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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
April 22, 2023 | By David Chang, ChFC®, CLU®

Online Shopping: Credit Cards vs. PayPal

With PayPal, it takes only a few clicks to send and receive payments with very minimal effort, but is it better than using a credit card? Read on to find out.
A worried couple looks at bills, with a laptop and a credit card on the table.
April 22, 2023 | By Lyle Daly

Here's What Happens when You Max Out a Credit Card

A credit card is maxed out when the cardholder uses the entire credit limit. Find out what happens next and how this can affect your credit score.
A couple with a credit card, looking at a laptop.
April 21, 2023 | By Natasha Etzel

The Average American Has This Much Credit Card Debt

Many Americans have outstanding credit card debt. Find out how much credit card debt the average American has and learn how to pay your debt off faster.
Woman with credit card in her hand using cellphone while reclining on sofa.
April 21, 2023 | By Lyle Daly

Here's Why I Never Have to Worry About My Credit Utilization

Credit utilization is a key factor used in calculating your credit score. Learn a strategy you can use to never worry about your credit utilization again.
A woman wearing a bathrobe and stretching her arms as she sits on a hotel bed facing the window.
April 20, 2023 | By Brittney Myers

Here's What It's Really Like to Own the World of Hyatt Credit Card

The World of Hyatt credit card isn't the flashiest cobranded hotel card, but it's still a solid keeper for this cardholder. Read on to find out why.
Woman using her laptop on her living room floor
April 20, 2023 | By Natasha Etzel

The Federal Government Is Trying to Help You Credit Card Shop

Are you looking for a new credit card, but are finding it difficult to compare options? Find out how the Consumer Financial Protection Bureau wants to help.
A woman sitting at her kitchen table and typing on a laptop next to paperwork.
April 19, 2023 | By Ashley Maready

Tori Dunlap Says Your Credit Score Is 'Your Adulting GPA.' Here's Why It Matters

How can one little three-digit number have such a big impact on your financial life? Read on to learn about your credit score and see ways to improve it.
A woman sitting in a restaurant and tapping her smart phone on a payment reader.
April 19, 2023 | By Ashley Maready

New Credit Card? Take These 6 Steps to Set It Up

A new credit card could help you earn more rewards on your everyday spending. Keep reading to learn what to do if a new card just landed in your mailbox.
Happy couple with laptop holding a credit card and gesturing toward the screen.
April 19, 2023 | By Brittney Myers

Double Your Rewards on Big Purchases With This Trick

You can already earn some great rewards on large purchases with the right card. But this low-effort trick can easily double your return.
A customer wearing a hijab sits in a coffee shop with a credit card and laptop.
April 18, 2023 | By Ashley Maready

Credit Limit Increase Versus a New Credit Card: What’s the Right Choice?

If your credit limit is looking a little low, should you ask for an increase or just apply for a new card? Read on to learn how to decide.
A person holding their smartphone over a payment reader held out by a shop employee.
April 18, 2023 | By David Chang, ChFC®, CLU®

Drop The Wallet: Is It Safe to Store Credit Card Info on Your Phone?

The more you have in your wallet, the greater risk you're at for identity theft. Read on to learn how much cards, cash, and ID to carry in your wallet.
A busy intersection of cars and people in New York City.
April 17, 2023 | By Brittney Myers

Heading to NYC? This Rewards Program Is a Must for Cheap Broadway Tickets

Travel isn't as fun without good entertainment. In NYC, that often means Broadway -- which also means this popular rewards program. Here's what to know.
Smiling warehouse store club shopper with phone and shopping cart
April 17, 2023 | By Dana George

5 Benefits of the Sam's Club Mastercard

A Sam's Club Mastercard puts money back into the pockets of shoppers, making it easy to save. Read on to learn how they do it.
Girl holding credit card
April 15, 2023 | By Jamie Matthews

5 Creative Ideas for Reaching Your Credit Card Sign-Up Bonus Spend Requirement

Credit card sign-up bonuses can be a boon for your finances. Read on for five ways to creatively reach your required spending and earn your bonus.
Couple embracing in front of famous Las Vegas sign.
April 14, 2023 | By Brittney Myers

4 Best Casino Rewards Programs

Whether you like casinos for the gaming or for the other entertainment, joining their rewards programs can be valuable. Take a look at some of the best.
A smiling person standing at the railing of a cruise ship.
April 14, 2023 | By Brittney Myers

4 Best Rewards Programs for Cruises

As with most travel brands, cruise lines offer both loyalty programs and rewards credit cards. Read on for a look at a few of the most popular.
A man in a suit with his credit card.
April 14, 2023 | By Cole Tretheway

Do You Carry the Same Number of Credit Cards as Millionaires?

Only 33% of millionaires pay off their monthly credit card statements. Read on to learn why most Americans are better off avoiding millionaire credit card habits.
A woman sitting on a swing between palm trees overlooking a lush tropical valley.
April 14, 2023 | By Brittney Myers

10 Lesser-Known Ways to Redeem Airline Miles

Airline miles are an amazing tool for getting free flights, but you don't need to be a frequent flyer to put them to use. Read on to learn about some other ways.
A waitress bringing a tray of drinks to a customer in an airport lounge.
April 13, 2023 | By Brittney Myers

2 Ways to Use Priority Pass to Score a Free Meal

Airport food tends to have some of the highest markups around. Priority Pass members can skip the expensive convenience foods and do this instead.
A man sitting at a table in a casual restaurant and tapping his credit card on the payment reader being held by the waiter.
April 12, 2023 | By Steven Porrello

Here's How to Make a Social Impact With Your Credit Cards

You can use a credit card conscientiously by getting a charity-sponsored card or donating miles and points. Which cards are best for making donations? Read on to find out.
A woman looks at her credit card in confusion while sitting in a café.
April 10, 2023 | By Lyle Daly

Walmart Sues Capital One to End Credit Card Partnership

Walmart wants to get out of its credit card partnership with Capital One. See what the retail giant's lawsuit alleges and what it means for cardholders.
A couple looking worried about money, with a laptop and bills.
April 10, 2023 | By Lyle Daly

Here's What to Know About a Debt Charge-Off

A debt charge-off significantly harms your credit score. Learn about what a debt charge-off is and how to avoid it with your credit card and loan accounts.
A person sitting on the couch and holding a credit card in one hand while typing on a laptop.
April 10, 2023 | By David Chang, ChFC®, CLU®

This Will Change the Way You Choose a Credit Card

Choosing a credit card isn’t always easy, but soon there may be a simpler way to find the best card for you. Read to learn more.
smiling young man holding a coffee mug and handing cash to a waiter
April 10, 2023 | By Brittney Myers

Only 9% of Millionaires Don't Have a Credit Card -- How Many Should You Have?

Some millionaires don't have credit cards, but the majority have multiple. What should the rest of us do? Read on to learn about the options.
A man looks at his phone, puzzled.
April 9, 2023 | By Matt Frankel, CFP®

What Happens to Credit Card Debt if a Bank Fails?

Don't think a bank failure wipes your debt clean. Read on to learn what would happen instead.