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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
May 2, 2023 | By Lyle Daly

Is the Apple Card Worth It?

The Apple Card earns cash back and can be paired with an Apple Savings account. Find out if it's worth getting or if you should pick another credit card.
Woman using laptop at home for work or study.
May 2, 2023 | By David Chang, ChFC®, CLU®

5 Ways AI Will Affect Credit Cards

More banks and credit card companies are starting to adopt artificial intelligence (AI). Read on to learn how it will impact both consumers and financial institutions.
A group of friends dancing in the crowd as they walk to the stage at a music festival.
May 1, 2023 | By Brittney Myers

How Your Credit Cards Could Help You Score Summer Concert Tickets

Having a concert sell out before you get your ticket is rough. Your credit card might be able to help. Here's how.
Couple packing a suitcase or vacation.
April 30, 2023 | By Brittney Myers

7 Reasons to Open a Travel Rewards Card Before Your Summer Vacation

Choosing the right time to open a new travel card can have a big impact on how much use you get out of it. Here are some reasons to open it now.
Man and woman look at homes on a laptop.
April 27, 2023 | By Steven Porrello

This Credit Card Lets You Pay Your Mortgage With Rewards -- but Read the Fine Print First

A credit card that lets you earn more cash back for your down payment or closing costs sounds like a good idea. But before you apply, consider these limitations.
A woman looking frustrated with a credit card in her hand while looking at a laptop.
April 27, 2023 | By Steven Porrello

Here's What Happens When You Max Out Your Credit Card Limit

A maxed out credit card means you've reached your credit card limit. Find out what happens to your credit score and personal finances when you hit the limit.
A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
April 27, 2023 | By Lyle Daly

FinTok Superstar Follows This Credit Card Advice to Make Money

John Liang is one of the most popular financial influencers on TikTok. Check out some great advice he offers about the best ways to use credit cards.
A woman looks at her credit card in confusion while sitting in a café.
April 26, 2023 | By Lyle Daly

Here's What Happens When You Have Too Many Credit Card Points

Most credit card rewards programs let you earn as many points as you want. Find out what could go wrong if you have too many credit card points.
A woman in a cafe sitting at a table with her laptop and holding a credit card.
April 26, 2023 | By Natasha Etzel

How to Get 50% Off Handcrafted Beverages at Capital One Cafés

If you have a Capital One Café near your home or work, you may want to stop by for a cup of coffee. Find out how to get a 50% discount on select beverages.
Young woman paying cashier with credit card in a clothing store
April 26, 2023 | By Lyle Daly

Finance Guru Ramit Sethi Warns to Avoid This Type of Credit Card With 'Awful Terms'

Ramit Sethi cautions consumers against opening one type of credit card. See what it is and why he says it could cost you.
A man sitting on his couch and looking at his laptop in confusion while making a phone call.
April 25, 2023 | By Lyle Daly

Here's What Happens if You're Late on Your Credit Card Payment

Sometimes people forget to make their credit card payments on time. Learn what to expect and how to handle it if you're late on your credit card payment.
A young woman with a laptop and papers talking on the phone.
April 25, 2023 | By Natasha Etzel

Here's What Happened When I Asked Amex for a Retention Offer

Before you close a credit card, you may want to ask for a retention offer. Find out what happened when one writer asked her card issuer for a retention offer.
A man paying for groceries with a credit card.
April 25, 2023 | By Natasha Etzel

Are Grocery Store Credit Cards Worth It?

Do you spend a lot of money on groceries each month? Don't miss out on the chance to earn rewards. Find out if a grocery store credit card is right for you.
Woman laying on rug with hair spread out around her head and various credit cards laying on her locks of hair while she also holds one in her hand.
April 25, 2023 | By Lyle Daly

Here's What Happens When You Have Too Many Credit Cards

Getting more credit cards than you can handle may backfire and cause financial issues. See exactly what can go wrong when you have too many credit cards.
A barista handing a takeout coffee cup to a customer in a coffeeshop.
April 24, 2023 | By Steven Porrello

5 Things You Should Know About the End of the Starbucks Rewards Visa

The Starbucks Rewards Visa will dissolve into the Chase Freedom Unlimited on July 20. Find out what will happen to your rewards, plus how to earn an extra bonus.
People partaking in sports gambling
April 24, 2023 | By Steven Porrello

Here's How to Stay Safe While Online Gaming

Online gambling and sports betting have generated more revenue in wagers than Las Vegas. Read on to discover how you can keep sensitive data safe from hackers.
A man sitting in an armchair and typing into his laptop while holding a credit card in one hand.
April 24, 2023 | By Lyle Daly

Here's What Happens When You Don't Use Your Credit Card Points

Credit card points can be valuable, if you remember to redeem them. Find out the potential consequences if you don't use your credit card points.
An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
April 22, 2023 | By David Chang, ChFC®, CLU®

Online Shopping: Credit Cards vs. PayPal

With PayPal, it takes only a few clicks to send and receive payments with very minimal effort, but is it better than using a credit card? Read on to find out.
A worried couple looks at bills, with a laptop and a credit card on the table.
April 22, 2023 | By Lyle Daly

Here's What Happens when You Max Out a Credit Card

A credit card is maxed out when the cardholder uses the entire credit limit. Find out what happens next and how this can affect your credit score.
A couple with a credit card, looking at a laptop.
April 21, 2023 | By Natasha Etzel

The Average American Has This Much Credit Card Debt

Many Americans have outstanding credit card debt. Find out how much credit card debt the average American has and learn how to pay your debt off faster.
Woman with credit card in her hand using cellphone while reclining on sofa.
April 21, 2023 | By Lyle Daly

Here's Why I Never Have to Worry About My Credit Utilization

Credit utilization is a key factor used in calculating your credit score. Learn a strategy you can use to never worry about your credit utilization again.
A woman wearing a bathrobe and stretching her arms as she sits on a hotel bed facing the window.
April 20, 2023 | By Brittney Myers

Here's What It's Really Like to Own the World of Hyatt Credit Card

The World of Hyatt credit card isn't the flashiest cobranded hotel card, but it's still a solid keeper for this cardholder. Read on to find out why.
Woman using her laptop on her living room floor
April 20, 2023 | By Natasha Etzel

The Federal Government Is Trying to Help You Credit Card Shop

Are you looking for a new credit card, but are finding it difficult to compare options? Find out how the Consumer Financial Protection Bureau wants to help.
A woman sitting at her kitchen table and typing on a laptop next to paperwork.
April 19, 2023 | By Ashley Maready

Tori Dunlap Says Your Credit Score Is 'Your Adulting GPA.' Here's Why It Matters

How can one little three-digit number have such a big impact on your financial life? Read on to learn about your credit score and see ways to improve it.
A woman sitting in a restaurant and tapping her smart phone on a payment reader.
April 19, 2023 | By Ashley Maready

New Credit Card? Take These 6 Steps to Set It Up

A new credit card could help you earn more rewards on your everyday spending. Keep reading to learn what to do if a new card just landed in your mailbox.