Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. Websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.
    |    Accessibility Options

Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

A woman pumps her fist and smiles.
Oct. 7, 2024 | By Lyle Daly

Is It Actually Possible to Achieve a Perfect Credit Score?

A high credit score comes with lots of financial benefits. Find out if it's possible to earn a perfect credit score, and the best ways to improve your credit.
Financial advisor discusses credit scores with a client.
Oct. 6, 2024 | By Chris Neiger

A Perfect 850 Credit Score Is Overrated. Here's Why

Perfection isn't the goal. Read on to find out what credit score will give you the best rates and offers.
Someone paying on a credit card reader with flowers in the background.
Oct. 6, 2024 | By Lyle Daly

4 Reasons Your Credit Card Could Get Declined -- and How to Fix Them

It's frustrating when your credit card gets declined. Find out why this can happen and what you can do to fix it.
A smiling person holding a shopping bag and a phone while standing outside a store window filled with watches.
Oct. 6, 2024 | By Lyle Daly

How I'm Going to Save Over $2,500 From Opening 3 New Credit Cards

Credit card rewards are an underrated way to save money. Learn how I'm saving over $2,500 thanks to three new rewards cards I recently opened.
Woman on sofa with credit card in her hand and laptop.
Oct. 5, 2024 | By Natasha Etzel

Do You Need More Than One Credit Card? Here's How to Decide

Do you need help deciding whether to apply for a second credit card or stick with one card? Find out whether you can benefit from getting another credit card.
A female clerk at a clothing store swiping a credit card on a payment tablet.
Oct. 5, 2024 | By Natasha Etzel

Want to Save Money? Here's How Your Credit Card Can Help

Are you looking to maximize your savings on everyday purchases? Find out how your credit card can save you more money when you shop.
Smiling woman with laptop sits cross legged on sofa holding a credit card.
Oct. 5, 2024 | By Lyle Daly

3 Smart Reasons to Open a New Credit Card Before 2025

There's still time to make impactful money moves before 2025. Discover how opening a credit card could help you get ahead financially.
A smiling woman with a credit card.
Oct. 5, 2024 | By Lyle Daly

Interest Rates Are Falling. Are Your Credit Card Rewards Safe?

Interest is one of the ways credit card companies make money. See if falling interest rates could cause card issuers to cut back on their rewards programs.
A black credit card against a pink background
Oct. 4, 2024 | By Lyle Daly

3 Warning Signs You Shouldn't Open a New Credit Card

Opening a credit card isn't a decision to take lightly. Learn about the warning signs that it's not a good time to apply for a new card.
A man and woman sitting on their couch looking through bills and signing papers.
Oct. 4, 2024 | By Ashley Maready

Prediction: Your Credit Card Balance May Soon Be Cheaper

We could soon see slightly lower credit card APRs. Read on to learn why paying off your debt is better than hoping for a lower rate.
Close up on wallet containing various credit cards.
Oct. 4, 2024 | By Ashley Maready

Is It Better to Cancel Your Unused Credit Card or Keep It Open?

An unused credit card can still do some good for your finances. Read on to find out when it's worth hanging on to an account you don't use.
An older man uses his laptop to read the news while sitting in a coffee shop.
Oct. 3, 2024 | By Chris Neiger

Baby Boomers Still Have the Highest Credit Limits. See How You Compare

Baby boomers probably have access to more money than you. Read on to find out how to catch up.
Woman working from home using computer, phone, and laptop.
Oct. 2, 2024 | By Ashley Maready

3 Reasons to Buy Computers With Credit Cards

Itching to get your hands on a new laptop or desktop computer? Keep reading to learn the benefits of using a credit card for the purchase.
A green background with jester cap logos and a credit card image overlayed
Oct. 1, 2024 | By Ashley Maready

4 Underrated Credit Card Perks That Save You Money

Airport lounge access and spending credits are flashy. But read on for a few unsung benefits offered by the best credit cards.
A green background with jester cap logos and a credit card image overlayed
Oct. 1, 2024 | By Natasha Etzel

5 Tips New Credit Card Users Absolutely Have to Know

Are you a new credit card user looking for guidance? Learn how to get the most from your credit cards while staying out of debt.
A woman tapping her credit card on a payment reader while standing across the counter from a barista.
Oct. 1, 2024 | By Lyle Daly

Here's What Happens When You Keep a Credit Card Open for Over 15 Years

Keeping a credit card open for a long time has its benefits -- and its drawbacks. Discover what could happen when you've had a card for over 15 years.
A woman standing next to her suitcase and looking out the window of her sunny hotel room.
Sept. 30, 2024 | By Natasha Etzel

Here's Why I Never Redeem My Credit Card Rewards for Cash Back

Don't rush to cash out your credit card rewards for a statement credit or cash payment. See another redemption option that may yield more value.
A man holds out a credit card
Sept. 29, 2024 | By Lyle Daly

3 Reasons I Recently Opened 3 New Credit Cards

Opening a new credit card could be a good way to save money. See how I'll come out ahead after adding three cards to my wallet.
Smiling traveler walks through airport with luggage in tow.
Sept. 29, 2024 | By Natasha Etzel

5 Ways to Earn American Airlines Miles

Want to earn American Airlines miles faster? Don't miss out on the many ways to earn bonus miles. Find out a few more ways to earn AAdvantage miles.
A woman sits on the floor next to her French bulldog and looks at a pile of bills.
Sept. 29, 2024 | By Cole Tretheway

How to Go Into Credit Card Debt and Never Come Out

You can't dodge an invisible bullet. Find out how to go deep into credit card debt so you can avoid it.
Two people in a kitchen reading the news.
Sept. 27, 2024 | By Emma Newbery

Here's the Average American's Credit Limit. How Do You Compare?

Baby boomers have the biggest credit limits of any generation, stretching to almost $42,000. Find out how your credit limit can impact your finances.
A green background with jester cap logos and a credit card image overlayed
Sept. 27, 2024 | By Lyle Daly

4 Ways to Raise Your Credit Score by 2025

It doesn't need to take years to get a higher credit score. Find out what you can do to raise your credit score by the start of 2025.
Friends shopping in the city for holiday gifts.
Sept. 24, 2024 | By Kailey Hagen

The Little-Known Way Holiday Shopping Could Hurt Your Credit Score -- and How to Avoid It

The holiday season is right around the corner. Here's how to get through it without hurting your credit.
A woman swiping her credit card in the payment machine being held over the counter by a cafe cashier.
Sept. 24, 2024 | By Natasha Etzel

Try These 5 Savvy Ways To Maximize Your Credit Card Rewards

Do you want your credit card rewards to do more for you? Check out several ways to get more value from your them.
A wallet against a pink background.
Sept. 24, 2024 | By Emma Newbery

The Average American Has 4 Credit Cards in Their Wallet. How Do You Compare?

On average, Gen Xers and baby boomers have 4.3 credit cards. Find out why your financial situation and habits matter more than what the average person does.