Insurance Articles

People getting out of their cars to look at the damage from a fender bender on the road.

July 25, 2022 | By Dana George

In a Car Accident? Here's Why Insurance Might Not Pay Out

Not all car insurance is created equally. Here's what you need to know before shopping for your next policy.

Woman using laptop at home for work or study.

July 24, 2022 | By David Chang, ChFC®, CLU®

Working From Home? You Can Save More Than $1,000 per Year by Doing This.

Working from home? Here is how a pay-per-mile policy can save you money on auto insurance coverage.

A homeowner looks worried as he reads through his household bills at the dining table.

July 13, 2022 | By Dana George

Elon Musk Says This Reason Is Why Insurance Costs So Much

A recent court case caught Elon Musk's attention. Keep reading to learn his thoughts on a $5.2 million judgment.

Young woman driving convertible near the coast.

July 9, 2022 | By David Chang, ChFC®, CLU®

Working From Home? You Could Save Hundreds on Auto Insurance

Learn how a pay-per-mile policy can save you money on auto insurance coverage.

A doctor standing in front of a sunny window in her office and speaking with her male patient sitting in a chair.

June 3, 2022 | By Natasha Etzel

No Insurance? Cash Pay Could Help You Save Money

Not all medical providers require patients to use insurance. Learn how paying for medical care with cash could save you money.

A mom and dad smiling and each holding their toddler and baby while eating breakfast at a sunny table.

June 3, 2022 | By Dana George

These 5 Life Insurance Mistakes Could Cost Your Family Thousands

Missteps with life insurance can cost you now or cost your beneficiaries after you're gone. Keep reading to learn how to avoid these five mistakes.

June 2, 2022 | By Dana George

When Does It Make Sense to Lease a Car?

If you've ever toyed with the idea of leasing a vehicle, keep reading. Here, we outline when leasing makes good financial sense.

A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.

May 9, 2022 | By Charlie Pastor, CFP®

Thinking About Ditching Your Life Insurance Policy? Answer These 3 Questions First

More than half of Americans are covered by a life insurance policy. But do you really need one? Here are three questions to consider.

May 7, 2022 | By Kailey Hagen

3 Reasons I'm Glad I Own a 13-Year-Old Car

You can keep your shiny new cars. Here are three reasons I'm holding onto my old car for as long as I can.

young woman leaning out of car window and holding keys -- new car purchase

April 29, 2022 | By Natasha Etzel

Don't Forget to Consider These 4 Costs Before Buying a Vehicle

When you buy a car, you need to prepare for more than the initial purchase price. Find out what other expenses you should calculate before replacing your car.

Young woman at a garage talking to a mechanic about her car. They both point at paperwork.

April 25, 2022 | By David Chang, ChFC®, CLU®

How Much Car Insurance Do You Need? Here's What Dave Ramsey Thinks

One out of 8 Americans drive without car insurance. Read what Dave Ramsey says about car insurance and how much you need.

A teenager smiles at their mother as they turn on the car ignition.

April 22, 2022 | By David Chang, ChFC®, CLU®

Auto Insurance Industry Predictions for 2022

Rising premiums, telematics, and customizable policies based on individual driver habits are future auto insurance trends to watch out for.

Couple sits on sofa looking at tablet and surrounded by boxes.

April 22, 2022 | By David Chang, ChFC®, CLU®

Homeowners Insurance Industry Predictions for 2022

Smart home devices, machine learning models to prepare for extreme weather, and innovative developments such as a hardened home are trends to watch out for.

A mom working in the backyard garden with a toddler while the dad walks out of the house holding a baby.

April 21, 2022 | By David Chang, ChFC®, CLU®

Life Insurance Industry Predictions for 2022

Interest in life insurance is on the rise due to the pandemic. More insurers investing in technology and improving the underwriting process are trends to watch out for.

A happy family of four walking along a trail in the woods.

March 23, 2022 | By David Chang, ChFC®, CLU®

4 of the Most Important Factors When Shopping for Life Insurance

Life insurance is a valuable way to protect your family. Here are four important factors to consider when shopping for life insurance.

A man on a phone call while sitting in front of his laptop.

March 14, 2022 | By Dana George

Americans Are Picking Life Insurance for the Wrong Reason, Survey Shows

Americans are choosing life insurance companies for one reason. Keep reading to learn what they're doing wrong.

A financial advisor and her female client sitting together on a couch and looking at a laptop.

Feb. 27, 2022 | By Dana George

5 Ways Long-Term Care Insurance Can Protect Your Assets

If you ever need long-term care, you may find it quickly depletes your bank accounts and estate. Here, we cover the ways long-term care insurance can preserve your assets.

male and female student smiling and giving a thumbs up

Feb. 19, 2022 | By Dana George

3 Ways a Child Life Insurance Rider Can Make Your Child's Life Easier

Adding a child life rider to your insurance policy is an easy, inexpensive way to provide coverage for your children. Keep reading to learn how it can benefit them throughout life.