Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Insurance Articles | Page 15

Articles about Insurance and how to get the most from it.

Recent Articles

Feb. 8, 2023 | By David Chang, ChFC®, CLU®

Auto Insurance Rates Are Skyrocketing, Up Almost 14% Year Over Year

Auto insurance rates are higher than ever. Read on to learn why they've increased and what you can do to save.
Feb. 2, 2023 | By Emma Newbery

15 Million People Could Lose Medicaid Benefits As Emergency COVID-19 Provisions End

The end of the public health emergency could have a significant impact on U.S. healthcare provision. Find out what it might mean for your health and budget.
Jan. 24, 2023 | By Emma Newbery

More and More Doctors Are Billing for Email Advice

Patients may have to pay as much as $100 for medical advice by email. Find out why healthcare providers have changed their billing systems and how you can reduce costs.
Jan. 23, 2023 | By Kimberly Rotter, AFC®

How Much Life Insurance Does a 40-Year-Old Need?

There are at least five different ways to calculate your life insurance needs. Our expert explains.
Jan. 17, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does Someone Over 60 Need?

Life insurance is an important part of any financial plan. But how much life insurance do you need as a senior? Keep reading to find out.
Jan. 16, 2023 | By Brittney Myers

How Much Life Insurance Does a 30-Year-Old Need?

Having a large life insurance policy at 30 can seem excessive. But for some, it's actually a good idea. Here's what to consider.
Jan. 15, 2023 | By David Chang, ChFC®, CLU®

How Much Life Insurance Does a 50-Year-Old Need?

The amount of life insurance a 50-year-old should have varies based on their individual needs and circumstances. Read on to learn how to determine coverage.
Jan. 14, 2023 | By David Chang, ChFC®, CLU®

Have a Small Business With a Partner? Key-Life Insurance Needs to Be a Top Priority

It's important for entrepreneurs and small business owners to think about the future. Here's why you should consider life insurance.
Jan. 14, 2023 | By David Chang, ChFC®, CLU®

4 Little-Known Things Life Insurance Will Cover

Life insurance policies can cover funeral costs, medical bills, and other expenses related to an unexpected death. Keep reading to see what else they cover.
Jan. 14, 2023 | By Ashley Maready

Bought a New Life Insurance Policy? Make Sure Your Beneficiaries Have This Information

January is a great time to review your life insurance coverage. Keep reading to learn what your loved ones will need to claim their payout.
Jan. 7, 2023 | By Dana George

2 Times Cashing Out a Whole Life Policy Makes Sense

Most whole life insurance provides both a death benefit and cash value. If either of these two situations apply, though, it may make sense to cash out.
Jan. 4, 2023 | By Emma Newbery

As Californians Brace for More Extreme Weather, Here's How to Storm-Proof Your Finances

Millions of people in California are preparing for further storm damage after weeks of severe rain and heavy winds. Here's what you need to know.
Jan. 1, 2023 | By Ashley Maready

4 Reasons I Will Drive My 13-Year-Old Car Until the Wheels Fall Off

Money regrets, I've had a few. But find out why keeping an old car in good running order is definitely not one of them.
Jan. 1, 2023 | By Kailey Hagen

This 2023 Medicare Change Could Save Seniors on Insulin Hundreds of Dollars Per Year

Diabetic seniors need insulin, but it often isn't cheap. This new Medicare rule change for 2023 should help with that.
Dec. 30, 2022 | By Kailey Hagen

Medicare Part B Costs Are Dropping in 2023, but Your Medical Expenses Might Not. Here's Why

The Medicare Part B premium and deductible are dropping in 2023, but other costs are set to rise. Here's what you need to know.
Dec. 22, 2022 | By David Chang, ChFC®, CLU®

This Is the One Number You Need to Know Before Buying a New Car

Knowing exactly how much you can afford without busting your budget is important when buying a new car. Here's how to calculate your "all-in" number.
Dec. 21, 2022 | By Cole Tretheway

3 Little-Known Tips to Save on Car Insurance as Rates Rise

You can do better than bundling car insurance. Check out how to cut car insurance costs.
Dec. 21, 2022 | By Natasha Etzel

Is No-Deductible Car Insurance Worth It?

Some drivers may want to avoid a car insurance policy with a high deductible. Find out whether no-deductible car insurance is a good fit.
Dec. 19, 2022 | By Ashley Maready

Do You Really Need Life Insurance in These 2 Scenarios? Here's How to Tell

Everyone needs life insurance, right? Read on for a few instances where you may not need it -- but could want it anyway.
Dec. 15, 2022 | By Kailey Hagen

3 Reasons You Might Need More Life Insurance in 2023

Life insurance is an invaluable financial protection for loved ones left behind after a tragedy. Here are a few signs that it's time to buy more.
Dec. 13, 2022 | By Dana George

4 Reasons to Review Your Life Insurance Policy Before 2023

Life insurance is intended to financially protect anyone you might leave behind. Read on to learn four reasons to check up on your coverage before the end of the year.
Dec. 13, 2022 | By David Chang, ChFC®, CLU®

8 Things Your Car Insurance Probably Doesn't Cover

There are some things you don't have coverage on with your auto insurance. Read to learn what your insurer likely won't pay for.
Dec. 13, 2022 | By David Chang, ChFC®, CLU®

5 Ways to Get Discounted Homeowners Insurance

There are plenty of ways to save money on your homeowners insurance policy. Read on for ideas.
Dec. 12, 2022 | By David Chang, ChFC®, CLU®

5 Ways to Get Discounted Life Insurance

There are a number of ways to get discounted life insurance. Read on to find out how you can get the coverage you need at a price you can afford.
Dec. 11, 2022 | By David Chang, ChFC®, CLU®

Insurance Fraud Costs Americans $309 Billion a Year -- Here's How to Protect Yourself

Insurance fraud is a huge problem in the United States. Read on to learn how you can keep from being a victim.