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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Young woman paying cashier with credit card in a clothing store
March 11, 2024 | By Natasha Etzel

Boost Your Rewards Fast: Top Hacks for Credit Card Users in 2024

Swiping a rewards credit card at checkout can be a great way to get rewarded for your spending. Find out a few ways to boost your credit card rewards quickly.
A hand holding a wallet
March 9, 2024 | By Lyle Daly

Never Overlook This Advice Amidst $1 Trillion Credit Card Debt

Credit card debt in the United States is at a record high. Learn what you can do to ensure it doesn't become a problem for you.
A person looks concerned at their financial documents and laptop.
March 8, 2024 | By Natasha Etzel

More Than 11% of the U.S. Population Missed a Credit Card Payment Last Year

Not paying your credit card bills on time can have consequences. As of October 2023, more Americans were delinquent on credit card payments. Find out more.
Financial advisor discusses credit scores with a client.
March 7, 2024 | By Natasha Etzel

The National Average FICO® Score Dropped to 717. Here's Why

A recent FICO report shows that the national average FICO® Score dropped within a few short months. Keep reading to learn the inside story.
A smiling person sitting at an outdoor cafe table and looking at their cellphone.
March 7, 2024 | By Natasha Etzel

Mobile Phone Service Autopay Discount Rules Could Make You Ineligible for This Credit Card Benefit

You may have to pay with bank funds to get an autopay discount from your cellphone service provider. Here's why you could be ineligible for some credit card perks.
A hand holding a wallet
March 6, 2024 | By Robin Hartill, CFP

How I Paid Off $9K of Credit Card Debt in 9 Weeks

Paying off credit card debt quickly isn't always possible when your necessities eat up most of your take-home pay. Learn what strategies work.
A woman packing a suitcase with her credit card, passport, and phone on top.
March 6, 2024 | By Natasha Etzel

Sitting on Credit Card Points for as Long as Possible? You Might Want to Think Twice

Credit card rewards can be valuable, so if you're working hard to earn credit card rewards, use them. Find out why you shouldn't hoard your credit card rewards.
A green background with jester cap logos and a credit card image overlayed
March 5, 2024 | By Natasha Etzel

Most Credit Card Late Fees Will Be Capped at $8, Saving Consumers $220 Per Year

Are you sick of paying expensive credit card late fees? A CFPB final rule will limit most credit card late fees to $8. Here's how consumers will benefit.
Child on shore of beach with cruise ship off in the distance.
March 4, 2024 | By Natasha Etzel

Earn 4x Delta SkyMiles on Eligible Cruises Through March 31

Booking a cruise through the Delta Cruises portal could earn you more miles. Find out how to earn double Delta miles on select cruise bookings in March 2024.
A person sitting at an outdoor table handing a credit card to a restaurant employee holding a payment reader.
March 3, 2024 | By Natasha Etzel

Here's How Making This Simple Change Can Boost Your Credit Card Rewards in 2024

You may be missing out on credit card rewards. It pays to check which credit card will offer the most rewards before swiping at checkout. Find out more.
Young African American woman uses her tablet and credit card to shop online from home.
March 3, 2024 | By Lyle Daly

4 Easy Ways to Earn More Credit Card Rewards

Earning credit card rewards doesn't need to be a slow and steady grind. Discover a few easy ways to speed up the process.
Woman shopping at a clothing store chooses between two shirts
March 1, 2024 | By Lyle Daly

3 Costly Mistakes People Make With Rewards Credit Cards

Rewards credit cards should help you save money, but that depends on how you use them. Learn about the rewards card mistakes that could cost you.
A young woman sits and makes an online purchase, which she pays for with her credit card.
Feb. 29, 2024 | By Lyle Daly

Hall of Shame: 5 of the Worst Credit Card Perks Ever

Credit card perks aren't always as great as they sound. Learn about the worst perks that card issuers use to attract new customers.
A young adult sits cross-legged while typing on a laptop in their bedroom.
Feb. 29, 2024 | By Lyle Daly

4 Smart Reasons to Open a New Credit Card

Getting a new credit card could be a good move for your finances. Check out a few sure signs that you should open a new card.
A waitress bringing a tray of drinks to a customer in an airport lounge.
Feb. 28, 2024 | By Lyle Daly

I Have a Love-Hate Relationship With This Popular Travel Perk

You can get airport lounge access with a membership to a lounge program or some travel credit cards. Learn about the pros and cons to see if it's right for you.
A yellow rolling suitcase
Feb. 26, 2024 | By Natasha Etzel

United Joins American Airlines in Increasing Checked Bag Fees

When flying with United, many passengers will now pay $5 more each way to check a bag. Discover how you can get a $5 discount on this fee or avoid it entirely.
A woman holding a credit card and phone and sitting next to a backpack and hat.
Feb. 24, 2024 | By Lyle Daly

This Capital One Card Perk Automatically Saved Me $69 on Travel

Capital One offers a travel portal for eligible cardholders. Learn about how one traveler scored automatic savings by booking through Capital One Travel.
Three women dining at a restaurant while one hands her credit card to the waiter.
Feb. 24, 2024 | By Lyle Daly

Here Are Americans' 5 Top Credit Card Deal-Breakers

Some credit card drawbacks are enough for an instant no. Check out recent data on what Americans chose as their credit card deal-breakers.
Man holding credit card and using laptop.
Feb. 22, 2024 | By Lyle Daly

The Top 5 Features Americans Want in a Credit Card

Americans were recently surveyed on what they want most in a credit card. Find out which features were at the top of the list.
Well-dressed couple walking through greenery drinking champagne.
Feb. 21, 2024 | By Lyle Daly

What Does It Take to Get an Invite for the Amex Black Card?

The American Express Centurion Card is available by invitation only. Find out what kind of spending it takes for American Express to send you an invite.
Smiling couple looks at phone together while waiting with luggage in airport
Feb. 21, 2024 | By Ashley Maready

Here's My Experience Trying a United Lounge for the First Time

Airport lounges can make killing time before a flight a lot more enjoyable. Read on for one writer's first time visiting one.
Mature woman holding her phone and a credit card while commuting with a backpack.
Feb. 20, 2024 | By Natasha Etzel

4 Credit Card Tips for a Stress-Free Vacation

Using a credit card when traveling is wise. But it's best to prepare so you make the right moves. Check out these credit card tips for travelers.
An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
Feb. 20, 2024 | By Lyle Daly

Here's Each Generation's No. 1 Credit Card Perk

There are lots of valuable credit card benefits. Check out recent data on each generation's pick for the most important perk.
A person wearing a mask while sitting in a plane seat and looking out the window at a mountain next to the ocean.
Feb. 19, 2024 | By Natasha Etzel

Booking Business Class Tickets May Be Worth It if You Value These 3 Things

Unsure if a business class ticket is worth the extra expense? It depends on your needs. Find out which travelers may benefit from a premium airline ticket.
A woman handing her credit card to the employee at a cashier stand in a department store.
Feb. 18, 2024 | By Lyle Daly

4 Important Steps to Take After Maxing Out a Credit Card

When you max out a credit card, it can cause financial issues. Find out what steps you should take right away if you've maxed out a credit card.