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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Man holding basketball in hands aiming for hoop.
Oct. 13, 2020 | By Lyle Daly

Buying an NBA Jersey? Here's Why You Should Use an Amex Card

Learn about the American Express Jersey Assurance perk that can protect you when you buy a jersey and the player switches teams.
A man and a woman looking at a phone and a credit card.
Oct. 13, 2020 | By Lyle Daly

Chase Sapphire Preferred Cardholders Can Earn Up to 75,000 Referral Bonus Points

Learn how you can collect bonus points on your Chase Sapphire Preferred® Card by referring friends.
A happy couple holding hands while walking in an airport.
Oct. 11, 2020 | By Lyle Daly

4 Ways for Couples to Maximize Their Credit Card Rewards

Couples can earn extra rewards with these easy tips. Find out how you and your partner can work together to dramatically boost your credit card rewards.
Two people show each other their phones while drinking coffee.
Oct. 5, 2020 | By Lyle Daly

A First Look at the New Venmo Credit Card

Venmo has launched its first credit card. Find out everything you need to know about it, including its benefits and who's eligible to apply.
A man sitting in a coffee shop in front of lots of plants working on his laptop and holding a credit card.
Oct. 2, 2020 | By Lyle Daly

How the New X1 Card Is Different From Any Other Credit Card

The X1 Card could potentially earn up to 8% back. Check out all the features that make this card special and learn whether you should join the waitlist.
A concerned woman at a laptop holding a credit card
Sept. 30, 2020 | By Lyle Daly

Has Your Credit Card's Limit Been Cut? Here's What to Do

Credit card companies have cut credit limits during the pandemic. Learn what steps to take if a card issuer reduces your credit limit.
Man in blue checked shirt looks thoughtful with phone in one hand and credit card in the other.
Sept. 28, 2020 | By Elizabeth Aldrich

Balance Transfer Cards Are Harder to Get Due to COVID-19. Can You Qualify?

Credit card issuers have tightened the reins on balance transfer offers. Here's how to figure out if you still qualify.
An older couple standing on the beach and looking at the sunset with their arms around each other.
Sept. 26, 2020 | By Elizabeth Aldrich

What to Do if You're Approaching Retirement With Credit Card Debt

Americans aged 50 to 59 carry the most credit card debt. Here's how to pay down your balances and get on the fast track to retirement.
Woman with credit card in her hand using cellphone while reclining on sofa.
Sept. 25, 2020 | By Lyle Daly

Why You Shouldn't Be Too Loyal to Your Credit Card Company

Sticking with the same credit card doesn't always pay off. See why the smart way to manage your credit cards is to keep your options open.
A cafe owner standing behind the counter with a laptop and joking with his employee.
Sept. 25, 2020 | By Lyle Daly

Why Every Business Owner Needs a Business Credit Card

A business credit card can protect you and save you money. Here's why a business credit card is a must for every business owner.
A smiling woman handing her credit card for payment while seated at an outdoor cafe table.
Sept. 25, 2020 | By Lyle Daly

Why Your Credit Card's APR Shouldn't Matter

Think APR is one of those things you should always check before you open a credit card? Discover why this couldn't be further from the truth.
A woman's hand hovering over a tablet open to an online shopping window.
Sept. 22, 2020 | By Elizabeth Aldrich

Are Buy Now, Pay Later Apps Better Than a Credit Card?

Buy now, pay later (BNPL) apps can be good options for some purchases, but they also can be more costly than a credit card. Find out if you should use one.
A smiling cashier holding up a payment reader for a woman paying with her smart watch.
Sept. 21, 2020 | By Lyle Daly

Apple Ends Its Credit Card Partnership With Barclays

Learn why the credit card partnership between Apple and Barclays is officially over and find out what this means for cardholders.
A woman standing next to her suitcase and looking out the window of her sunny hotel room.
Sept. 17, 2020 | By Lyle Daly

Hotels.com Just Launched a Credit Card Offering Free Reward Nights

Is the first Hotels.com credit card worth getting? Find out in our look at what this hotel credit card offers.
A woman holding a lot of shopping bags.
Sept. 17, 2020 | By Elizabeth Aldrich

This New 'Layaway' Service is Increasingly Popular -- But Few People Understand the Terms

A new study shows more consumers are using new buy now, pay later services, even when they don't fully understand the terms.
An older couple walking along the beach with their arms around each other.
Sept. 17, 2020 | By Elizabeth Aldrich

Report: Americans Near Retirement Age Have the Most Credit Card Debt

Credit card debt can devour retirement savings, and too many older Americans have high credit card balances. If you're one of them, you still have options.
A man looking stressed while going through his bills next to his open laptop.
Sept. 16, 2020 | By Lyle Daly

Is Your Credit Card Balance Bigger Than Your Savings? Here's What to Do

If you don't have enough in your savings to pay off your credit card debt, here are some steps you can take to chip away at that balance.
Woman with credit card in her hand using cellphone while reclining on sofa.
Sept. 16, 2020 | By Lyle Daly

What Should I Do With My Travel Credit Card Rewards During COVID-19?

If you have travel rewards that you want or need to use during COVID-19, here's how to explore your options and figure out which is the best choice.
A person taking a credit card out of their wallet to pay for something.
Sept. 15, 2020 | By Elizabeth Aldrich

How Does Your Credit Card Spending Compare to the Average American's?

The average American's credit card balance is $6,194, but this number alone might be misleading.
Woman at checkout ready to pay for groceries with credit card.jpg
Sept. 12, 2020 | By Lyle Daly

How I'm Using My Credit Cards Differently During the Pandemic

COVID-19 has changed the way I use my credit cards, but not my underlying goals. See what I'm doing differently and why I've made these adjustments.
A woman sitting next to her dog on her couch in the sun while holding a credit card and looking something up on her laptop.
Sept. 12, 2020 | By Lyle Daly

Credit Card Delinquency Is Rising. Here's What to Do if You Can't Make a Payment

See the latest numbers on credit card delinquencies in the United States and learn what your options are if you can't pay your bill.
A man speaking with a salesman in an electronics store in front of a wall of TVs.
Sept. 12, 2020 | By Matt Frankel, CFP®

Why It's Time to Ditch Your Store Credit Card

Learn three good reasons to think twice before applying for a store credit card.
A man and woman standing with their arms around each other and their suitcases next to them at a large airport window.
Sept. 11, 2020 | By Lyle Daly

How Travel Rewards Saved Me Nearly $2,500 During the Coronavirus Pandemic

Find out why having some extra travel rewards points available could ensure a last-minute booking doesn't drain your savings.
A man and woman moving a new couch into their living room.
Sept. 11, 2020 | By Matt Frankel, CFP®

This 1 Move Boosted My Credit Score by More Than 80 Points

After rebuilding my credit, here's how I took things to the next level.
A man and woman sitting at opposite ends of a table in an office meeting room for a job interview.
Sept. 11, 2020 | By Dana George

Can Bad Credit Keep You From Getting a Job?

Poor credit can make it tougher to get a job, especially if the position involves managing money. But here are some things you can do to mitigate the situation.