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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Smiling woman sitting at computer raises both hands in celebration.
April 21, 2024 | By Lyle Daly

Here's Who Really Pays for Credit Card Rewards

Someone needs to pay for the cash rewards and points that credit card issuers offer. Find out who foots the bill and how to ensure it's not you.
A black credit card against a pink background
April 21, 2024 | By Lyle Daly

Here's Who Really Makes Money From Credit Card Rewards

Many consumers use rewards cards, but not everyone comes out ahead. Find out what you need to do to make money from credit card rewards.
A parent teaches their child about credit cards through buying something online.
April 20, 2024 | By Lyle Daly

5 Warning Signs You're Not Ready to Have a Credit Card

Credit cards can lead to serious issues if you don't use them well. Learn about the most common warning signs that you shouldn't get a credit card yet.
A man sitting at a table in a casual restaurant and tapping his credit card on the payment reader being held by the waiter.
April 16, 2024 | By Lyle Daly

The Best and Worst Ways to Earn Credit Card Rewards

Rewards credit cards turn your spending into cash back or points. Check out the best ways to earn more rewards -- and the ones that aren't worth the risk.
Young woman smiling using laptop next to adult male in a library.
April 15, 2024 | By Brittney Myers

I Just Saved $40 on My Sam's Club Plus Membership. Here's How

Credit card issuers have offer portals full of discounts and credits. Check out one author's recent find for a deal on a Sam's Club membership.
A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
April 14, 2024 | By Lyle Daly

I Just Downgraded 2 of My Credit Cards. Here's Why

If you don't want to pay an annual fee on a credit card anymore, you may be able to downgrade it. Learn how to do this and when it's a good idea.
Someone cuts up a credit or debit card with scissors in their home.
April 14, 2024 | By Lyle Daly

Here's Why You Should Never Close a Credit Card Within the First Year

If you don't want a credit card anymore, you may consider closing or downgrading it. Find out why you should always wait at least one year before you do.
A man standing in his living room and holding a pile of mail in one hand while looking at a single envelope in the other hand.
April 13, 2024 | By Kailey Hagen

Bombarded by Unwanted Credit Card Offers? Here's How to Make Them Stop

Credit card offers can be annoying if you're not looking for a new card. Find out how you can get rid of them quickly.
Someone frowns at their smartphone while holding up their credit card.
April 13, 2024 | By Lyle Daly

Should You Pay Off Credit Card Debt With Your Emergency Fund?

If you have expensive credit card debt, you may be tempted to pay it off with your emergency fund. Find out if this is a good idea and what you should try first.
A man pumping his fist in excitement while sitting on his couch and looking at something on his phone.
April 12, 2024 | By Lyle Daly

3 Lightning-Fast Ways to Boost Your Credit Score

Improving your credit score doesn't always need to be a slow, steady process. Learn about the ways you could boost your score within a month.
A woman wearing a backpack and walking down the center aisle of an empty airplane.
April 9, 2024 | By Brittney Myers

This Is the Weirdest Reason I've Opened a New Credit Card

There are a lot of reasons to open a new credit card. Take a look at one less conventional case.
A hand holding a wallet
April 9, 2024 | By Lyle Daly

The No. 1 Rule to Follow to Save Money With Rewards Credit Cards

Rewards credit cards are popular, but not everyone uses them correctly. Discover the most important rule you must follow when using this type of card.
A person with an amputated left limb uses a credit card and smartphone to shop online while outside.
April 9, 2024 | By Kailey Hagen

Is Now a Good Time to Close Your Unused Credit Cards?

Closing a credit card frees up space in your wallet, but it can have unintended consequences for your credit score. Find out what you need to know.
A hand holding a wallet
April 9, 2024 | By Lyle Daly

3 Little-Known Drawbacks of a High Credit Score

A high credit score has all kinds of benefits, but it's not all good news. Learn about the rarely discussed drawbacks so you know what to watch out for.
A green background with jester cap logos and a credit card image overlayed
April 9, 2024 | By Steven Porrello

Why April Is a Great Month to Apply for a New Travel Credit Card

If you have the credit score and financial stability to get a new travel credit card, April might be a good month to get one. Find out why.
Young African American woman uses her tablet and credit card to shop online from home.
April 8, 2024 | By Lyle Daly

The Single Best Strategy for Maxing Out Your Credit Card Rewards

There's a popular strategy credit card experts use to earn more rewards. See what it is and how it could earn you $500 to $1,000 or more this year.
A hand holding a wallet
April 6, 2024 | By Kailey Hagen

So You Only Have One Credit Card. Is That a Problem?

There are several perks to owning multiple credit cards. Here's how to decide if you should add another to your wallet.
An inflatable flamingo over a green background
April 6, 2024 | By Lyle Daly

4 Ways to Save Money on Your Summer Vacation With Travel Credit Cards

Summer is only a few months away. Find out how travel credit cards could help you take an amazing summer vacation at a much lower cost.
Two smiling people sitting in their kitchen and looking at a laptop while one holds a phone.
April 6, 2024 | By Lyle Daly

3 Little-Known Perks of Raising Your Credit Score

Your credit score is an important measure of your creditworthiness. Learn about the perks of raising your credit score that many people don't know about.
A woman sitting on her couch at home making a phone call while holding a credit card with a laptop open in front of her.
April 5, 2024 | By Kailey Hagen

3 Signs It's Time to Close Your Unused Credit Card -- and What to Do Next

Closing a credit card can have some unintended consequences for your credit score. Here are three times you should do it anyway.
A person uses a credit card and laptop to purchase something online from their kitchen.
April 5, 2024 | By Steven Porrello

3 Little-Known Risks of Using a Balance Transfer Credit Card

Balance transfer cards can help you pay down credit card debt faster. But they're not risk-free. Read on for a few reasons why.
A man standing at a restaurant bar holding his phone and a credit card.
April 4, 2024 | By Lyle Daly

Here's What Happens When You Call Your Credit Card Concierge

Credit card concierge service is an underrated perk. Learn how it works, so you can make the most of it.
A plane flight straight at the viewer
April 3, 2024 | By Natasha Etzel

JetBlue Increased Checked Bag Fees for the Second Time This Year. Travelers Flying During Peak Travel Dates Will Now Pay More

Are you a JetBlue flyer who typically checks a bag? You should expect higher fees the next time you fly with JetBlue. Find out how much you'll be charged.
A person holding a bunch of dollar bills in front of their face
April 2, 2024 | By Lyle Daly

3 Little-Known Drawbacks of Cash Back Credit Cards

Cash back credit cards can help you save money, but they're not perfect. Make sure you know about their drawbacks before getting one.
A wallet against a pink background.
April 2, 2024 | By Matt Frankel, CFP®

Here Are My 2 Favorite Credit Cards With Annual Fees Under $100

You don't have to spend a ton to get a feature-packed credit card. Here are some great cards with low annual fees.