Insurance Articles

young woman leaning out of car window and holding keys -- new car purchase

April 29, 2022 | By Natasha Etzel

Don't Forget to Consider These 4 Costs Before Buying a Vehicle

When you buy a car, you need to prepare for more than the initial purchase price. Find out what other expenses you should calculate before replacing your car.

Young woman at a garage talking to a mechanic about her car. They both point at paperwork.

April 25, 2022 | By David Chang, ChFC®, CLU®

How Much Car Insurance Do You Need? Here's What Dave Ramsey Thinks

One out of 8 Americans drive without car insurance. Read what Dave Ramsey says about car insurance and how much you need.

A teenager smiles at their mother as they turn on the car ignition.

April 22, 2022 | By David Chang, ChFC®, CLU®

Auto Insurance Industry Predictions for 2022

Rising premiums, telematics, and customizable policies based on individual driver habits are future auto insurance trends to watch out for.

Couple sits on sofa looking at tablet and surrounded by boxes.

April 22, 2022 | By David Chang, ChFC®, CLU®

Homeowners Insurance Industry Predictions for 2022

Smart home devices, machine learning models to prepare for extreme weather, and innovative developments such as a hardened home are trends to watch out for.

A mom working in the backyard garden with a toddler while the dad walks out of the house holding a baby.

April 21, 2022 | By David Chang, ChFC®, CLU®

Life Insurance Industry Predictions for 2022

Interest in life insurance is on the rise due to the pandemic. More insurers investing in technology and improving the underwriting process are trends to watch out for.

A happy family of four walking along a trail in the woods.

March 23, 2022 | By David Chang, ChFC®, CLU®

4 of the Most Important Factors When Shopping for Life Insurance

Life insurance is a valuable way to protect your family. Here are four important factors to consider when shopping for life insurance.

A man on a phone call while sitting in front of his laptop.

March 14, 2022 | By Dana George

Americans Are Picking Life Insurance for the Wrong Reason, Survey Shows

Americans are choosing life insurance companies for one reason. Keep reading to learn what they're doing wrong.

A financial advisor and her female client sitting together on a couch and looking at a laptop.

Feb. 27, 2022 | By Dana George

5 Ways Long-Term Care Insurance Can Protect Your Assets

If you ever need long-term care, you may find it quickly depletes your bank accounts and estate. Here, we cover the ways long-term care insurance can preserve your assets.

male and female student smiling and giving a thumbs up

Feb. 19, 2022 | By Dana George

3 Ways a Child Life Insurance Rider Can Make Your Child's Life Easier

Adding a child life rider to your insurance policy is an easy, inexpensive way to provide coverage for your children. Keep reading to learn how it can benefit them throughout life.

Young man and woman sitting at table eating dinner and laughing.

Feb. 18, 2022 | By Dana George

6 Ways a Living Benefit Rider Can Make You Healthier and Happier

A serious medical diagnosis is life altering. Here, we cover how a simple life insurance rider can take some of the sting out of receiving bad news.

An older man standing under green trees while making a phone call.

Nov. 12, 2021 | By Dana George

Dave Ramsey Thinks This Type of Insurance Is a Rip-Off

Looking to buy life insurance? Financial guru Dave Ramsey warns against settling on this type of coverage.

Nov. 11, 2021 | By Dana George

The Shocking Amount of Life Insurance Suze Orman Says You Need

If you're not sure that you have enough life insurance, Suze Orman wants you to know that you're right. Here's how much she says you need.

A couple looking distraught while reading bills on their couch.

Nov. 3, 2021 | By Dana George

Why Ramit Sethi Says Whole Life Insurance Is a Scam

Whole life insurance may sound like a safe bet, but it can cost you money. Here's what financial guru Ramit Sethi has to say about it.

A couple with a young daughter holds up a cardboard roof.

Oct. 30, 2021 | By Kailey Hagen

5 Types of Insurance the Average Family Needs

Insurance can help protect a family's finances. Here are five of the most important types of policy to have.

A person standing next to the open trunk door of a car and zipping up their jacket.

Oct. 21, 2021 | By Kailey Hagen

Paying Less for Car Insurance Could Actually Cost You More. Here's Why

Buying the minimum car insurance has some hidden dangers. Here's why it's smart to purchase a little more.

Two people exchanging information with their phones while standing over their cars after a fender bender.

Oct. 16, 2021 | By Kailey Hagen

Here's Why Insurers Care About Your Credit Score

Insurers see credit scores as predictors of risk. Here's what you need to know about this practice.

A smiling woman sitting on the hardwood floor of her living room and playing with her dog.

Oct. 16, 2021 | By Dana George

How Your Dog Can Impact the Cost of Homeowners Insurance

When you look for homeowners insurance, it helps to know what can impact the price. Here's how having a dog can mean paying more.

A man on a phone call while sitting on his couch with his laptop in front of him.

Oct. 15, 2021 | By Dana George

5 Things an Independent Insurance Agent Can Do for You

There are two primary types of insurance agents: captive and independent. Keep reading to learn what an independent agent can do for you.

Family enjoying an in-ground swimming pool.

Oct. 14, 2021 | By Dana George

Many Homeowners Think Insurance Protects Them Against These 7 Things -- but They're Wrong

As useful as homeowners insurance is, it does not cover all losses. If you're concerned you may not have adequate coverage, keep reading.

A sunny vacant property filled with grass and trees.

Oct. 11, 2021 | By Dana George

Own Land? Here's Why You Need Vacant Land Insurance

If you own vacant land, here's what you need to know about vacant land coverage and protecting your assets.

Business worker teleconferences their coworkers from a home office.

Sept. 5, 2021 | By Natasha Etzel

Still Working Remotely? Here's How to Save on Your Car Insurance Premium

Remote workers who drive less may be able to save money on car insurance costs. Keep reading to find out how.

Two air conditioner workers service outside unit.

Aug. 16, 2021 | By Dana George

5 Ways a Home Warranty Has Saved Us Money

Unexpected expenses are the worst. Read how one family learned to avoid them with a home warranty.

Aug. 3, 2021 | By Dana George

With a Shortage of Vehicles, Here Are 5 Ways to Find an Affordable Used Car

Prices of used cars are at an all-time high. Keep reading to learn five ways you can afford a new set of wheels.

A young adult manual worker drives to work in a van wearing their uniform.

Aug. 1, 2021 | By Dana George

Are Car Insurers Discriminating Against Less Educated Drivers?

In most states, it's currently legal to charge a less educated driver more for auto insurance. Keep reading to find out what you should know about the practice.

Woman with dog about to charge her electric car.

July 16, 2021 | By Natasha Etzel

Will You Pay More to Insure an Electric Car?

If you're planning to buy an electric vehicle, consider the insurance costs. Find out here if electric vehicles cost more to insure.

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