Banking Articles

A woman looking at her finances with a laptop and phone.

Aug. 26, 2023 | By Ashley Maready

Here's Why I Have 4 Bank Accounts. Are Multiple Accounts Right for You?

Checking and savings accounts are the cornerstone of a good financial plan. Read on to learn about the benefits of having more than one of each.

A person holding a cell phone while looking out a window surrounded by house plants.

Aug. 25, 2023 | By Cole Tretheway

3 Ways to Know if You Should Open Another Bank Account

Nine in 10 banking customers care strongly about interest rates. Do you? Read on for the best reasons to open a new account.

A worried couple looks at paperwork and a laptop.

Aug. 22, 2023 | By Lyle Daly

Over Two-Thirds of Americans Make This Huge Mistake With Their Savings

Not having your savings in the right place can cost you. Discover the huge savings mistake many Americans make and how to fix it.

Couple looks displeased by info being shared with them by female professional.

Aug. 20, 2023 | By Cole Tretheway

Shark Tank Exec Kevin O'Leary Thinks Fed Hikes Will Cause More Bank Failures. Is He Right?

The FederalReserve has raised rates to over 20 times what they were in July 2022. Here's how to weather the consequences.

A barista handing a takeout coffee cup to a customer in a coffeeshop.

Aug. 17, 2023 | By Natasha Etzel

Does This Starbuck App Feature Make the Company a Bank?

Starbucks makes billions of dollars from customers who use gift cards to buy drinks. Find out how the coffee chain functions like a bank.

A smiling person sitting at a table in a coffee shop and looking at a phone in their hand

Aug. 17, 2023 | By Ashley Maready

You Should Look for a Savings Account With This Feature

Savings accounts are all the same, right? Keep reading to learn about one feature you won't want to pass up when you open a new savings account.

A smiling person sitting on a couch near a window and holding a cell phone.

Aug. 15, 2023 | By Natasha Etzel

This Is How Much Money You Can Make with $20K in a High-Yield Savings Account

Want to make more from interest? Stash your cash in a high-yield savings account. Find out how much interest you can earn with $20,000 in the bank.

A waiter wearing an apron and holding up a credit card reader awaiting payment.

Aug. 12, 2023 | By Dana George

Mastercard, Visa, and Affiliated Banks Sued Over Inflated Fees

Block Inc. has become one of the many companies to sue Mastercard, Visa, and their affiliated banks for high fees. Take a look at what the suit alleges.

Aug. 12, 2023 | By Natasha Etzel

Americans Have Billions of Dollars They're Not Spending -- and It Isn't Sitting in Their Bank Accounts

Gift cards can help you save money. But nearly half of U.S. adults have at least one unused gift card. Find out the average value of an unused gift card.

Bank teller assisting a customer with cash transaction.

Aug. 10, 2023 | By David Chang, ChFC®, CLU®

Banks Could Face New Capital Rules. Here's What That Means for Investors and Consumers

New capital requirement rules are aimed at stabilizing the banking industry and protecting consumers in an economic crisis. Check out what it means for you.

A couple packs a suitcase for traveling, including a wallet and passport.

Aug. 9, 2023 | By Ashley Maready

Want to Vacation More? Here's Where I Keep My Travel Fund

You have options for where to keep your vacation fund. Read on to learn about one of the best places to keep your money safe and help it grow.

Man with glasses using laptop looks away appearing to be in thought.

Aug. 8, 2023 | By Ashley Maready

Is There a Limit on How Many CDs I Can Buy?

Certificates of deposit (CDs) are a way to keep your money safe and earn some interest on it. Keep reading to learn if you can have as many as you want.

A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.

Aug. 6, 2023 | By Ashley Maready

3 Ways You Can Lose Money in a Savings Account

A savings account is one of the safest places to keep your cash, but there are still times when your money is at risk. Read on for what to watch out for.

Aug. 4, 2023 | By Natasha Etzel

This Is How Much Money You Can Make With $1K in a High-Yield Savings Account

Having emergency savings can help you prepare for the unexpected. Find out how much interest you can earn by keeping $1,000 in savings for a year.

Senior couple sitting on couch together going over information on a laptop and other documents.

July 31, 2023 | By David Chang, ChFC®, CLU®

Every Single Person Should Have This Type of Trust. Here's Why

Without proper estate planning, it's almost impossible to protect assets. Find out why everyone should consider a revocable living trust and how it can benefit you.

A person standing across from a teller at a bank counter and writing a check.

July 29, 2023 | By Natasha Etzel

Here's What Happens When You Receive a Check Made Payable to Two People

Before you go to the bank to cash or deposit a check made payable to two people, make sure you know what to expect. Find out what you need to know.

Woman using laptop and smartphone at home

July 28, 2023 | By Ashley Maready

Why This One Savings Tip Will Transform the Way You Spend Your Money

When you get paid, do you pay bills first or add money to your savings? Read on to learn how to prioritize your savings goals.

An African /American couple looks at each other worriedly. They sit in front of financial documents and a computer.

July 25, 2023 | By Emma Newbery

There's a $5.5 Trillion Hole in Americans' Savings. Here's How to Boost Yours

Americans' savings balances have fallen significantly and are now lower than they were before the pandemic. Find out how this drop could impact your finances.

A happy couple on a couch with receipts and a laptop.

July 24, 2023 | By Natasha Etzel

This Is How Much Money You Can Make With $5K in a High-Yield Savings Account

Is opening a high-yield savings account worthwhile? Yes! Find out how much you can earn with $5,000 in a high-yield savings account. You may be surprised.

Native American couple looks over documents with banker

July 23, 2023 | By Chris Neiger

Big Banks Use Their Own Numbers to Evaluate Risk. Here's Why That's a Problem for You

The Federal Reserve wants to regulate risk-taking by banks. Here's why customers could benefit from more bank scrutiny.

Three children sitting at desks and doing work in a classroom.

July 20, 2023 | By Lyle Daly

Saving for College? Here Are 3 Important Differences Between 529 Plans

There are two types of 529 plans available. Learn about their key differences so you can choose the right option for your child's college fund.

Man reading newspaper and looking at a tablet

July 20, 2023 | By Ashley Maready

The Federal Reserve Could Raise Interest Rates Again This Month. Here's How It'll Impact Your Savings

Inflation has improved over the last year, but a higher federal funds rate could be coming anyway. Read on to learn what it means for your savings account.

A young adult pumps their fist in celebration while going over paperwork and using a laptop at home.

July 19, 2023 | By Natasha Etzel

5 Super Easy Strategies to Save $10,000 Fast

Want to save $10,000 as quickly as possible? The right savings techniques could help you succeed. Find out what to do to reach your goal sooner.

July 18, 2023 | By Steven Porrello

Here's What Happens When Your Emergency Fund Is Too Big

Overfunding a savings account with emergency cash isn't always a safe idea. Learn what happens when you save too much.

A young adult sits cross-legged while typing on a laptop in their bedroom.

July 16, 2023 | By Matt Frankel, CFP®

The Federal Reserve Could Raise Interest Rates Again This Month. Here's How It'll Impact Your CDs

CD interest rates aren't directly tied to the Federal Reserve's rate moves, but there is certainly a relationship. Read on to learn more.

This device is too small

Recent Articles