Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

Banking Articles | Page 56

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

A bank teller smiles to a customer from behind her desk.
May 18, 2023 | By Emma Newbery

The U.S. Has More Banks Than Anywhere Else in the World. Here's Why That's Important

The huge network of banks in the U.S. means even small niches of customers can access the services they need. Find out how small banks play a big role in the economy.
A young man sits at his desk and looks over his investment accounts.
May 18, 2023 | By Steven Porrello

Here's Why I'm No Longer Moving My Cash Into a CD

Today's CDs are offering attractive interest rates. Read on to learn why a CD might not be the best place, however, for long-term growth.
A person looks concerned at their financial documents and laptop.
May 17, 2023 | By Ashley Maready

Here's What Happens When Hackers Get Access to Your Banking Info

Having a stranger steal your financial data is scary. Keep reading to see what to watch out for if it happens to you -- and steps to mitigate your risk.
A worried young adult uses a laptop at home.
May 17, 2023 | By Steven Porrello

About Half of Americans Now Worry About the Safety of Banks

U.S. adults are as worried about banks in 2023 as they were in 2008. Read on to learn what that means for you.
Man sits at laptop and appears to be in thought.
May 16, 2023 | By Brittney Myers

Wells Fargo to Pay $1B to Shareholders Over Scam Accounts

Wells Fargo agreed to settle a lawsuit brought by investors alleging the bank failed to meet compliance requirements. Read on for the details.
A young woman with a laptop and papers talking on the phone.
May 16, 2023 | By Kailey Hagen

3 Bank Account Features That Could Make Managing Your Money a Lot Simpler

Online and mobile banking has never been more popular. Here are three underrated online banking features that could make managing your money easier.
A man sitting at a desk in his home and making a phone call while typing on his laptop.
May 16, 2023 | By Dana George

Here's What Happens if You Wire Someone a Lot of Money

Using a wire transfer lessens the time it takes to do business. Read on to learn the ramifications of sending a large amount of money.
A young man in a suit using an outdoor ATM.
May 15, 2023 | By Emma Newbery

This Is the One Banking Regulation That Could Have Prevented This Year's Bank Failures

If there had been more regulatory oversight of small- and mid-sized banks, the recent collapses may not have happened. Find out why.
A bank teller smiles to a customer from behind her desk.
May 15, 2023 | By Dana George

Here's What Happens When Your Bank Files a Suspicious Activity Report

Suspicious Activity Reports are designed to catch criminals. Here's how these reports work and why one might be filed.
Woman shopping in aisle at the drugstore.
May 14, 2023 | By Ashley Maready

It's Mental Health Awareness Month. Here Are 3 Ways to Use Your HSA to Access Care

Your mental health is just as important as your physical health. Keep reading to learn how your health savings account can help you maintain it.
A young woman is at the bank. A teller is counting out her money.
May 12, 2023 | By Steven Porrello

Inflation Cools for Tenth-Straight Month: Where Are CD Rates Headed Now?

The Fed appears to be winning the battle over inflation. Read on to learn how that could affect today's high CD rates.
A person looking worriedly at a laptop with their head resting on their arms on the kitchen counter.
May 12, 2023 | By Steven Porrello

Just 10% of Americans Have Confidence in Their Banks. Here's Why

Americans are growing increasingly suspicious about the banking industry. Read on to see why, based on a new study.
Woman shopping in aisle at the drugstore.
May 11, 2023 | By Steven Porrello

Here's What Happens if You Put Too Much Money in Your FSA

Overfunding a flexible savings account (FSA) comes with some risks. Learn more about what happens when you don't use your FSA money by the annual deadline.
An associate talks to a couple and shows them financial graphs on an office computer.
May 11, 2023 | By Dana George

This Savings Myth Is Widening Wealth Gaps. Here's Why

Financial experts frequently recommend paying off debt before doing anything else. Read on to learn why that myth may be costing you money.
Young woman using her laptop.
May 10, 2023 | By Steven Porrello

Is This the Golden Age of CDs? No, Not Even Close

Today's CDs have some eye-watering interest rates, but they're not the highest APYs in recent history. Find out when CD rates hit double digits.
A child puts coins into differently sized piggy banks under the happy supervision of her parent.
May 10, 2023 | By Natasha Etzel

Is a $25,000 Emergency Fund Too Much?

As you continue to grow your emergency fund, you may wonder if you're saving too much money. Here's how to tell.
A smiling person sitting on a couch near a window and holding a cell phone.
May 10, 2023 | By Matt Frankel, CFP®

3 Reasons Why Apple's New Savings Took in $1 Billion in Deposits in 4 Days

So far, consumers are taking advantage of Apple's new bank account in droves. Read on to learn whether you should consider it.
A person looks worriedly at their computer in their home, resting their hand on their head.
May 10, 2023 | By Kailey Hagen

Stressed About Your Bank Account Balance? 3 Moves That Could Help You Breathe Easier

These tips won't take too much of your time. Read on to learn how they can make a big difference to your finances.
Man sits at counter with phone on laptop utilizing online banking.
May 9, 2023 | By Steven Porrello

PNC Is Closing 203 Banks in 2023. Should You Be Concerned?

PNC announced it will close 30 branches on July 21, bringing the total number of 2023 closures up to 203. Read on to find out if PNC customers should be alarmed.
Professional woman having a sit-down discussion with another professional
May 8, 2023 | By Natasha Etzel

Here's How I Prioritize Building My Emergency Fund

Are you struggling to build a solid emergency fund? If so, you're not alone. Find out what one writer does to prioritize her emergency fund savings goals.
A smiling person sitting on their couch and looking at the phone in their hand.
May 7, 2023 | By Ashley Maready

3 Things I Love About My Bank's Mobile App

Money management? There's an app for that. Keep reading to learn why one writer is a big fan of mobile banking apps.
A woman sitting at an outdoor cafe with a laptop and notebook open.
May 7, 2023 | By Natasha Etzel

What if I Can Only Save $150 a Month?

Saving is important. But what if you can only afford to save a little every month? Find out why saving any amount of money is better than none at all.
A man looking upset while reading something on his phone.
May 5, 2023 | By Steven Porrello

Can a Bank Take Money From Your Account Without Your Permission?

Banks can take money from your checking account, savings account, and CDs under one condition. Read on to discover how it's done and how you can prevent it.
young man sitting at desk using laptop and thinking
May 4, 2023 | By Steven Porrello

Fed's Rate Hike Could Be Its Last. Is Now the Time to Move Your Money to a CD?

Many economists are expecting the Fed to pause its rate hiking campaign. Read on to decide if now is the right time to move cash into a CD before rates change.
A man fans out dollars.
May 3, 2023 | By David Chang, ChFC®, CLU®

The Dollar's Power Is Changing. Here's What It Means for U.S. Consumers Like You

The U.S. dollar's percentage of the world's foreign reserves has slowly declined the past 20 years. Read on to learn why it matters.