Banking Articles

Two people sitting in a window at home and looking at the phone in one of their hands.

June 6, 2023 | By Natasha Etzel

Here's What Happens When You Use Your Bank's Bill Pay Feature

Did you know you can schedule bills to be paid through your bank? Find out how to use your bank's online bill payment feature and why you may want to do it.

A couple withdraws money from an ATM machine.

June 4, 2023 | By Natasha Etzel

Here's What Happens When You Use Your Debit Card to Get Cash Out of an ATM That Isn't In-Network

If you're not cautious, it could cost you money to use an ATM. When using an out-of-network ATM to get cash, you may have to pay extra fees. Find out more.

Three children sitting at desks and doing work in a classroom.

June 2, 2023 | By Matt Frankel, CFP®

Want to Open a 529 Account for Your Kids? You Need to Do This First

A 529 plan could make paying for college much easier, but don't make this mistake that could come back to haunt your kids. Find out more.

Man reviewing information on his phone and laptop at home

May 31, 2023 | By Cole Tretheway

Soon, You'll Be Able to Deposit or Wire Money Faster Than Ever. Here's How

The Federal Reserve is releasing FedNow for Americans as soon as July 2023. Perks include instant transfers and deposits. Read on for details.

Woman looks skeptically at her cellphone.

May 30, 2023 | By David Chang, ChFC®, CLU®

Why You Should Pull All Your Extra Cash Out of These Apps ASAP

Digital payment apps are convenient, but they don't offer the same level of protection as traditional banks. Read on to learn why.

A couple talking to a bank officer at a desk.

May 30, 2023 | By Ashley Maready

Is This Account a Good Place for Your House Down Payment?

Saving to buy a home? Here's why you might consider opening a CD to hold some of that cash and give it time to grow.

A woman looking at her finances with a laptop and phone.

May 29, 2023 | By Ashley Maready

This Inconvenient Banking Trick Is Actually Helping Me Save More Money

Sometimes, having accounts at more than one bank can be a hassle. Read on to learn why one writer is embracing it -- and watching her savings balance grow.

May 28, 2023 | By Emma Newbery

Is Your Emergency Fund at Risk Because of the Banking Crisis?

Emergency funds are a safety net against life's curveballs. Find out whether bank failures could put that in jeopardy.

An adult checks their online brokerage account using their tablet and smartphone.

May 26, 2023 | By Emma Newbery

These 4 Savings Accounts Could Generate Better Returns Than Stocks This Year

Some savings accounts are paying APYs of over 4%, which may end up being higher than the stock market. Find out which accounts pay the highest interest rates.

A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.

May 26, 2023 | By Steven Porrello

3 Reasons You'll Regret Not Opening a High-Yield Savings Account in May 2023

High-yield savings accounts are offering higher yields than we've seen in decades. Learn why you might want to open one today.

Man looking at his cell phone while riding his bike outdoors among trees.

May 26, 2023 | By Lyle Daly

Here's What Happens When You Exceed the Monthly Withdrawal Limit on Your Savings Account

Many savings accounts have monthly withdrawal limits. Learn about the typical number of withdrawals you can make and the consequences of going over.

Woman uncomfortable by what she's reading on her phone.

May 25, 2023 | By David Chang, ChFC®, CLU®

5 Details You Absolutely Have to Verify Before Wiring Someone Money

Wire transfers are a convenient way to transfer money. But with scams becoming more sophisticated, find out a few details you should verify first.

A serious young man working on his computer at home.

May 25, 2023 | By Lyle Daly

Over $1 Trillion Has Left Traditional Banks. Here's Who's Pulling Their Money

The last year has seen a sizable shift in where people keep their money. See which demographic is moving the most money out of traditional banks and why.

May 25, 2023 | By Lyle Daly

Here's Why Humphrey Yang Is 'Shocked' at How Many People Are Missing Out on Free Money Through This Account

Humphrey Yang shared a video explaining a common way people miss out on free money. Find out what they do wrong and how you can avoid the same mistake.

A doctor standing in front of a sunny window in her office and speaking with her male patient sitting in a chair.

May 24, 2023 | By Kailey Hagen

5 Key Differences Between an HSA and an FSA

HSAs and FSAs are both great ways to save for your medical care, but they're not the same. Here are five key differences between them.

A concerned couple calculates their home finances together using a laptop.

May 23, 2023 | By Steven Porrello

Should You Move Your Emergency Fund Into a CD to Capture a High APY?

CDs have eye-watering interest rates that may entice you to lock away emergency savings. Read on to learn why this might be risky.

A young business professional worriedly looks at a computer screen as their head rests on their clasped hands.

May 22, 2023 | By Emma Newbery

3 Ways the First Republic Bank Failure Is Different Than SVB

The collapse of Silicon Valley Bank triggered a wider banking crisis that toppled First Republic as well. Find out what we can learn from each bank failure.

A smiling person on a video call with their laptop in a home office.

May 22, 2023 | By David Chang, ChFC®, CLU®

3 Ways AI Will Impact Banking This Year

We can expect to see more banks leverage AI-powered solutions to improve their customer experience and operational efficiency. Take a look at how.

A young woman taking a picture of a check.

May 20, 2023 | By Natasha Etzel

6 Ways Your Banking App Can Make Managing Your Money Less Stressful

If you have a bank account, lean on your bank's mobile app. Find out how banking apps can help you stay on top of your financial matters.

A person typing on a laptop while sitting comfortably on a couch.

May 19, 2023 | By Ashley Maready

2 Reasons Why It May Make Sense to Put Your Money Into a CD Right Now

CDs are a good way to keep your money secure while earning a nice rate of interest. Read on for a few reasons a CD could be a good move now.

A doctor sitting next to a patient in an exam room and going over test results on a clipboard.

May 18, 2023 | By Dana George

Here’s What Happens to Your HSA if You Change Jobs

An HSA allows you to use pre-tax money to cover medical costs. Take a look at what happens to your employer-sponsored HSA if you change jobs.

A bank teller smiles to a customer from behind her desk.

May 18, 2023 | By Emma Newbery

The U.S. Has More Banks Than Anywhere Else in the World. Here's Why That's Important

The huge network of banks in the U.S. means even small niches of customers can access the services they need. Find out how small banks play a big role in the economy.

A young man sits at his desk and looks over his investment accounts.

May 18, 2023 | By Steven Porrello

Here's Why I'm No Longer Moving My Cash Into a CD

Today's CDs are offering attractive interest rates. Read on to learn why a CD might not be the best place, however, for long-term growth.

A person looks concerned at their financial documents and laptop.

May 17, 2023 | By Ashley Maready

Here's What Happens When Hackers Get Access to Your Banking Info

Having a stranger steal your financial data is scary. Keep reading to see what to watch out for if it happens to you -- and steps to mitigate your risk.

A worried young adult uses a laptop at home.

May 17, 2023 | By Steven Porrello

About Half of Americans Now Worry About the Safety of Banks

U.S. adults are as worried about banks in 2023 as they were in 2008. Read on to learn what that means for you.

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