Get Disney+, Hulu, and ESPN+ for Free With This Credit Card

Updated - First published on June 15, 2025

Ryan Wilcox

By: Ryan Wilcox

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KEY POINTS

  • The Amex Platinum Card offers $240 in annual digital entertainment credits.
  • That's enough to fully cover the Disney+, Hulu, and ESPN+ Basic bundle ($16.99/month).
  • The card has a high annual fee, so this benefit is only "free" if you recoup the fee through other rewards (which is easy to do).

Among the many generous perks of The Platinum Card® from American Express is $240 in digital entertainment credits every year -- that's $20 per month. Terms apply; enrollment required.

That means if you play your card(s) right, you can put that money towards all sorts of popular streaming and subscription plans -- including the Disney+, Hulu, and ESPN+ Basic bundle.

Here's what to know -- and how you can start streaming for free with your Amex Platinum Card.

Ratings Methodology

The Platinum Card® from American Express

Apply Now for The Platinum Card® from American Express

On American Express' Secure Website.

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The Platinum Card® from American Express
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Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for The Platinum Card® from American Express

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

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APR

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Rewards Circle with letter I in it. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®. 1X Membership Rewards® Points on other purchases. Terms apply.

1X-5X Membership Rewards® Points

Annual Fee

$695

Welcome Offer Circle with letter I in it. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 points. Find Out Your Offer.

  • This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome offer. Terms apply.

    Read Full Review
    • Big welcome offer
    • Substantial spending credits
    • Airport lounge access
    • Hotel benefits
    • Flexible travel points
    • Annual fee
    • Limited bonus categories
    • Spending credits can be complicated to manage
    • You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
    • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
    • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
    • Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
    • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
    • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
    • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
    • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
    • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
    • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
    • $695 annual fee.
    • Terms Apply.

Get money back on all sorts of digital entertainment

As of now, the basic Disney Bundle -- which includes Disney+, Hulu, and ESPN+ (with ads) -- costs $16.99 per month. That's fully covered by the Amex Platinum Card's $20/month credit.

You can also apply the credit to other bundles, including:

  • Disney+ (No Ads) and Hulu (No Ads): $19.99/month
  • Disney+, Hulu, and Max (With Ads): $19.99/month

If the Disney bundle doesn't strike your fancy, you can also put the credit towards other services like Peacock, or a subscription to The New York Times or The Wall Street Journal.

Activating the benefit is easy. Once you subscribe directly through Disney or Hulu and set the charge to your Amex Platinum Card, then enroll your Amex Platinum Card for the streaming benefit through your card account, you'll be all set to get reimbursed. Terms apply; enrollment required.

Just make sure you subscribe directly through the provider's website (not a third party like Apple or Roku) and charge it to your Amex Platinum Card.

Apply for the Amex Platinum Card today to enjoy cost-free streaming and all sorts of other perks.

Note: It's not exactly "free"

The Amex Platinum Card comes with a $695 annual fee (see rates and fees), so you don't want to apply on a whim. While the digital entertainment credit can save you $240 a year, that still leaves $455 in fees to make up for.

Luckily, the Amex Platinum Card offers plenty of valuable credit card perks to get there, including:

  • $200 airline fee credit (for incidental charges)
  • $200 in Uber Cash ($15/month, plus a $20 bonus in December)
  • $200 in hotel credit (on Fine Hotels + Resorts bookings)
  • $189 CLEAR® Plus credit
  • 5X points on flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year
  • 5X points on prepaid hotels booked with American Express Travel®
  • Lounge access at over 1,400 airport lounges worldwide
  • Automatic Hilton Honors and Marriott Bonvoy Gold status
  • Terms apply; enrollment may be required

Then there's the welcome offer: Apply and find out if you are eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. That amount of points will go a long way toward booking your next vacation.

If you're a frequent traveler or can use the Amex Platinum Card's other lifestyle perks, it's easy to justify the card's annual price tag. If not, though, you'll be better off with another card.

Apply today and start streaming

The Amex Platinum Card's $240 digital entertainment credit makes it easy to stream the full Disney+, Hulu, and ESPN+ bundle cost-free. But the card's real value depends on how many of the other perks you use.

If you can take advantage of the card's long list of credits and benefits, though, the Amex Platinum Card can more than pay for itself. Apply now and start streaming today.

Our Research Expert

Ryan Wilcox
Ryan Wilcox

Ryan is a full-time personal finance writer at Motley Fool Money. He’s been covering topics like credit cards and savings since 2022, focusing on helping people who are new to the world of personal finance.