Now?

CDs and high-yield savings accounts are both offering excellent returns right now. Find out how to decide which one you should use for savings.
A pile of currency bills
March 10, 2024 | By Lyle Daly

CDs vs. Stocks: What's the Better Investment Right Now?

CDs and stocks are both good investment options, but they serve different purposes. Learn more about them to see where you should invest your money.
A class pot filled with coins and a sprout growing
March 10, 2024 | By Robin Hartill, CFP

Underrated Hacks for Boosting Your Roth IRA Contributions in 2023

You still have time to fund your Roth IRA for 2023. Learn a few tricks for boosting your Roth IRA before the deadline.
Group of women having an enjoyable interaction.
March 9, 2024 | By Natasha Etzel

40% of Women Plan to Tackle This Financial Goal Over the Next 6 Months

A Fidelity Investments study found that 40% of women plan to contribute to an emergency fund in the coming months. Find out why you may want to do the same.
Man sits at counter with phone on laptop utilizing online banking.
March 9, 2024 | By Ashley Maready

2 Reasons I'm Not Chasing a Higher Rate on My Savings

I could earn 5% APY or higher on my savings, but I'm sticking with my current high-yield savings account. Discover why switching banks isn't always worth it.
Woman using laptop at home for work or study.
March 8, 2024 | By Steven Porrello

CDs vs. Savings Accounts: Which Is the Better Choice for Your Money?

CDs and savings accounts both have great APYs right now. But one may be more lucrative than the other. Read on to learn which is right for your money.
A glass jar full of bills and coins
March 8, 2024 | By Lyle Daly

4 Underrated Reasons Why You Should Invest in CDs

CDs are a safe place to get a fixed interest rate on your money. Check out these underappreciated reasons why investing in CDs could be a good idea.
A puzzled woman holds a piggy bank
March 7, 2024 | By Natasha Etzel

Here's How I Earned an Additional $1,200+ in 2023. Spoiler Alert: It Wasn't From a Part-Time Job or Side Hustle

Want to earn more money in 2024 without getting a side hustle? You can earn money from your savings. Discover how one writer earned nearly $1,250 in 2024.
Happy couple reviewing paperwork at a desk with a laptop in their home
March 7, 2024 | By Robin Hartill, CFP

Don't Ignore These High-Yield Savings Opportunities in 2024

Higher interest rates benefit savers. Check out these three high-yield savings opportunities to maximize your earnings in 2024.
A glass jar full of bills and coins
March 6, 2024 | By Brittney Myers

How to Choose the Right CD Terms for Maximum Growth

When rates are high, CDs can be great places for growth. Check out a few things to consider for maximizing that growth.
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March 6, 2024 | By Robin Hartill, CFP

3 Signs You Shouldn't Open a CD, Even With Rates at 5.5%

The best CD rates are sky high, making CDs an appealing investment in 2024. But here are three times you should never put your money in a CD.
A pot of change with a plant growing out of it
March 6, 2024 | By Kristi Waterworth

If You're Considering CDs, Here's Why Money Market Accounts Might Be Better

CDs aren't the only savings vehicles in town -- there are also money market accounts. Keep reading to learn why they're better for some savers.
A red piggy bank against a yellow background
March 5, 2024 | By Kristi Waterworth

4 Key Differences Between CDs and Money Market Accounts

Both CDs and money market accounts can help you earn more interest on your savings, but they're not the same. Read on to learn more.
A calculator, pad, and pen against a yellow background
March 4, 2024 | By Kristi Waterworth

CDs vs. Money Market Accounts: How to Choose What's Best for You

Saving can be a tricky process. Do you choose a CD or a money market account? Let's look at the options in this article.
A person sitting at a sunny dining room table and typing on a laptop.
March 2, 2024 | By Ashley Maready

The Downside of Putting All Your Money in Savings Accounts Over CDs

Got money saved for the near future? Learn why capitalizing on CDs is a good idea right now -- even if savings accounts are easier.