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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A young business professional worriedly looks at a computer screen as their head rests on their clasped hands.
June 23, 2023 | By Cole Tretheway

JPMorgan to Pay SEC Fines for Deleting Electronic Records

The SEC is fining JPMorgan for deleting essential communications. Find out what that means for JPMorgan brokerage customers.
Young woman listening to podcast on her headphones while drinking coffee.
June 23, 2023 | By Brittney Myers

5 Places to Keep Your Money Other Than the Bank, According to Humphrey Yang

It seems counterintuitive, but it's possible to have too much cash in the bank. Read on for one finance guru's advice on where else to put your cash.
A woman looking at her finances with a laptop and phone.
June 22, 2023 | By Ashley Maready

4 Reasons I Haven't Automated My Savings

It's easy to configure your checking account to send money regularly to your savings. Read on to learn why one writer doesn't use automatic savings transfers.
Woman uncomfortable by what she's reading on her phone.
June 20, 2023 | By Lyle Daly

3 Ways to Spot This Common Venmo Scam

Scammers frequently use Venmo to steal people's money. Protect yourself by learning how to spot one of the most common Venmo scams.
Group of young adults holding sparklers while having an outdoor picnic.
June 19, 2023 | By Natasha Etzel

Maximize Your Savings: How to Cut Costs Without Sacrificing Your Lifestyle This Summer

Are you prioritizing your savings goals? It's possible to reduce your spending while having fun this summer. Read on for ways to save money and have fun.
Man reviewing information on his phone and laptop at home
June 18, 2023 | By David Chang, ChFC®, CLU®

Here's Why You Should Avoid Your Bank's Chatbot

In recent years, many banks have deployed chatbots. But despite their convenience, these chatbots may not be the best option for customers. Read on to see why.
A woman sitting on her couch at home making a phone call while holding a credit card with a laptop open in front of her.
June 17, 2023 | By Dana George

Bank Customers Struggle to Get Access to Their Accounts. Here Are 3 Tips to Use if It Happens to You

Banks have the right to close an account at any time. Keep reading to learn what to do if your bank ever freezes, suspends, or closes your account.
A young couple looking up information on a laptop while sitting in their kitchen.
June 15, 2023 | By Ashley Maready

Planning a Wedding? You May Want to Put Your Money in a Money Market Account

If you're saving your cash for a dream wedding, it pays to find the best bank account for it. Find out why a money market account could fit the bill.
Financial professional talks to couple over paperwork
June 13, 2023 | By Kailey Hagen

Here's What Happens When You Make an Early CD Withdrawal

Certificates of deposit (CDs) offer high interest rates, but only if you leave your money locked up. Here's what happens if you take your money out early.
Young woman using her laptop.
June 12, 2023 | By Ashley Maready

Buying a CD? Here's Why You Want a Longer Term Rate

If you're hopping on the CD bandwagon, locking your money in for longer could really benefit you now. Find out why.
Two women wearing a rainbow flag around their shoulders at a Pride parade.
June 12, 2023 | By Emma Newbery

4 Tips to Find a Bank that is LGBTQIA+-Friendly

One in 10 LGBTQIA+ people surveyed say they've experienced discrimination when accessing financial services. Find out how to open an LGBTQIA+ bank account.
Female college grad hugging her dad next to her tearful mom.
June 11, 2023 | By Dana George

4 Reasons You Should Never Raid Your Bank Account to Pay for Your Child's College Education

As a parent, it's tempting to cover at least a portion of your child's higher education. If that describes you, read on for four reasons it's not a good idea.
An adult looks at something exciting on their laptop and pumps their fist in the air.
June 10, 2023 | By Brittney Myers

Here's What Happens When You Earn a New Bank Account Bonus

You can earn a few hundred dollars every time you open a new bank account with these promotions. This is how they work.
An adult with a neutral expression uses their smartphone in their kitchen.
June 9, 2023 | By Lyle Daly

Deposits at Small Banks Are Down $2.6B. But Here's Why You Shouldn't Count Them Out

Deposits at small banks have decreased, but they could be stabilizing. Check out the benefits of smaller banks to see why they're worth using.
Woman shopping in aisle at the drugstore.
June 9, 2023 | By Ashley Maready

The IRS Is Increasing Contribution Limits for Health Savings Accounts and You Should Take Advantage ASAP

Next year, you'll be able to put more money into your health savings account. Read on to learn why HSAs are a great place for your healthcare dollars.
A man holding his baby while opening a mailbox and removing an envelope.
June 9, 2023 | By Ashley Maready

Here's What Happens When You Have a Check Stolen

If a check goes missing, your personal information and bank account number are exposed. Keep reading to learn how check theft can impact you.
A young woman takes a picture of a check with her phone.
June 8, 2023 | By Ashley Maready

Here's What Happens When You Bounce a Check

If you write a check when your bank account has non-sufficient funds, the payment could bounce. Keep reading to learn how this could impact you.
A smiling person sitting on their couch and looking at the phone in their hand.
June 7, 2023 | By Ashley Maready

Here's What Happens When You Open an Account With an Online-Only Bank

Some banks have no physical presence at all. Read on to learn how your banking will change if you get an account with an online-only bank.
Two people sitting in a window at home and looking at the phone in one of their hands.
June 6, 2023 | By Natasha Etzel

Here's What Happens When You Use Your Bank's Bill Pay Feature

Did you know you can schedule bills to be paid through your bank? Find out how to use your bank's online bill payment feature and why you may want to do it.
A couple withdraws money from an ATM machine.
June 4, 2023 | By Natasha Etzel

Here's What Happens When You Use Your Debit Card to Get Cash Out of an ATM That Isn't In-Network

If you're not cautious, it could cost you money to use an ATM. When using an out-of-network ATM to get cash, you may have to pay extra fees. Find out more.
Three children sitting at desks and doing work in a classroom.
June 2, 2023 | By Matt Frankel, CFP®

Want to Open a 529 Account for Your Kids? You Need to Do This First

A 529 plan could make paying for college much easier, but don't make this mistake that could come back to haunt your kids. Find out more.
Man reviewing information on his phone and laptop at home
May 31, 2023 | By Cole Tretheway

Soon, You'll Be Able to Deposit or Wire Money Faster Than Ever. Here's How

The Federal Reserve is releasing FedNow for Americans as soon as July 2023. Perks include instant transfers and deposits. Read on for details.
Woman looks skeptically at her cellphone.
May 30, 2023 | By David Chang, ChFC®, CLU®

Why You Should Pull All Your Extra Cash Out of These Apps ASAP

Digital payment apps are convenient, but they don't offer the same level of protection as traditional banks. Read on to learn why.
A couple talking to a bank officer at a desk.
May 30, 2023 | By Ashley Maready

Is This Account a Good Place for Your House Down Payment?

Saving to buy a home? Here's why you might consider opening a CD to hold some of that cash and give it time to grow.
A woman looking at her finances with a laptop and phone.
May 29, 2023 | By Ashley Maready

This Inconvenient Banking Trick Is Actually Helping Me Save More Money

Sometimes, having accounts at more than one bank can be a hassle. Read on to learn why one writer is embracing it -- and watching her savings balance grow.