Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Jan. 9, 2020 | By Lyle Daly

1 Key Step to Take Before Applying for That Amazing Credit Card Offer

Excited about a credit card offer you just saw? Do this before you apply so you don't end up disappointed.
Man having a mental breakdown while clutching two big fistfuls of credit cards to his head.
Jan. 8, 2020 | By Lyle Daly

The 5 Biggest Drawbacks of Having a Lot of Credit Cards

Learn about the downsides that you need to deal with when you use many different credit cards.
Jan. 8, 2020 | By Lyle Daly

How Married Couples Can Maximize Their Travel Rewards

Learn the best strategies for how you and your spouse can earn more travel rewards by combining your efforts.
Woman choosing and removing one credit card from a set of three.
Jan. 7, 2020 | By Lyle Daly

Can You Pay Off 1 Credit Card With Another? It's Complicated

Discover the two workarounds that let you use one credit card to pay off another.
Young woman holding a calculator and a credit card and grinning with satisfaction at the credit card.
Jan. 6, 2020 | By Lyle Daly

7 Strategies to Earn More Credit Card Rewards in 2020

Learn how you can rack up more credit card rewards than ever before in 2020.
Jan. 6, 2020 | By Lyle Daly

Canceling a Credit Card? Do These 2 Things First

Max out your credit card's benefits by taking these two steps before you call to cancel it.
Jan. 2, 2020 | By Kailey Hagen

5 Things to Do Before You Close a Credit Card

Canceling a credit card can have some unintended consequences. Here are five things you need to do to avoid problems.
Dec. 27, 2019 | By Lyle Daly

7 Reasons Your Credit Card May Be Declined -- and How to Resolve Them

Wondering why your credit card transaction was declined? Find out the answer and what you can do about it.
Dec. 23, 2019 | By Elizabeth Aldrich

Credit Is More Accessible Than Ever -- but Is That a Good Thing?

From no-credit credit cards to online lenders, credit is increasingly accessible, which comes with its own set of dangers.
A woman meeting with bank associate at a desk.
Dec. 23, 2019 | By Elizabeth Aldrich

Here's the Average Credit Card Approval Rate by Credit Score

Here are the odds that you'll be approved for a credit card based on your credit score.
Credit application paperwork with pen lying on top.
Dec. 21, 2019 | By Kailey Hagen

5 Things That Will Keep You From Getting a Credit Card

These five things can tank your chances of getting a credit card. Here's how to avoid them.
An upset man sitting on a couch with his hand on his head.
Dec. 20, 2019 | By Kailey Hagen

Residents of These 5 States Have Their Identities Stolen Most Often

Residents of these five states must take extra precautions to avoid identity theft. Is your state one of them?
A stressed young woman sitting at her desk in front of a laptop with her face in her hands.
Dec. 20, 2019 | By Kailey Hagen

4 Ways Bad Credit Can Come Back to Bite You

Bad credit has some far-reaching consequences. Here are a few of the most significant.
Dec. 18, 2019 | By Lyle Daly

7 Ways to Prevent Your Miles and Points from Expiring

Use one of these methods to ensure that your frequent flyer miles and hotel points don't expire.
Dec. 15, 2019 | By Lyle Daly

45% of Airline Loyalty Program Members Don't Know How to Use Their Rewards

Find out why so many members of airline loyalty programs aren't getting the most out of their miles.
A mother and daughter going Christmas shopping.
Dec. 15, 2019 | By Kailey Hagen

Half of Americans Are Setting Themselves Up for Holiday Overspending

Holiday shopping is expensive. Here's how to keep yours in check.
Dec. 13, 2019 | By Lyle Daly

More Than a Quarter of Americans Make This Mistake When Buying Holiday Gifts

About to go holiday gift shopping? Learn about a common gift-buying mistake first.
Dec. 11, 2019 | By Lyle Daly

5 Times You Should Book Airfare With Cash Instead of Miles

Not sure how you should pay for airfare? Learn when you're better off buying a cash ticket.
A buff, bearded, bespectacled young man looking relaxed and confident while marking something down on a piece of paper.
Dec. 10, 2019 | By Elizabeth Aldrich

Report Shows How Consumers Are Getting Better at Paying Bills on Time

Autopay has helped consumers improve their credit card payment habits, but there's still work to be done.
Dec. 9, 2019 | By Elizabeth Aldrich

7 Best Budget Destinations for Your 30th Birthday

Celebrate your 30th birthday at one of these beautiful, budget-friendly destinations that are full of outdoor adventures and breathtaking photo ops.
A man paying for groceries with a credit card.
Dec. 7, 2019 | By Elizabeth Aldrich

These Are the Consumers Getting Hit the Hardest by Credit Card Fees

No one wants to pay credit card fees, but for some consumers, they're often unavoidable.
Dec. 6, 2019 | By Kailey Hagen

9% of Americans Are Still Paying Off Holiday Debt From Last Year

The holidays are fun, but they're not worth taking on debt for. Create a holiday budget to keep yourself on track.
Dec. 5, 2019 | By Kailey Hagen

The Average American Spends Over $700 on the Holidays

Holiday spending adds up faster than you realize. Try these tips to keep your costs down this year.
A stressed man sitting at a desk with his hand on his forehead.
Dec. 3, 2019 | By Kailey Hagen

12% of Americans Have No Chance of Getting Good Loan Terms

Poor credit is a serious problem, but you can fix it. Here's what you need to do.
Four people standing against a rustic wood wall.
Dec. 2, 2019 | By Elizabeth Aldrich

See How You Stack Up Against Americans With Superprime Credit

Consumers with excellent or superprime credit are not only more likely to be approved for credit, they qualify for better perks and interest rates, too.