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Insurance Articles

Articles about Insurance and how to get the most from it.
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Recent Articles

Man using his cellphone on the side of the road with a wrecked vehicle behind him.
July 16, 2023 | By Steven Porrello

How Long Can My Car Insurance Company Take to Settle a Claim?

Federal law doesn't require insurers to finish your claim in a certain timeline. Learn how long it could take in your state.
Two adults exchanging information at the site of an auto accident.
July 15, 2023 | By Cole Tretheway

I Got Into My First Car Crash. Here's What I Exchanged With the Other Driver for Insurance

Accidents can be shocking, making it difficult to think. Read on for how to respond to getting into a car crash.
Man in apparent distress on phone with vehicle in the background.
July 15, 2023 | By Steven Porrello

Can a Low Credit Score Make You Pay More on Car Insurance?

A poor credit score doesn't affect your ability to drive, so why does it impact your car insurance costs? Read on to find out.
People getting out of their cars to look at the damage from a fender bender on the road.
July 15, 2023 | By Steven Porrello

Here's Why Your Car Insurance Goes Up After a Claim, Even If You're Not at Fault

A no-fault accident doesn't reflect your driving skills, so why does it affect your car insurance premiums? Read on to find out more.
Two people sitting at their kitchen table with an open laptop, paperwork, and a calculator.
July 8, 2023 | By Chris Neiger

What in the Deductible Is Going On With Car Insurance Prices?

More than 40% of drivers say they're paying more for auto insurance now than they did last year. Read on to find out how you can lower your car insurance premiums.
A couple sitting on the floor of their living room organizing paperwork.
June 30, 2023 | By David Chang, ChFC®, CLU®

8 Types of Insurance That Are Actually a Waste of Money

While some types of insurance are vital, others may be pointless and unnecessary. Read on to learn which types to avoid..
A person driving a car down a sunny road with a dog in the passenger seat.
June 26, 2023 | By Steven Porrello

Nonbinary Car Insurance: How It Works and Ways to Save

Nonbinary drivers in many states can buy car insurance without choosing the traditional male and female gender options. Read here to learn how it works.
Father using laptop while on cell phone with young daughter coloring in his lap
June 25, 2023 | By Kailey Hagen

Will Homeowners Insurance Cover Wildfire Smoke Damage?

Flames aren't the only damaging part of a wildfire. Here's what homeowners need to know about homeowners insurance and wildfire smoke damage.
Four firefighters talking and laughing in their gear while standing beside a fire truck.
June 22, 2023 | By Kailey Hagen

Finding Homeowners Insurance in California Just Got Harder. Here's Why

California's wildfires are making it hard for homeowners to find insurance. Here's what residents need to know.
Couple checking ruins after fire disaster.
June 21, 2023 | By Kailey Hagen

7 Things Homeowners Can Do to Protect Their Homes Against Wildfire This Year

Wildfires are devastating and can lead to costly homeowners insurance claims. Read on for seven steps homeowners can take to reduce this risk.
Woman handing identification to a cop that has her pulled over.
June 15, 2023 | By Ashley Maready

Here's What Happens When You Let Your Auto Insurance Lapse

It's illegal to drive without car insurance. Read on to see what you can expect if you let your policy lapse.
A person sitting at a desk and filling out paperwork.
May 10, 2023 | By Matt Frankel, CFP®

Tesla Model 3 Now Priced Below $40,000 -- Is It Available for Tax Credits?

The Tesla Model 3 is one of the most popular electric vehicles. Read on to see how tax credits can make it even more affordable.
A family standing around a gravestone while one woman lays down flowers.
April 21, 2023 | By Dana George

Unfortunately, Here's What Happens When Someone Dies Without Life Insurance

Life insurance helps care for those left behind. Keep reading to learn what happens when someone dies without insurance.
A family playing in a backyard pool surrounded by green bushes and trees.
April 19, 2023 | By Emma Newbery

Florida Home Insurance Crisis: What You Need to Know

Homeowners in Florida face dramatic hikes in their insurance costs, so much so that some are considering leaving the state. Find out how you can reduce your premiums.
Young woman driving convertible near the coast.
April 16, 2023 | By Kailey Hagen

California Auto Insurance Rates Are Skyrocketing. Here's How to Keep Yours Down

Several auto insurers in California have recently hiked rates. Here's what drivers need to know about how to keep their premiums down.
An older person kisses their partner's forehead as they embrace in front of a house.
April 13, 2023 | By Kailey Hagen

3 Things You May Not Know About Your Homeowners Insurance's Tornado Coverage

Homeowners insurance covers tornadoes, but it may not provide as much protection as policyholders expect. Here's what homeowners need to know.
Man in apparent distress on phone with vehicle in the background.
April 12, 2023 | By Kailey Hagen

The Surprising Reason Some Kia and Hyundai Owners Can't Find Car Insurance Right Now

Older Kia and Hyundai vehicles have a massive security flaw. Read on to learn how it's affecting drivers.
Two people looking worried while reviewing bills at their kitchen table.
April 10, 2023 | By Matt Frankel, CFP®

My Homeowners Insurance Just Doubled -- What Should I Do Now?

If your homeowners insurance bill skyrocketed, you're not alone. Here's what you need to know.
A woman standing on the sunny tarmac and waiting to board a plane.
April 8, 2023 | By Steven Porrello

Here's How Much It Costs to Insure a Private Plane

Airplane insurance protects pilots financially from medical bills or hull damage. But the amount pilots pay annually for insurance might surprise you.
Couple checking ruins after fire disaster.
April 6, 2023 | By Dana George

10 Things You Should Never Do Following Damage to Your Home

Sustaining damage to your home can be a stressful experience. Read on to find out 10 things you should never do during that time.
An insurance broker and an older couple discuss finances while standing in a kitchen holding folders.
April 4, 2023 | By Dana George

6 Reasons Your Auto Insurance Rates Might Jump

Driving without insurance coverage can ruin you financially. However, here are some of the reasons you may have to pay more.
People getting out of their cars to look at the damage from a fender bender on the road.
March 31, 2023 | By Dana George

7 Things You Should Never Do Following an Auto Accident

Auto accidents can be traumatic. Here's what not to do if you're involved in one.
Young woman listening to podcast on her headphones while drinking coffee.
March 29, 2023 | By David Chang, ChFC®, CLU®

Is AppleCare Plus Worth It?

AppleCare+ provides some additional peace of mind for your Apple products, but it is pricey. Read to see if it is right for you.
Frustrated young woman crouches next to wrecked car after a car accident.
March 29, 2023 | By Dana George

6 Ways to Lower Your Insurance Premiums Following an Accident

Auto insurance following an at-fault accident can be costly. Keep reading to learn six ways you may be able to minimize the financial sting.
An older man with a long gray beard and tattoos taking a selfie.
March 27, 2023 | By David Chang, ChFC®, CLU®

7 Types of Insurance You Never Knew Existed

You know you need insurance for your car, home, and health, but there are also some really wacky insurance policies out there. Read on to learn about them.