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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A black credit card against a pink background
July 23, 2024 | By Steven Porrello

How Many Americans Have a Perfect 850 Credit Score? The Number Might Surprise You

A perfect FICO® Score is a rare feat. Find out how many Americans have made it to perfection -- and what it takes to reach it yourself.
A woman looks at her credit card in confusion while sitting in a café.
July 22, 2024 | By Steven Porrello

My Credit Score Is Above 800. Here's Why Wells Fargo Denied My Credit Card Application

Having a 800-plus credit score guarantees your credit card applications will be approved, right? Wrong. Find out why.
A box wrapped in pink with a gold bow
July 17, 2024 | By Chris Neiger

5 Unusual Ways to Use Your Cash Back Credit Card Rewards

Cash back rewards can be used for more than paying down your balance. Read on to find out some of the best ways to utilize them.
A doctor sitting next to a patient in an exam room and going over test results on a clipboard.
July 16, 2024 | By Ashley Maready

3 Reasons Rewards Credit Cards Beat Medical Credit Cards

A medical credit card is the perfect solution to help you with a hospital bill, right? Maybe not. Learn why rewards cards can be a better option.
A calculator, pad, and pen against a yellow background
July 14, 2024 | By Steven Porrello

3 Effective Ways to Pay Off $6,500 in Credit Card Debt

No amount of credit card debt is easy to pay off, but $6,500 can feel like climbing a mountain. Learn three great ways to tackle $6,500 in debt.
Three blue rolling suitcases against a yellow background
July 13, 2024 | By Lyle Daly

5 Lessons Learned from Using My Favorite Travel Rewards Cards

Travel rewards cards are known for having a learning curve. Check out some valuable lessons one writer has learned after years of using travel cards.
A woman holding a shopping bag and handing her credit card to the store cashier.
July 13, 2024 | By Natasha Etzel

4 Reasons to Buy Nearly Everything with Credit Cards

Are you paying for most purchases with cash or a debit card? You may want to reconsider. Find out why paying for nearly everything with credit cards is smart.
A plane flying to the left
July 11, 2024 | By Lyle Daly

4 Easy Ways to Upgrade Into First Class

A first-class seat makes flying much more comfortable and enjoyable. Check out the easiest and most affordable ways to get an upgrade the next time you fly.
A woman in a pool at a luxury hotel overlooking the ocean.
July 11, 2024 | By Lyle Daly

Business Class Airfare or a 5-Star Hotel? Here's How to Decide

Sometimes you need to pick where to splurge when you travel. See how to choose between flying business class or staying in a five-star hotel.
Three people wearing colorful tubes around their waists jumping into a backyard pool surrounded by trees.
July 11, 2024 | By Chris Neiger

5 Ways Parents Can Make the Most of Cash Back Credit Cards

Raising kids is expensive. Read on to discover how a cash back card could help make it a little cheaper.
A hand placing a credit card into a gas pump card reader.
July 10, 2024 | By Ashley Maready

4 Times to Skip Your Debit Card and Use a Credit Card Instead

Debit and credit cards look a lot alike, but function quite differently. Learn when it's better to opt for credit over debit.
A green background with jester cap logos and a credit card image overlayed
July 10, 2024 | By Ashley Maready

Don't Make These 4 Mistakes With Cash Back Credit Cards

Cash back credit cards are popular, but depending on your habits, they might not be a slam dunk for your finances. See how to avoid mismanaging them.
Young child helping father with laundry chores.
July 10, 2024 | By Jordi Lippe-McGraw

The BusyKid Debit Card Lets Parents Add Chore Money

You can empower your kids with financial savvy using the BusyKid Visa Debit Card. Learn how this can teach them valuable money management skills.
A young woman making a call with her credit card and a laptop.
July 9, 2024 | By Natasha Etzel

I Might Need a Costly Dental Procedure. This Money Move Will Make the Expense Feels Less Daunting

Need to pay for a dental procedure without draining your savings? You may want to get a 0% APR credit card. Find out how this payment strategy can be a win.
A green background with jester cap logos and a credit card image overlayed
July 9, 2024 | By Kailey Hagen

Get the Most Out of Your Credit Card Rewards Points This Summer

Summer can bring big expenses, but it can also offer great opportunities to earn credit card rewards. Here's how to maximize yours.
Airplane passenger flying business class
July 8, 2024 | By Lyle Daly

3 Situations When Flying Business Class Is a Must

Business-class airfare can add quite a bit to your travel costs. Check out when it's worth spending extra (or tapping into your miles) to fly this way.
Woman with credit card in her hand using cellphone while reclining on sofa.
July 8, 2024 | By Jordi Lippe-McGraw

Is It Better to Get Your Own Card or Become an Authorized User?

Are you stuck wondering if you should apply for your own credit card? Here's what to consider so you make the best decision.
mature man and woman taking a selfie in front of a hotel and palm trees
July 7, 2024 | By Natasha Etzel

It's Not Too Late to Travel for Cheap This Summer With Credit Card Rewards

Want to travel this summer without draining your wallet? Use credit card rewards. Find out how to use credit card rewards to take a trip.
Young man and woman sitting at table eating dinner and laughing.
July 7, 2024 | By Jordi Lippe-McGraw

The Best Way to Utilize Your Chase Ultimate Rewards Points

Explore how to maximize your Chase points for travel, shopping, and more. Here's how to start redeeming wisely today.
Person with laptop, bills, paperwork
July 7, 2024 | By Danielle Antosz

Have $6,000 or More in Credit Card Debt? Here's How to Get Rid of It

Struggling with credit card debt? Follow these practical steps for getting out of credit card debt, including automating payments and using the avalanche method.
A smiling airplane passenger listening to music and looking out the window.
July 6, 2024 | By Matt Frankel, CFP®

Here's My Most Valuable Perk of American Airlines Executive Platinum Status

Of all the benefits I get for reaching a high elite status level, there's one I don't want to do without. Here's why a certain type of first-class upgrade is my favorite perk.
Couple packing a suitcase or vacation.
July 5, 2024 | By Margo Winton Parodi

5 Affordable Items That Save Me Money When I Travel

Seeing the world can get expensive, but it doesn't have to drain your bank account. Find out a few items that will cost you a little but save you a lot.
Young African American woman uses her tablet and credit card to shop online from home.
July 4, 2024 | By Dana George

Why You Could Be Denied an American Express Card -- Even if Your Credit Score Is Over 800

American Express cards provide attractive perks, but you may not qualify with a high credit score alone. Here's why.
A hand holding a wallet
July 3, 2024 | By Matt Frankel, CFP®

Where Can I Use My American Express Card?

American Express is accepted in far more places than it used to be. But it hasn't quite caught up with Visa and Mastercard. Learn what you should know.
Airplane passenger flying business class
June 30, 2024 | By Natasha Etzel

When Is Upgrading to Business Class Worth It?

Is it worth the extra money to fly business class? Not always. Here are some situations where a business-class upgrade may be worth the additional cost.