Last Chance: Earn 100,000 Bonus Points and a $500 Travel Credit With the Chase Sapphire Reserve Card

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If you've been thinking about applying for the Chase Sapphire Reserve® (see rates and fees), now is definitely the time to do so.

Right now, new cardholders can earn a massive welcome bonus: Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

That's a bonus worth at least $1,500 in travel rewards.

I've been writing about credit cards for years, and that's one of the most lucrative welcome bonuses I've ever seen. This offer ends at 9 a.m. EST on Aug. 21, though, so you'll have to apply before then to earn it.

Here's what makes the Chase Sapphire Reserve® stand out.

Generous statement credits and perks

The Chase Sapphire Reserve® comes with a long list of annual statement credits that easily cover the $795 annual fee. Some of the best ones include:

  • Up to $500/year in credits for stays at Chase's "The Edit" hotel collection
  • An annual $300 travel credit
  • Up to $300/year in StubHub or viagogo credits
  • Up to $300/year in DoorDash promos
  • Up to $300/year in credits at restaurants that are part of the Sapphire Reserve Exclusive Tables collection
  • Complimentary Apple Music and Apple TV+ subscriptions (worth $250/year)
  • Up to $120/year in Peloton membership credits
  • Up to $120/year in Lyft credits
  • Free 12-month of DoorDash DashPass membership ($120 value)

It only takes a few of those credits to cover the Chase Sapphire Reserve®'s annual fee. And that's before you factor in the card's other perks, like access to over 1,300 airport lounges with a complimentary Priority Pass Select membership.

Ready for valuable perks and a massive welcome bonus? Click the button in the tile below to apply for the Chase Sapphire Reserve® today and get $1,500+ in travel rewards.

Ratings Methodology
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
limited-time offer

Earn 100,000 points + a $500 Chase Travel℠ credit when you spend $5,000 in 3 months — this is Sapphire Reserve’s best-ever bonus!

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.24% - 28.74% Variable

Rewards Circle with letter I in it. Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

8x points on Chase Travel℠, 4x points on flights and hotels booked direct, 3x points on dining, 1x points on all other purchases

Annual Fee

$795

Welcome Offer Circle with letter I in it. Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

100,000 bonus points + $500 Chase Travel℠ promo credit

  • All the perks we've come to expect from a top travel card, including a $300 annual travel credit, airport lounge access, and big bonuses on travel and dining. Points are transferable to airline and hotel partners or worth up to 2x if you book through Chase Travel℠. The annual fee is hefty, but if you can use all its features, this card could be well worth the cost.

    Read Full Review
    • Travel credits
    • Airport lounge access
    • Travel and dining rewards
    • Welcome offer
    • Flexible travel points
    • Annual fee
    • Limited-time benefits
    • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
    • Get more than $2,700 in annual value with Sapphire Reserve.
    • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
    • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
    • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
    • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
    • Member FDIC

High earning rates

With the Chase Sapphire Reserve®, you'll also get the following rewards for spending:

Earning Rate Category
8x points all purchases through Chase Travel℠, including The Edit℠
4x points flights and hotels booked direct
3x points dining worldwide
1x points all other purchases
Data source: Chase.

Your points can be redeemed through Chase Travel and used for flights, hotels, and more -- or moved to one of Chase's transfer partners for potentially even more value.

Who should consider the Chase Sapphire Reserve?

The Chase Sapphire Reserve® is a great card for anyone who:

  • Wants premium travel perks and high-end rewards
  • Can take advantage of most of its annual credits
  • Wants flexible points that can be transferred to different travel partners

It's not the right fit if you prefer a simple rewards card without a steep price tag. But for frequent flyers who want lavish perks and top-tier travel rewards, it delivers exceptional value.

Don't wait -- this offer ends soon

The Chase Sapphire Reserve®'s current welcome offer ends at 9 a.m. EST on Aug. 21, and there's no guarantee it'll ever return. If you've been waiting for the right time to apply, this is it.

Want to start earning now? Read our full Chase Sapphire Reserve® review and apply today to get 100,000 bonus points + $500 Chase Travel℠ promo credit after spending $5,000 in the first 3 months.

Our Research Expert