This Chase Card's Bonus Could Be the Easiest $200 You'll Make This Year
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If you want to earn a valuable credit card bonus without the hassle -- or thousand-dollar spend requirement -- I've got a card for you: the Chase Freedom Unlimited® (see rates and fees).
Right now with the Chase Freedom Unlimited®, you can earn an easy $200 cash back bonus by spending just $500 in the first 3 months of card opening. That's one of the lowest spend requirements I've seen on any card bonus, which means it's one of the easiest-to-earn welcome bonuses you'll ever find.
Want to land it today? Here's what to know about the Chase Freedom Unlimited® before you hit apply.
Valuable bonus categories and a strong intro APR offer
The Chase Freedom Unlimited® is more than just a solid welcome bonus. It also comes with some great earning rates in valuable categories that basically anyone can use.
It comes with:
- 5% cash back on travel purchased through Chase Travel
- 3% cash back on drugstores, restaurants, takeout, and eligible food delivery
- 1.5% cash back on all other purchases
The best part? The Chase Freedom Unlimited® has no annual fee, which means you'll be in the black with from day one.
2026 Award Winner
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Intro APR 0% Intro APR on Purchases and Balance Transfers for 15 months
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
18.24% - 27.74% Variable
Rewards Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
1.5% - 5% cash back
Annual Fee
$0
Welcome Offer Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn $200 cash back
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The Chase Freedom Unlimited® is the ideal all-in-one card, offering both big upfront value and long-term rewards. New cardholders can earn a $200 bonus after spending $500 in the first 3 months. Plus, enjoy unlimited 3% back on dining and drugstores, 5% on travel booked through Chase Travel, and 1.5% on all other purchases. With the added benefit of 0% intro APR for 15 months, this card is perfect for a one-card wallet.
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- Innovative sign-up bonus
- Purchase and travel protections
- Robust rewards program
- Great intro APR
- No annual fee
- Limited bonus opportunities on everyday spending
- Foreign transaction fee
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- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
If you need to pay off high-interest debt, the Chase Freedom Unlimited® is a solid choice for that, too. It comes with 0% Intro APR on Purchases and Balance Transfers for 15 months.
Just keep in mind that a 18.24% - 27.74% Variable APR applies after that intro period, and you'll have to pay a balance transfer fee when moving balances to the card: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.
Apply today and earn your welcome bonus
The Chase Freedom Unlimited® has been one of my personal go-to cards for years now, and that's no accident.
With a great welcome bonus, solid intro APR offer, and $0 annual fee, it's a card I can recommend to pretty much anyone in my life. If you want easy bonus cash back that you can earn in a few weeks, tops, I highly recommend you join me.
Want to get started? Check out our full review of the Chase Freedom Unlimited® to apply now.
Our Research Expert
Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.