Insurance Articles

A person sitting at a desk and filling out paperwork.

March 8, 2023 | By Dana George

Is Allianz Travel Insurance Worth It?

Travel insurance can take some of the worry out of going on a trip. Keep reading to learn if Allianz Travel Insurance is worth the premium.

Woman sitting on floor beside suitcase talking on her cell phone and using a laptop.

March 8, 2023 | By David Chang, ChFC®, CLU®

Travel Insurance: Is It Really Worth It?

Travel insurance can be an important part of your trip and it doesn't have to be expensive. Keep reading to learn more.

A woman hiking around a lake with her dog and taking in the view over the water at sunset.

March 7, 2023 | By Brittney Myers

Have Pets? Then You Should Also Have This

Pets aren't typically considered dependents under the law. Find out what vital protection you should still have for your furry family.

Frustrated young woman crouches next to wrecked car after a car accident.

March 7, 2023 | By Dana George

Totaled a Car You're Still Paying Off? Here's What to Do

There are limits on how much insurers pay toward a totaled car. Find out what to do if your vehicle is totaled while you're still making payments.

March 7, 2023 | By Brittney Myers

Buying a Used Car? This Tool Could Potentially Save Your Life

There's a lot we don't know about the used cars we buy. But using this tool can shed some important light on your car's history.

March 6, 2023 | By Brittney Myers

Does a Recall Affect My Car Insurance?

Recalls are surprisingly common, occurring by the millions each year. Here's what a recall means for you -- and your auto insurance.

Two parents laying on their bed with their young children.

March 5, 2023 | By Ashley Maready

Do Your Children Need Life Insurance Policies?

Children are precious, but should you buy them life insurance? Keep reading to find out.

A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.

March 3, 2023 | By Kailey Hagen

3 Insurance Moves to Make ASAP Following a Divorce

Insurance is a crucial protection against emergencies. Here's how to find the appropriate coverage following a divorce.

A woman sitting at her kitchen table and typing on a laptop next to paperwork.

March 1, 2023 | By Ashley Maready

Buying Life Insurance in 2023? Don't Make These 4 Mistakes

Life insurance can provide for loved ones in the event of the policyholder's death. Read on for errors to avoid if you need a new policy this year.

A couple with two kids on the front steps of a house.

Feb. 28, 2023 | By Cole Tretheway

3 Reasons You Absolutely Should Not Buy Life Insurance in 2023

Life insurance isn't for everybody. Discover three reasons you shouldn't buy life insurance in 2023, despite the perks.

Feb. 27, 2023 | By Lyle Daly

Dave Ramsey Says This Type of Life Insurance Is 'a Way to Screw People' -- and He's Right

Dave Ramsey has a strong opinion about a popular type of life insurance. Learn what it is and why Ramsey always advises against it.

A couple meets with a financial advisor in an office.

Feb. 25, 2023 | By Kailey Hagen

2 Ways to Safeguard Your Life Insurance Against Inflation

A life insurance death benefit may not go as far in the future as it does today. Read on to learn how to protect it against inflation.

Feb. 23, 2023 | By Kailey Hagen

Car Insurance Costs Are Set to Jump 7% in 2023. Here's How to Pay as Little as Possible

Car insurance is a vital protection for all drivers, but costs are set to climb again this year. Here's how drivers can keep theirs down.

A family of three visiting a gravestone in a cemetery.

Feb. 18, 2023 | By Dana George

This Is One Way to Show Your Family You 'Hate' Them, According to Dave Ramsey

Dying without a will means leaving your loved one with no plan to follow. Take a peek at the mess they could find themselves facing.

A family standing around a gravestone while one woman lays down flowers.

Feb. 10, 2023 | By Dana George

Here's What Happens When Someone Dies Without Life Insurance

Life insurance helps care for those left behind. Keep reading to learn what happens when someone dies without insurance.

Man on the phone doing paperwork at home

Feb. 8, 2023 | By David Chang, ChFC®, CLU®

Auto Insurance Rates Are Skyrocketing, Up Almost 14% Year Over Year

Auto insurance rates are higher than ever. Read on to learn why they've increased and what you can do to save.

A mom and dad smiling and each holding their toddler and baby while eating breakfast at a sunny table.

Feb. 2, 2023 | By Emma Newbery

15 Million People Could Lose Medicaid Benefits As Emergency COVID-19 Provisions End

The end of the public health emergency could have a significant impact on U.S. healthcare provision. Find out what it might mean for your health and budget.

A patient sitting on the table in an exam room and speaking with the doctor.

Jan. 24, 2023 | By Emma Newbery

More and More Doctors Are Billing for Email Advice

Patients may have to pay as much as $100 for medical advice by email. Find out why healthcare providers have changed their billing systems and how you can reduce costs.

Young adult does their home finances at a laptop in the kitchen.

Jan. 23, 2023 | By Kimberly Rotter, AFC®

How Much Life Insurance Does a 40-Year-Old Need?

There are at least five different ways to calculate your life insurance needs. Our expert explains.

A mature couple discusses paperwork with a businesswoman in a home.

Jan. 17, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does Someone Over 60 Need?

Life insurance is an important part of any financial plan. But how much life insurance do you need as a senior? Keep reading to find out.

Jan. 16, 2023 | By Brittney Myers

How Much Life Insurance Does a 30-Year-Old Need?

Having a large life insurance policy at 30 can seem excessive. But for some, it's actually a good idea. Here's what to consider.

Mature man looking at his laptop with concern on his face.

Jan. 15, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does a 50-Year-Old Need?

The amount of life insurance a 50-year-old should have varies based on their individual needs and circumstances. Read on to learn how to determine coverage.

One woman packing clothes into shipping boxes while the other checks her laptop at a table in a clothing store storeroom.

Jan. 14, 2023 | By David Chang, ChFC®, CLU®

Have a Small Business With a Partner? Key-Life Insurance Needs to Be a Top Priority

It's important for entrepreneurs and small business owners to think about the future. Here's why you should consider life insurance.

Nurse helping elderly man from bed in nursing home.