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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A sick person laying on their couch at home covered by a blanket.
Oct. 4, 2023 | By Ashley Maready

COVID-19 Is Costing Americans Thousands. Here's How Your HSA Can Cover the Costs

A health savings account can come in handy for all kinds of medical expenses. Keep reading to learn whether an HSA can defray the costs of COVID-19.
A person sitting at a sunny dining room table and typing on a laptop.
Oct. 4, 2023 | By Natasha Etzel

Why Your Checking Account Should Contain as Little Money as Possible

Do you keep all of your money in your checking account? Find out why you may want to stash your savings in a bank account that earns interest.
A pregnant person sitting on their couch and looking at their phone.
Oct. 3, 2023 | By Ashley Maready

3 Good Reasons to Put Money in Savings Instead of CDs

Higher interest rates have made both CDs and savings accounts extra attractive as of late. Learn why you might want to opt for savings over a CD, though.
A man sits at a table, holding a credit card and paying his bills online.
Oct. 3, 2023 | By Ashley Maready

Here's What Happens When You Have Too Many Debit Cards

A debit card can be an important part of your personal finances. Keep reading to learn the risks of having too many.
A parent watches their children put coins into a piggy bank at home.
Oct. 3, 2023 | By Dana George

Here's the Right Age for Your Child to Open a Bank Account

Helping your child open a bank account is one step in teaching them about money. Here's the best age to make it happen.
A smiling person holding a shopping bag and a phone while standing outside a store window filled with watches.
Oct. 3, 2023 | By Ashley Maready

Trying to Save Money? Use This Money Hack

Putting up roadblocks in your finances can be a good way to add to your savings. Read on to learn why.
An adult looks at something exciting on their laptop and pumps their fist in the air.
Oct. 2, 2023 | By Steven Porrello

This Checking Account Offers an Amazing 7.5% APY -- But There's a Catch

Checking accounts don't usually offer high interest rates, but this one does. Find out if it's right for your money.
Man sitting on sofa and using laptop at home.
Sept. 30, 2023 | By Cole Tretheway

3 Bad Reasons to Open a Savings Account

Did you know your bank can lower your savings account rate at any time? Read on to learn the right reasons to open a savings account.
Professionally dressed woman whispering in the ear of professionally dressed man.
Sept. 29, 2023 | By Steven Porrello

Here's How a $10K Withdrawal From Your Bank Could Cause You Financial Problems

Making a $10,000 withdrawal triggers your bank to file a report to the Financial Crimes Enforcement Unit. Learn how you can avoid problems here.
A young man working on a laptop from his couch with his dog sitting next to him.
Sept. 29, 2023 | By Lyle Daly

Here's Why I Open a New Bank Account Every Year

Most consumers open new bank accounts sparingly. Check out the reason why one personal finance writer does it on a yearly basis.
A person leaning against a railing in a busy city center while looking at a cell phone.
Sept. 25, 2023 | By Ashley Maready

4 Rules for Safer Online Banking

Online banking is a revolution, but it's not without risks. Learn how to keep your money safe while you bank online.
A woman looking at her finances with a laptop and phone.
Sept. 24, 2023 | By Ashley Maready

This Account Is a Terrible Place for Your Emergency Fund

It's certainly easy to leave your emergency fund where it's the most accessible. But learn why your checking account is no place for extra savings.
older couple smiling as they drive in a convertible
Sept. 24, 2023 | By David Chang, ChFC®, CLU®

Retiring in 5 Years? 10 Essential Steps You Need to Take

Retirement in five years may seem like a long way off, but it will be here before you know it. Make sure you take these steps to retire confidently.
A happy couple on a couch with receipts and a laptop.
Sept. 22, 2023 | By Steven Porrello

This High-Yield Savings Account Offers You a Chance to Win $1 Million

The PrizePool Savings App lets you win prizes on your savings. Learn how you can win $1 million in this savings account.
Man sits at counter with phone on laptop utilizing online banking.
Sept. 21, 2023 | By Ashley Maready

If You're Opening a New Bank Account, Make Sure Your Bank Has This One Thing

The right kind of bank account can be a very safe place for your money. Discover why it's worth finding an FDIC-insured bank.
A young man in a suit using an outdoor ATM.
Sept. 20, 2023 | By Ashley Maready

ATM Fees Are Rising Despite Crackdowns. Here's How Much More You'll Have to Pay

It's ridiculous to pay money to get access to your money. Keep reading to learn more about ATM fees -- and how to avoid them.
Two people sitting at a window table in a restaurant and looking at their cellphones.
Sept. 18, 2023 | By Natasha Etzel

Digital Payment Apps Make Sending Money Easy. Here Are Some Dos and Don'ts to Protect your Money

Payment apps offer a convenient way to send money, but you must take care when using them. Find out how to protect your money when using payment apps.
Older man using calculator and laptop.
Sept. 17, 2023 | By Natasha Etzel

Get Paid Through Venmo? Lawmakers Could Repeal This Tax Rule, Allowing You to Keep More Money

New tax rules could result in more taxpayers receiving tax forms when getting paid through apps like Venmo. Find out why some legislators want to repeal it.
A group of friends drinking beer at a pub.
Sept. 15, 2023 | By Ashley Maready

'Girl Math' Is All the Rage. But Can It Actually Help You Save?

Women wield massive financial influence, but our spending is often considered frivolous. Discover which aspects of "girl math" are worth hanging onto.
Man using his smartphone while laptop with data sits in the background.
Sept. 13, 2023 | By Natasha Etzel

Keeping an Extra 20K in Your Checking Account? Here's Where You Should Move It

If you have an extra $20,000 in your checking account, you likely aren't earning interest. Find out where to move your cash and see how much you can earn.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Sept. 12, 2023 | By Brittney Myers

This Is the Best Reason to Get a Money Market Account

Money market accounts have a lot of great uses, but this may make the best use of their unique features. Find out more.
A concerned couple calculates their home finances together using a laptop.
Sept. 11, 2023 | By Natasha Etzel

Keeping an Extra $5K in Your Checking Account? Here's Where You Should Move It

If you have an extra $5,000 in your checking account, you probably aren't earning interest. Find out where to move your savings and how much you can earn.
Woman sorting through mail at her mailbox.
Sept. 10, 2023 | By Dana George

Wells Fargo Pays $40 Million to Customers for Excessive Fees

After overcharging customers for nearly a decade, Wells Fargo is now making restitution. Keep reading to learn more about what happened.
Young woman using her laptop.
Sept. 9, 2023 | By Ashley Maready

Is a Money Market Account a Good Place for Your Emergency Fund?

Having access to your emergency fund is important. Learn why one type of bank account might be perfect for this.
Man looking at his cell phone while riding his bike outdoors among trees.
Sept. 9, 2023 | By Ashley Maready

Beware These 2 Pitfalls of Online-Only Banks

Online banks offer higher APYs on savings accounts and user-friendly mobile apps. Find out what problems you might encounter if you open one, though.