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Insurance Articles

Articles about Insurance and how to get the most from it.
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Recent Articles

A couple meets with a financial advisor in an office.
Feb. 25, 2023 | By Kailey Hagen

2 Ways to Safeguard Your Life Insurance Against Inflation

A life insurance death benefit may not go as far in the future as it does today. Read on to learn how to protect it against inflation.
Young woman driving car and smiling
Feb. 23, 2023 | By Kailey Hagen

Car Insurance Costs Are Set to Jump 7% in 2023. Here's How to Pay as Little as Possible

Car insurance is a vital protection for all drivers, but costs are set to climb again this year. Here's how drivers can keep theirs down.
A family of three visiting a gravestone in a cemetery.
Feb. 18, 2023 | By Dana George

This Is One Way to Show Your Family You 'Hate' Them, According to Dave Ramsey

Dying without a will means leaving your loved one with no plan to follow. Take a peek at the mess they could find themselves facing.
A family standing around a gravestone while one woman lays down flowers.
Feb. 10, 2023 | By Dana George

Here's What Happens When Someone Dies Without Life Insurance

Life insurance helps care for those left behind. Keep reading to learn what happens when someone dies without insurance.
Man on the phone doing paperwork at home
Feb. 8, 2023 | By David Chang, ChFC®, CLU®

Auto Insurance Rates Are Skyrocketing, Up Almost 14% Year Over Year

Auto insurance rates are higher than ever. Read on to learn why they've increased and what you can do to save.
A mom and dad smiling and each holding their toddler and baby while eating breakfast at a sunny table.
Feb. 2, 2023 | By Emma Newbery

15 Million People Could Lose Medicaid Benefits As Emergency COVID-19 Provisions End

The end of the public health emergency could have a significant impact on U.S. healthcare provision. Find out what it might mean for your health and budget.
A patient sitting on the table in an exam room and speaking with the doctor.
Jan. 24, 2023 | By Emma Newbery

More and More Doctors Are Billing for Email Advice

Patients may have to pay as much as $100 for medical advice by email. Find out why healthcare providers have changed their billing systems and how you can reduce costs.
Young adult does their home finances at a laptop in the kitchen.
Jan. 23, 2023 | By Kimberly Rotter, AFC®

How Much Life Insurance Does a 40-Year-Old Need?

There are at least five different ways to calculate your life insurance needs. Our expert explains.
A mature couple discusses paperwork with a businesswoman in a home.
Jan. 17, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does Someone Over 60 Need?

Life insurance is an important part of any financial plan. But how much life insurance do you need as a senior? Keep reading to find out.
Young Man Looking At Laptop
Jan. 16, 2023 | By Brittney Myers

How Much Life Insurance Does a 30-Year-Old Need?

Having a large life insurance policy at 30 can seem excessive. But for some, it's actually a good idea. Here's what to consider.
Mature man looking at his laptop with concern on his face.
Jan. 15, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does a 50-Year-Old Need?

The amount of life insurance a 50-year-old should have varies based on their individual needs and circumstances. Read on to learn how to determine coverage.
One woman packing clothes into shipping boxes while the other checks her laptop at a table in a clothing store storeroom.
Jan. 14, 2023 | By David Chang, ChFC®, CLU®

Have a Small Business With a Partner? Key-Life Insurance Needs to Be a Top Priority

It's important for entrepreneurs and small business owners to think about the future. Here's why you should consider life insurance.
Nurse helping elderly man from bed in nursing home.
Jan. 14, 2023 | By David Chang, ChFC®, CLU®

4 Little-Known Things Life Insurance Will Cover

Life insurance policies can cover funeral costs, medical bills, and other expenses related to an unexpected death. Keep reading to see what else they cover.
Two parents with their young children having lunch at a picnic table on their back deck.
Jan. 14, 2023 | By Ashley Maready

Bought a New Life Insurance Policy? Make Sure Your Beneficiaries Have This Information

January is a great time to review your life insurance coverage. Keep reading to learn what your loved ones will need to claim their payout.
An older couple uses a laptop, calculator, and papers to budget while sitting on the living room sofa
Jan. 7, 2023 | By Dana George

2 Times Cashing Out a Whole Life Policy Makes Sense

Most whole life insurance provides both a death benefit and cash value. If either of these two situations apply, though, it may make sense to cash out.
A smiling woman sitting in the driver's seat of a car.
Jan. 1, 2023 | By Ashley Maready

4 Reasons I Will Drive My 13-Year-Old Car Until the Wheels Fall Off

Money regrets, I've had a few. But find out why keeping an old car in good running order is definitely not one of them.
Senior couple analyzing expenses using a notebook and calculator.
Jan. 1, 2023 | By Kailey Hagen

This 2023 Medicare Change Could Save Seniors on Insulin Hundreds of Dollars Per Year

Diabetic seniors need insulin, but it often isn't cheap. This new Medicare rule change for 2023 should help with that.
A doctor sitting next to a patient in an exam room and going over test results on a clipboard.
Dec. 30, 2022 | By Kailey Hagen

Medicare Part B Costs Are Dropping in 2023, but Your Medical Expenses Might Not. Here's Why

The Medicare Part B premium and deductible are dropping in 2023, but other costs are set to rise. Here's what you need to know.
Dealer Showing Female Customer A Car
Dec. 22, 2022 | By David Chang, ChFC®, CLU®

This Is the One Number You Need to Know Before Buying a New Car

Knowing exactly how much you can afford without busting your budget is important when buying a new car. Here's how to calculate your "all-in" number.
Two people driving in a car on a sunny day while looking up directions on a smartphone.
Dec. 21, 2022 | By Cole Tretheway

3 Little-Known Tips to Save on Car Insurance as Rates Rise

You can do better than bundling car insurance. Check out how to cut car insurance costs.
A person leans out the passenger side's window of a red car, smiling.
Dec. 21, 2022 | By Natasha Etzel

Is No-Deductible Car Insurance Worth It?

Some drivers may want to avoid a car insurance policy with a high deductible. Find out whether no-deductible car insurance is a good fit.
Mature man working on something at his desk in thought.
Dec. 19, 2022 | By Ashley Maready

Do You Really Need Life Insurance in These 2 Scenarios? Here's How to Tell

Everyone needs life insurance, right? Read on for a few instances where you may not need it -- but could want it anyway.
A person working on a laptop at a dining room table with a baby on their lap.
Dec. 15, 2022 | By Kailey Hagen

3 Reasons You Might Need More Life Insurance in 2023

Life insurance is an invaluable financial protection for loved ones left behind after a tragedy. Here are a few signs that it's time to buy more.
A mature couple goes over financial paperwork at home.
Dec. 13, 2022 | By Dana George

4 Reasons to Review Your Life Insurance Policy Before 2023

Life insurance is intended to financially protect anyone you might leave behind. Read on to learn four reasons to check up on your coverage before the end of the year.
A young woman calls for road service while looking under the hood of her car.
Dec. 13, 2022 | By David Chang, ChFC®, CLU®

8 Things Your Car Insurance Probably Doesn't Cover

There are some things you don't have coverage on with your auto insurance. Read to learn what your insurer likely won't pay for.