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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A young woman sitting on the floor of her living room with her laptop and bills around her.
Jan. 12, 2024 | By Ashley Maready

If You Do One Thing With Your Savings, Consider a CD

The clock may be running out on higher CD rates. Learn why opening one before rates fall is a good move.
A person sitting on the floor leaning against a couch while typing on a laptop.
Jan. 10, 2024 | By Matt Frankel, CFP®

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn the benefits of CDs.
A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.
Jan. 10, 2024 | By Ashley Maready

Use Payments Apps? Be Very Careful With This

Payments apps are a convenient way to move money around. Learn why it pays to watch what you type in the memo line.
Professional woman meeting with clients.
Jan. 9, 2024 | By Matt Frankel, CFP®

CD or MMA: Which Is the Smarter Investment for 2024?

Both of these account types have advantages and disadvantages. Which is best for you? Read on to find out.
A person sitting at a desk in front of an open laptop and glancing out the window to his left.
Jan. 8, 2024 | By Steven Porrello

CDs vs. High Yield Savings Account: Which Is Better for Your Money in 2024?

The APYs on CDs and savings accounts are similar, but when it comes to choosing one, there's usually a clear winner. Find out which is better for you here.
A young man working on a laptop from his couch with his dog sitting next to him.
Jan. 8, 2024 | By Lyle Daly

4 Must-Have Features in a Savings Account

Most banks and credit unions offer savings accounts. Learn about the most important features to look for when shopping for a new one.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Jan. 7, 2024 | By Steven Porrello

Why You Should Build Out a CD Ladder For 2024

With the central bank projecting rate cuts in 2024, today's top-paying CD rates may not be here much longer. Find out what that means for CD ladders.
An older couple discusses something on a laptop screen.
Jan. 6, 2024 | By Steven Porrello

Have CD Rates Peaked? Latest Data From the OECD Says, 'Yes'

High CD rates made 2023 a great year to be a saver, but will they remain elevated in 2024? Find out if CD rates have peaked here.
Woman using laptop at home for work or study.
Jan. 6, 2024 | By Steven Porrello

3-Month CD Rates Are Up to 5.5%. Should You Open One Now?

Is it worth opening a short-term CD to snag a high APY of 5.50%? Before you do, let's look at the pros and cons.
Man sits at counter with phone on laptop utilizing online banking.
Jan. 4, 2024 | By Ashley Maready

Check Fraud Is Way Up. Should You Stop Using Paper Checks?

There are more secure payment methods than checks. Read on to learn your options to avoid check fraud in 2024 and beyond.
A woman sitting at her dining table and typing on her laptop.
Jan. 3, 2024 | By Kailey Hagen

Why You Should Upgrade Your Savings Account in 2024

High-yield savings accounts help you grow your wealth effortlessly. Here are a few reasons to open one in 2024.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Dec. 30, 2023 | By Steven Porrello

Is Now the Right Time to Move Your Emergency Fund Into a Short-Term CD?

CD rates are starting to fall. Should you use your emergency savings to lock in a high rate? Let's take a look.
A pensive person reads a graph on a laptop in an office late at night.
Dec. 30, 2023 | By Steven Porrello

Short-Term CD Rates May Have Already Peaked. Here's Why You Shouldn't Wait to Get Yours

Economic data suggests CD rates are starting to fall. If you're a CD shopper, here's what you should know.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Dec. 28, 2023 | By Matt Frankel, CFP®

Here's Why You Should Put Money in a CD in January 2024

CD yields are at their highest level in years. Here's why you might want to lock in a rate now.
Woman working on her tax documents.
Dec. 28, 2023 | By Ashley Maready

This Online Bank Feature Made It Easier to Save Hundreds in 2023

Online savings accounts have perks that can enhance your user experience. Keep reading for one writer's favorite bank account feature.
A bank teller smiles to a customer from behind her desk.
Dec. 27, 2023 | By Ashley Maready

4 Reasons Your Bank Might Close Your Account

Your bank account is a vital part of your financial life. Learn when you might be at risk of losing it.
A women sitting at a sunny desk with a laptop, calendar, and planner.
Dec. 27, 2023 | By Steven Porrello

3 Reasons Why You Should Get a CD Before 2024

CDs rates are likely going to drop in 2024. If that concerns you, here are three reasons you shouldn't hesitate to lock into today's great rates.
Man looking at documents with unsure expression.
Dec. 26, 2023 | By Matt Frankel, CFP®

The Fed Is Planning to Cut Interest Rates in 2024 -- Here's What That Means for CD Yields

The Federal Reserve is expecting several rate cuts in 2024. Does that mean CD yields will fall? Here's what you need to know.
A woman using an ATM on a sunny street.
Dec. 26, 2023 | By Lyle Daly

Here's Why a Charles Schwab Checking Account Is Perfect for Frequent Travelers

There are often extra fees involved with getting cash while you're abroad. See how a checking account with Charles Schwab could save you money.
An upset man with his hands on his head on the phone at his desk.
Dec. 26, 2023 | By Emma Newbery

3 Ways to Recover Your Savings After Identity Theft

Fraud cost Americans billions of dollars last year. Find out what steps to take if criminals steal your identity and your savings.
A young woman at a coffee shop looking at her phone.
Dec. 22, 2023 | By Ashley Maready

3 Reasons to Join an Online Bank in 2024

May 2024 be the year you bring your finances into the 21st century. Learn why you should look to online banks in the new year.
A couple counts dollar bills together at home.
Dec. 21, 2023 | By Ashley Maready

This Is the Best Financial Resolution to Improve Your Life in 2024

Time to start picking goals for 2024. Here's why building an emergency fund is a great way to help you feel secure next year -- and beyond.
A man pumping his fist in excitement while sitting on his couch and looking at something on his phone.
Dec. 20, 2023 | By Ashley Maready

Got a Big Savings Goal for 2024? 4 Steps to Achieve It

Dream big, but take the concrete steps to make your dream come true. Learn how to save for a major expense in 2024.
Father in kitchen with kids making breakfast
Dec. 19, 2023 | By Steven Porrello

Here's Why a CD Would Make the Perfect Christmas Present

For a good last-minute Christmas gift, consider gifting someone a CD. Here's why this could be the gift that keeps on giving.
A couple sits in bed drinking coffee and smiling at something on a laptop screen.
Dec. 18, 2023 | By Steven Porrello

Why December Might Be the Best Month to Get a CD

CD rates are higher today than they've been in over two decades. But that could change in 2024. Find out why December might be the right time to get a CD.