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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman looking at upward trending chart on computer
Nov. 28, 2023 | By Ashley Maready

U.S. Residents Lost $16.4B to Identity Theft in 2021. Here Are 5 Extra Steps You Can Take to Protect Your Accounts ASAP

Identity theft and other types of fraud are a constant threat to your money. Learn what to do to keep your money safer.
A person leaning against a railing in a busy city center while looking at a cell phone.
Nov. 27, 2023 | By Ashley Maready

3 Reasons to Switch Banks in 2024

New year, new opportunity for a better bank account. Keep reading to learn why changing to a new bank could be a great move in 2024.
Three young adults gathered looking at something on a cell phone screen.
Nov. 27, 2023 | By Ashley Maready

Gen Z Is All About 'Soft Saving,' but Here Are 2 Reasons Why It Can Negatively Impact Your Financial Health

The younger set is prioritizing experiences in the here and now over saving for long-term goals. Keep reading to learn how to find a good balance.
A bank teller smiles to a customer from behind her desk.
Nov. 24, 2023 | By Charlie Pastor, CFP®

Savers Are Cashing In on a Chance to Win Big With a Prize-Linked Savings Account

Your direct deposit could net you a whole lot more with a prize-linked account. Keep reading to find out how.
Man with glasses using laptop looks away appearing to be in thought.
Nov. 24, 2023 | By Steven Porrello

Have a Chase Savings Account? You're Probably Missing Out on $400-Plus per Year

Chase savings accounts pale in comparison to today's high rates. Find out what you could be missing here.
A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.
Nov. 24, 2023 | By Lyle Daly

5 of the Costliest Banking Mistakes

There are some banking missteps that can cost you money. Find out about the costliest banking mistakes so you can avoid them.
A young business professional worriedly looks at a computer screen as their head rests on their clasped hands.
Nov. 23, 2023 | By Lyle Daly

Here's What Happens When You Lose Your Debit Card

It's stressful when you lose your debit card. See what to expect and what you need to do in this situation.
A woman looking at her finances with a laptop and phone.
Nov. 22, 2023 | By Ashley Maready

I Have a Savings Account That Pays Just 0.01% APY. Here's Why I'm Keeping It

High-yield savings accounts are all the rage, and this writer is a big fan. But read on to learn why she's hanging onto her old savings account, too.
Man looks saddened by paper that he's reading.
Nov. 21, 2023 | By Lyle Daly

5 Reasons a Bank Could Deny Your New Account Bonus

Bank account bonuses are a valuable benefit. Watch out for these common reasons a bank could deny your bonus so you know what not to do.
A smiling person sitting on their couch and looking at the phone in their hand.
Nov. 17, 2023 | By Dana George

OneUnited Bank Using AI to Help People Become Financially Savvy

OneUnited Bank has rolled out a new tool for its customers. Keep reading to learn how artificial intelligence is helping people make financial decisions.
A couple smile while looking at paperwork together at the kitchen table.
Nov. 14, 2023 | By Matt Frankel, CFP®

Do You Have to Pay Tax on Interest From High-Yield CDs?

Are you taking advantage of rising interest rates with high-yield CDs? Here's what it could mean for your taxes.
A man wearing a medical mask and taking money out of an ATM on the street.
Nov. 13, 2023 | By Emma Newbery

Here's What Happens When You Overdraw Your Bank Account

Taking your account into the red can be costly. In a worst-case scenario, your bank could close your account. Find out how to manage the consequences.
A man sitting in an armchair and typing into his laptop while holding a credit card in one hand.
Nov. 3, 2023 | By Matt Frankel, CFP®

A Big Bank Is Launching Its Own Buy-Now-Pay-Later Service

U.S. Bank is getting into the BNPL business. Take a look at how its product could be different from the rest.
A smiling person lying on a bed while searching on a laptop.
Nov. 3, 2023 | By Natasha Etzel

I Made Over $1,200 in Savings Account Interest This Year. Here's How You Can, Too

Are you hoping to earn more interest from your savings in 2024? Keep reading to see what steps one writer took to earn over $1,200 in interest this year.
Two people lounging next to a luxury pool surrounded by palm trees while typing on a laptop and tablet.
Nov. 1, 2023 | By Kailey Hagen

Here's How Much the Average Rich Person Has in the Bank

It shouldn't surprise you that the richest Americans also have some of the largest bank accounts. Find out how much they have on average.
Bank teller assisting a customer with cash transaction.
Oct. 31, 2023 | By Kailey Hagen

Will Your Bank Be Open for the Holidays?

Banks typically close for major holidays like Thanksgiving and Christmas. Find out what you need to know about how this affects your money.
A man working on a laptop while sitting at a window table.
Oct. 30, 2023 | By Kailey Hagen

3 Checking Account 'Perks' That Aren't Worth Switching For

There's a lot to weigh when choosing a new checking account. But don't base your decision on any of these three factors.
Woman using laptop at home for work or study.
Oct. 29, 2023 | By Matt Frankel, CFP®

Should You Get a 1-Year or 5-Year CD?

CDs can be excellent ways to lock in high yields on your money without risk. But which CD term is the best fit for you? Read on to find out.
A couple sit in their living room and pay their credit card balances online.
Oct. 28, 2023 | By Natasha Etzel

4 Reasons Not to Share a Bank Account With Your Partner

Unsure whether you should share a bank account or keep your finances separate? Find out why you may want to avoid having a joint bank account with a partner.
Young adult woman counts cash at car wash
Oct. 28, 2023 | By Natasha Etzel

What if I Can Only Afford to Save $50 Per Month?

If you can put aside $50 a month, that's a great place to start. Not sure what to do with your savings? Here are two savings options to consider.
A woman sitting in a sunny window seat and checking her tablet.
Oct. 27, 2023 | By Ashley Maready

Is a CD or a Savings Account a Better Place for Your Money Right Now?

You have your choice of bank accounts to help your money grow with interest. Learn whether a savings account or a CD should currently be higher on your list.
A man and woman sitting in their kitchen and talking while looking over papers.
Oct. 26, 2023 | By Ashley Maready

This Is the Type of Financial Advice Every Woman Should Ignore

When you're a woman, you get a lot of unsolicited advice -- including financial advice. Read on for one tip to disregard.
Young Woman With Cat Looking At Laptop
Oct. 25, 2023 | By Ashley Maready

I Vowed to Save $50K in 2023 and I Did. Here's Why I'm Not Done Saving Yet

There's nothing like the feeling of accomplishment that comes from meeting a big goal. Read on to learn what one writer is planning to do next.
A business professional uses a laptop and wheelchair at a desk in an office.
Oct. 25, 2023 | By Ashley Maready

This One Simple Move Earned Me Over $1,000 This Year

This writer made a nice chunk of free money -- and all she had to do was open a high-yield savings account. Keep reading to learn why you should, too.
A young man in a suit using an outdoor ATM.
Oct. 23, 2023 | By Kailey Hagen

Beware of This Costly Savings Account Rule This Holiday Season

Believe it or not, your bank can penalize you for moving your own money around too much. Find out what you need to know to avoid costly fees.