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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A couple talking to a bank officer at a desk.
April 21, 2023 | By Ashley Maready

Why This Wall Street Expert Really Hates Joint Bank Accounts

Your Rich BFF Vivian Tu doesn't believe in couples fully combining finances, for a few important reasons. Keep reading to see why.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
April 20, 2023 | By Kailey Hagen

Is Now a Good Time to Invest in Certificates of Deposit?

Certificates of deposit (CDs) are offering high interest rates right now. Here's how to know if one of these accounts is a good home for your savings.
A pensive person reads a graph on a laptop in an office late at night.
April 19, 2023 | By David Chang, ChFC®, CLU®

Here's What Happens to Your Savings in a Recession

The U.S. economy appears to be experiencing a downturn. Read to learn what you can expect for your saved cash.
A woman looks at her credit card in confusion while sitting in a café.
April 19, 2023 | By Dana George

Why I Will Never Ever Use Apple Wallet (Probably)

No payment method is 100% safe. Here's why one writer is going to wait for a while to consider using an Apple Wallet to make payments.
Two people looking worried while reviewing bills at their kitchen table.
April 18, 2023 | By Ashley Maready

For Suze Orman, This Is Why Your Emergency Fund Should Be a Top Priority

Economic uncertainty is always with us, and having cash savings can help you weather a storm. Read on to learn why and how to prioritize saving.
An older adult sitting crosslegged on the couch while typing on a laptop.
April 18, 2023 | By Cole Tretheway

Senator Elizabeth Warren Wants to Make Banking 'Boring' Again. Here's Why

Boring is safe. Find out why the U.S. government is cracking down on banks and why Bitcoin is up 80% compared to the beginning of this year.
young man sitting at kitchen table writing a check
April 17, 2023 | By Lyle Daly

Lost Your Checkbook? You Need to Do This Immediately

You could be at risk if you lose your checkbook. Protect the money in your bank account by learning about an important step you should take right away.
A man speaking with a female financial advisor across a desk in a bank.
April 12, 2023 | By David Chang, ChFC®, CLU®

Here's Who Will Pay for the SVB Bailout

The collapse of SVB caused a significant amount of disruption. Keep reading to learn more about the financial fallout.
Grey-haired woman holding glasses rests hand on chin and looks thoughtful.
April 11, 2023 | By Ashley Maready

4 Questions to Ask Yourself Before Using Your Emergency Fund

Having an emergency fund gives you financial protection and peace of mind. Read on to see what you should ask ahead of tapping that money.
A young woman is at the bank. A teller is counting out her money.
April 7, 2023 | By Kailey Hagen

Should You Move Your Money to a Bigger Bank Right Now?

Recent bank failures have prompted many Americans to move their money. Here's how to know if you should open a new account with a national bank.
Bank teller assisting a customer with cash transaction.
April 3, 2023 | By Emma Newbery

Is My Money Safe With a Credit Union?

The National Credit Union Share Insurance Fund is similar to FDIC insurance, protecting many customers' funds against failure. Find out how safe your money is.
Woman using her laptop on her living room floor
April 1, 2023 | By Ashley Maready

How Long Does It Take to Change Banks?

Time for a new bank account? Keep reading for a rough estimate of how much of your precious time it'll take to move your cash.
Man reading newspaper and looking at a tablet
March 30, 2023 | By Emma Newbery

Can the FDIC Afford Its $23 Billion Bank Failure Bill? What It Means for Your Money

The collapse of Silicon Valley Bank and Signature Bank will cost around 20% of the money that's in the FDIC's insurance fund. Find out how it plans to recoup the costs.
A smiling man and woman sitting next to a bike and ice chest at the beach with their arms around each other.
March 29, 2023 | By Ashley Maready

Try This to Maximize Your Vacation Dollars

You've scrimped and you've saved up the money for a dream vacation next year. Read on to learn how you can keep it safe and make some extra cash on it.
A homeowner looks worried as he reads through his household bills at the dining table.
March 28, 2023 | By Ashley Maready

Suze Orman Has This Cautionary Advice About Your Net Worth

Ever wondered what your net worth is? Read on to learn how to figure it out -- and see what Suze Orman insists you consider when making the calculation.
Two people looking worried while reviewing bills at their kitchen table.
March 27, 2023 | By Dana George

4 Reasons You Should Actually Pull Money From Your Savings Account

An emergency savings fund allows you to cover unexpected expenses. Once that account is fully funded, here's when it makes sense to make withdrawals.
A couple smiles as they use a contactless credit card reader in a restaurant.
March 27, 2023 | By Ashley Maready

Her First $100K's Tori Dunlap Has Never Used a Debit Card. Here's Why

Used correctly, credit cards are useful money tools. Keep reading to learn why the Financial Feminist herself relies solely on credit, not debit.
A bank manager helps a woman open up a new account.
March 27, 2023 | By Ashley Maready

Here's Why Banks Are Finally Raising Rates on CDs

It's been a tough year for the banking industry. Keep reading to learn about how you can take advantage of higher rates on CDs.
A woman looking at her finances with a laptop and phone.
March 27, 2023 | By Matt Frankel, CFP®

How Much Should You Have in Savings at 30?

Do you have enough money saved for the future? Read on to find out what you need to know.
Young adult does their home finances at a laptop in the kitchen.
March 26, 2023 | By David Chang, ChFC®, CLU®

Here's How Much Money You Should Have in Savings at 40

Age 40 is a great time to reassess your financial situation. With 20 years left until retirement, check out how much you should have saved.
Two people talking at a table in an office meeting room.
March 24, 2023 | By Natasha Etzel

Here Are 5 Ways for Women to Boost Their Bank Account Balances

Despite earning less than men, women can take steps to set themselves up for financial success. Find out how women can improve their financial standing.
A woman looking at her finances with a laptop and phone.
March 23, 2023 | By Kailey Hagen

The Federal Reserve Hiked Interest Rates Again. Here's What That Means for You

The Federal Reserve hiked interest rates again in an effort to curb inflation. Here's a look at how this decision will affect consumers.
A young girl putting coins in her piggy bank as her mom looks on proudly.
March 23, 2023 | By Lyle Daly

Explain It to Me Like I'm Five: Here's How Interest Rates Work

Interest rates are an important feature on bank accounts and other financial products. Get a straightforward explanation of how they work in this guide.
Man using a calculator and looking over documents.
March 23, 2023 | By Emma Newbery

Do You Have More Than $250,000 in the Bank? Take These Steps Now

FDIC insurance covers up to $250,000 per person, per ownership category in member banks. Find out what to do if you have more money in your accounts.
A smiling person sitting on a couch near a window and holding a cell phone.
March 22, 2023 | By Ashley Maready

5 Ways Banks Have Gotten Better Over Time

The current financial system of the United States has made banks easier to work with for consumers. Read on to learn how banks have improved with age.