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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Senior citizen works out in a gym with a personal trainer.
Jan. 22, 2024 | By Brittney Myers

Joining a Gym? Here's Why You Should Open a New Bank Account

Opening a new bank account may not be your first thought when you decide to join the gym. This may change your ways.
Senior couple sitting on couch together going over information on a laptop and other documents.
Jan. 19, 2024 | By Ashley Maready

Should You Open an MMA in 2024?

Money market accounts might not be on your radar. Keep reading to learn why an MMA might just be a good fit for you this year.
Person resting on floor in room filled with weights and workout equipment.
Jan. 17, 2024 | By Brittney Myers

Why I Opened a New Bank Account Before I Joined a New Gym

Many gyms are now requiring monthly fees to be paid via bank transfer. Here's how one gym-goer responded.
A man sitting at a desk in his home and making a phone call while typing on his laptop.
Jan. 15, 2024 | By Lyle Daly

CDs Pay More Than Savings Accounts. Here's Why I Still Don't Use Them

CDs have some of the highest rates that banks offer. Find out why one personal finance writer sticks to savings accounts and never uses CDs.
Two men in thought looking at a laptop screen together.
Jan. 14, 2024 | By Steven Porrello

Should You Break a CD Early to Lock In a Higher Rate?

Some promises are meant to be broken. Find out when it's smart to break an old CD for a new one here.
Young woman using laptop at the library
Jan. 13, 2024 | By Steven Porrello

Are MMAs a Good Investment for 2024?

MMAs combine the check-writing privileges of checking accounts with high APYs. But do they make a good investment for 2024? Let's take a look.
A young woman sitting on the floor of her living room with her laptop and bills around her.
Jan. 12, 2024 | By Ashley Maready

If You Do One Thing With Your Savings, Consider a CD

The clock may be running out on higher CD rates. Learn why opening one before rates fall is a good move.
A man typing on a laptop while sitting at a table in a cafe.
Jan. 12, 2024 | By Lyle Daly

This Is the Only Type of Account I Trust for My Emergency Fund

It's important to put your emergency fund somewhere safe. Discover one of the best options to ensure you always have easy access to your emergency fund.
A smiling young adult sitting in an armchair in a sunny room while looking at a phone.
Jan. 11, 2024 | By Natasha Etzel

This Simple Move Can Ensure You Meet Your 2024 Savings Goal

Want to save more money in 2024? Automation can help you stay on track to reach your savings goal sooner. Find out how to use automation to your advantage.
A person sitting on the floor leaning against a couch while typing on a laptop.
Jan. 10, 2024 | By Matt Frankel, CFP®

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn the benefits of CDs.
A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.
Jan. 10, 2024 | By Ashley Maready

Use Payments Apps? Be Very Careful With This

Payments apps are a convenient way to move money around. Learn why it pays to watch what you type in the memo line.
Professional woman meeting with clients.
Jan. 9, 2024 | By Matt Frankel, CFP®

CD or MMA: Which Is the Smarter Investment for 2024?

Both of these account types have advantages and disadvantages. Which is best for you? Read on to find out.
A person sitting at a desk in front of an open laptop and glancing out the window to his left.
Jan. 8, 2024 | By Steven Porrello

CDs vs. High Yield Savings Account: Which Is Better for Your Money in 2024?

The APYs on CDs and savings accounts are similar, but when it comes to choosing one, there's usually a clear winner. Find out which is better for you here.
A young man working on a laptop from his couch with his dog sitting next to him.
Jan. 8, 2024 | By Lyle Daly

4 Must-Have Features in a Savings Account

Most banks and credit unions offer savings accounts. Learn about the most important features to look for when shopping for a new one.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Jan. 7, 2024 | By Steven Porrello

Why You Should Build Out a CD Ladder For 2024

With the central bank projecting rate cuts in 2024, today's top-paying CD rates may not be here much longer. Find out what that means for CD ladders.
An older couple discusses something on a laptop screen.
Jan. 6, 2024 | By Steven Porrello

Have CD Rates Peaked? Latest Data From the OECD Says, 'Yes'

High CD rates made 2023 a great year to be a saver, but will they remain elevated in 2024? Find out if CD rates have peaked here.
Woman using laptop at home for work or study.
Jan. 6, 2024 | By Steven Porrello

3-Month CD Rates Are Up to 5.5%. Should You Open One Now?

Is it worth opening a short-term CD to snag a high APY of 5.50%? Before you do, let's look at the pros and cons.
Man sits at counter with phone on laptop utilizing online banking.
Jan. 4, 2024 | By Ashley Maready

Check Fraud Is Way Up. Should You Stop Using Paper Checks?

There are more secure payment methods than checks. Read on to learn your options to avoid check fraud in 2024 and beyond.
A woman sitting at her dining table and typing on her laptop.
Jan. 3, 2024 | By Kailey Hagen

Why You Should Upgrade Your Savings Account in 2024

High-yield savings accounts help you grow your wealth effortlessly. Here are a few reasons to open one in 2024.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Dec. 30, 2023 | By Steven Porrello

Is Now the Right Time to Move Your Emergency Fund Into a Short-Term CD?

CD rates are starting to fall. Should you use your emergency savings to lock in a high rate? Let's take a look.
A pensive person reads a graph on a laptop in an office late at night.
Dec. 30, 2023 | By Steven Porrello

Short-Term CD Rates May Have Already Peaked. Here's Why You Shouldn't Wait to Get Yours

Economic data suggests CD rates are starting to fall. If you're a CD shopper, here's what you should know.
A man standing at the counter in his sunny kitchen and typing on his laptop.
Dec. 28, 2023 | By Matt Frankel, CFP®

Here's Why You Should Put Money in a CD in January 2024

CD yields are at their highest level in years. Here's why you might want to lock in a rate now.
Woman working on her tax documents.
Dec. 28, 2023 | By Ashley Maready

This Online Bank Feature Made It Easier to Save Hundreds in 2023

Online savings accounts have perks that can enhance your user experience. Keep reading for one writer's favorite bank account feature.
A bank teller smiles to a customer from behind her desk.
Dec. 27, 2023 | By Ashley Maready

4 Reasons Your Bank Might Close Your Account

Your bank account is a vital part of your financial life. Learn when you might be at risk of losing it.
A women sitting at a sunny desk with a laptop, calendar, and planner.
Dec. 27, 2023 | By Steven Porrello

3 Reasons Why You Should Get a CD Before 2024

CDs rates are likely going to drop in 2024. If that concerns you, here are three reasons you shouldn't hesitate to lock into today's great rates.