This Amex Platinum Business Offer Could Be Worth Over $3,500 -- Act Fast

Published on April 26, 2025

Joel O'Leary

By: Joel O'Leary

Full Time Writer

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KEY POINTS

  • The Business Platinum Card® from American Express is offering a limited-time welcome offer of 150,000 Membership Rewards® points, plus statement credits.
  • You can earn one or both of these offers, potentially worth $3,500 in total value
  • This limited-time offer ends June 30, so act fast before it expires.

If you run a small business -- or a thriving side hustle -- The Business Platinum Card® from American Express has a limited-time welcome offer that could put a serious dent in your travel or business expenses.

Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25. Terms apply.

The Membership Rewards points alone are an amazing deal, but throw in the statement credit for meeting the minimum spend on qualifying flights, and this offer is next level!

Here's a full breakdown of the welcome offer, as well as more card perks you'll enjoy every year.

Ratings Methodology

The Business Platinum Card® from American Express

Apply Now for The Business Platinum Card® from American Express

On American Express's Secure Website.

Rates & Fees External Link Icon

The Business Platinum Card® from American Express
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for The Business Platinum Card® from American Express

On American Express's Secure Website.

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Limited-Time Travel Offer

Earn 150,000 Membership Rewards® points and a $500 statement credit with qualifying purchases within the first 3 months of Card Membership. You can earn one or both of these offers. Terms apply.

Circle with letter I in it. Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.49% - 27.49% Variable

Rewards Circle with letter I in it. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

1X - 5X points

Annual Fee

$695

Welcome Offer Circle with letter I in it. Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

150,000 Membership Rewards® points

  • For businesses that prioritize premium travel perks and elite rewards, this is a top-tier choice. You’ll earn 5X points on flights and prepaid hotels booked through Amex Travel, along with 1.5X points on eligible large purchases. But what sets this card apart is the extensive list of travel benefits, including airport lounge access, annual travel credits, and a credit toward TSA PreCheck/Global Entry fee reimbursement. While it comes with a higher annual fee, we think the luxury perks and exclusive rewards make it a valuable investment for frequent business travelers.

    • Versatile rewards points
    • Huge welcome offer
    • Airport lounge access
    • Complimentary elite statuses
    • Tons of statement credits
    • High annual fee
    • No free employee cards
    • Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
    • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
    • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
    • NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
    • Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
    • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    • $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
    • $695 Annual Fee.
    • Terms Apply.

How the 150,000 points + statement credit welcome offer works

There are two parts to the current welcome offer:

  • Earn 150,000 Membership Rewards® points after $20,000 in purchases within the first 3 months. This is fairly steep, but it should be achievable for businesses with large upfront expenses or Q2 spending needs.
  • Earn $500 statement credit after you spend $2,500 on qualifying flights in the first three months. You can book these with airlines directly, or through American Express Travel®.
  • Terms apply.

You can earn one or both of these offers, so long as you apply before June 30, when the offer ends.

How much is this juicy pile of 150,000 worth? Membership Rewards® points are typically worth about $0.005 to $0.01 each when redeemed for statement credits, shopping, or Pay with Points. But savvy users often transfer points to travel partners, boosting their value up to $0.02 each.

All in all, the total potential value is $3,500 for both welcome offers combined.

Additional perks that keep on giving

The Amex Business Platinum Card has a $695 annual fee (see rates and fees). But it's packed with a ton of features that business owners and travelers love.

Here are some highlights:

  • 5X points on flights and prepaid hotels on amextravel.com
  • $400 in Dell credits annually (split across two six-month periods)
  • $200 airline fee credit
  • $200 Hilton statement credit
  • $360 Indeed statement credits (up to $90 back per quarter)
  • $120 in wireless credits (up to $10/month)
  • Global Lounge Collection® access -- That's more than 1,400 airport lounges worldwide including Centurion, Priority Pass, and Delta lounges
  • $199 CLEAR® Plus credit
  • Fee credit for Global Entry or TSA PreCheck®
  • Hotel elite status perks with Marriott Bonvoy™ and Hilton Honors
  • Terms apply; enrollment may be required

For frequent travelers or businesses with a big monthly spend, taking advantage of all these little perks can give you hundreds -- if not thousands -- in value year after year. If that's you or your business, apply for the Amex Business Platinum Card today (see rates and fees).

What to consider before applying

Before jumping in, here are a couple quick considerations:

  • Big spend requirement: You'll need to charge $20,000 in the first 3 months to earn the welcome bonus. Can your business meet this? And do you have $2,500 in upcoming flight costs to earn the additional statement credit?
  • Annual fee vs. perks: A $695 annual fee is hefty. So make sure you're ready to take advantage of all the travel, tech, and hiring credits to recoup that.

Not a good fit for you? No worries! Check out the alternative best business cards for 2025 (earn up to $2,000 in cash back).

Final take

If your business has the spending power to meet the welcome offer, the Amex Business Platinum Card could be one of the most rewarding cards you ever open.

It's got a buffet of long-term perks. But if you combine that with the massive welcome offer, there's a huge amount of upfront value to capture. Just be sure to apply before the limited-time offer expires on June 30.

Our Research Expert

Joel O'Leary
Joel O'Leary icon-button-linkedin-2x

Joel is a full-time writer at Motley Fool Money, known for his clear, approachable voice on topics like credit cards, savings hacks, and side hustles. He’s been writing about money since 2018 and previously managed editorial content for the How To Money podcast.